Look like CIMB credit card benefit not that good and Cash Back will only get it after settle the bill?

Yup. Now not that good d. Only thing is no annual fee charged for life. Cash back in next month's statement only

lol... They send me an sms with the link. Then I submit and currently processing.

Guys, i have 2 questions regarding the cash rebate credit card.

1) Cash rebate will folllow transaction date or posting date?

2) If i buy GSC movie ticket online, will it be classified as online purchase or in the entertainment category??

1. Transaction date, but cashback quota follow posting date
2. Online

I just noticed I actually received my second retention on 8th Feb. It was in my supplementary card. I called to transfer it to my principal card and cancel the supp card, again they tried to retain me with another RM 15 cash back with RM 200 spending. This time I rejected the offer and proceeded to cancel both principal and supp card. Instant transferred all the outstanding after cash back.

At the same time, I asked for CL reduction to 2k (minimum was 1k) on my Enrich Plat card.

Thanks for everything, CIMB CR. I will not keep cards which have no more benefits for me.

Wow! Offer second retention cash back? Looks like CIMB is desperate to retain their card holders. I was offered the RM15 + RM15 (upon RM200 spending) to retain the Cash Rebate platinum card. So I kept it and will cancel it after getting the RM30 cash back
Wonder if they'll offer me second retention cash back haha

Yes, second retention. I already got 4xRM 15. I told CS, this is like an endless cycle.
Actually I don't mind getting free RM 15 from them but what I don't like is I will need to pay before deducting cash back or I must spend exact figure to offset.

For you maybe no benefits, but it maybe beneficial for other users.
There is still at least 2% rebate for spending below RM3k statement.

after looking at how citi revise their cash back benefits.
cimb cash back seem not tat bad actually...
lol..

for citi, spending less than 1.5k you basically get nothing

Of course I know but I have 2% cash back with no minimum spending using MBB FCB VS. I also have SCB CB Gold to get RM 50 with 1.5k spending. So this 3k is irrelevant to me.

If we were to derive in such a way, all cards have benefits. No need to share the benefits screenshot to me, I'm well aware.

Why sometime i will get SMS about my trans from cash rebate?
most of time no SMS, even i spend 300
i did not make any setting on cimbclick
i keep this card because no plan to apply other card to work with samsung pay

edit, just read back few page about finance charge,
and my understand we need pay statement plus CB,
i always pay about after 1 week after closing statement,
and click statement to pay on cimbclick, not full amt,
never have issue finance charge,
but last month i get finance change RM5.51,
i paying wrong amt?

example
balance 1000
CB 0.50
CB 11.00
so i cannot pay 988.50?
i must pay 1000?

This post has been edited by PJng: Feb 17 2018, 12:28 PM

Yes, pay statement balance which is RM 1000 based on your example.

so mean i click statement is a trap?

Not really a trap because we are supposed to pay according statement balance for all banks.

It is intended for those who may not aware it is reflected in the first page of the thread and also from CIMB webpage. So that they will not miss the benefits with your statement. not all have other banks cards.

This post has been edited by ch_teo: Feb 17 2018, 09:53 PM

Yes, I totally agree. There are other better options out there with no minumum spending; MBB FCB VS, PBB Quantum 2cards, Ambank True Visa.

I was thinking to cancel this card before,
But this card can have multiple SamsungPay in a day at petrol station with 2% cash back where MBB FC limit to one transaction per day.

That's the reason why I still using this card

i just came to know any purchase on shopee using this card will impose 1% charge because cimb said shopee use international bank.. is it thru?

recently bought fon from shopee but cancel after a day cuz seller no stock.. charged to my card is 1766 but refunded only 1749.. called to cimb they cant do anything about it.. can i report to bnm?

Yes.. Shopee uses Singapore payment gateway so Cimb charges cross border fee