I already did the hardworking for you why randomly experiment? Here my list stick to it and you will have alot fun with spay. Once awhile I will randomly try new shops to update my list.

So refer to my list you will know how often it fail so failure usually due to terminal.

All this is based on my actual usage and experience

Here also success rate of merchant bank terminal
Public bank  - failure rate 90%
Hong Leong bank - failure rate 80%
Maybank - failure rate 20%
CIMB - failure rate 0%
Ambank - failure rate 10%
Aeon big - failure rate 0%
IKEA - failure rate 0%
Giant - failure rate 0%
Guardian failure rate 0% but only staff attitude problem
bHP failure rate 0%
Shell failure rate 80%
Caltex 50%
Starbucks 0%
Cafebene failure rate 50%
Petronas failure rate 0%
Macdonald 5%
Coffee bean failure rate 0%
Speedmart 99 - failure rate 50% with minimum
Familymart - failure rate 0% no minimum
My news - failure rate 100%
Mr. Diy - failure rate 100%
Sin tuck woh hardware - failure rate 100%
Hardware store near My house - failure rate 100%
Machinery shop near Mt house - failure rate 100%
Hardware shop near my work - failure 15%
Pet shop at giant kelana jaya - failure rate 0%
All IT hypermarket the curve - failure rate 100%
KFC - failure rate 70%
*Vendor that failure rate 100% can use physical card but not spay
Updated 5.2.18

i don't go to all the above stores except kfc, and i am normally pay kfc with cash (credit card never come into my mind because kfc always tell me that their card terminal is offline in the past)

so far, most of my usage for spay are at tesco

I already did the hardwork for you why randomly experiment? Here my list stick to it and you will have alot fun with spay. Once awhile I will randomly try new shops to update my list.

So refer to my list you will know how often it fail so failure usually due to terminal.

All this is based on my actual usage and experience

Here also success rate of merchant bank terminal
Public bank  - failure rate 90%
Hong Leong bank - failure rate 80%
Maybank - failure rate 20%
CIMB - failure rate 0%
Ambank - failure rate 10%
Aeon big - failure rate 0%
IKEA - failure rate 0%
Giant - failure rate 0%
Guardian failure rate 0% but only staff attitude problem
bHP failure rate 0%
Shell failure rate 80%
Caltex 50%
Starbucks 0%
Cafebene failure rate 50%
Petronas failure rate 0%
Macdonald 5%
Coffee bean failure rate 0%
Speedmart 99 - failure rate 50% with minimum
Familymart - failure rate 0% no minimum
My news - failure rate 100%
Mr. Diy - failure rate 100%
Sin tuck woh hardware - failure rate 100%
Hardware store near My house - failure rate 100%
Machinery shop near Mt house - failure rate 100%
Hardware shop near my work - failure 15%
Pet shop at giant kelana jaya - failure rate 0%
All IT hypermarket the curve - failure rate 100%
KFC - failure rate 70%
*Vendor that failure rate 100% can use physical card but not spay
Updated 5.2.18

I already did the hardwork for you why randomly experiment? Here my list stick to it and you will have alot fun with spay. Once awhile I will randomly try new shops to update my list.

So refer to my list you will know how often it fail so failure usually due to terminal.

All this is based on my actual usage and experience

Here also success rate of merchant bank terminal
Public bank  - failure rate 90%
Hong Leong bank - failure rate 80%
Maybank - failure rate 20%
CIMB - failure rate 0%
Ambank - failure rate 10%
Aeon big - failure rate 0%
IKEA - failure rate 0%
Giant - failure rate 0%
Guardian failure rate 0% but only staff attitude problem
bHP failure rate 0%
Shell failure rate 80%
Caltex 50%
Starbucks 0%
Cafebene failure rate 50%
Petronas failure rate 0%
Macdonald 5%
Coffee bean failure rate 0%
Speedmart 99 - failure rate 50% with minimum
Familymart - failure rate 0% no minimum
My news - failure rate 100%
Mr. Diy - failure rate 100%
Sin tuck woh hardware - failure rate 100%
Hardware store near My house - failure rate 100%
Machinery shop near Mt house - failure rate 100%
Hardware shop near my work - failure 15%
Pet shop at giant kelana jaya - failure rate 0%
All IT hypermarket the curve - failure rate 100%
KFC - failure rate 70%
*Vendor that failure rate 100% can use physical card but not spay
Updated 5.2.18

Just to inform I've been to a few mynews that accepts spay without minimum amount. There are still some that don't accept which I just avoid.
Also Mr. Diy in aeon big wangsa maju accepts spay without minimum purchase.
All of those I asked to use paywave instead of spay.

Just to inform I've been to a few mynews that accepts spay without minimum amount. There are still some that don't accept which I just avoid.
Also Mr. Diy in aeon big wangsa maju accepts spay without minimum purchase.
All of those I asked to use paywave instead of spay.

The great thing about SPay is there isn't any minimum purchase amount. About time they did something as I remember the days where retailers wanting to charge 2-3% for payment with credit cards and the minimum amount spend set at RM 50.

Spay or paywave no minimum instead it's retailer that set because reclutant to absorb merchant fee. Even now many still ask for minimum or fee.

The great thing about SPay is there isn't any minimum purchase amount. About time they did something as I remember the days where retailers wanting to charge 2-3% for payment with credit cards and the minimum amount spend set at RM 50.

Already 6000 post no V6

Incoming very soon.

my friends who are working in the bank told me that retailers are not allow to charge extra fees and also set min spend for the credit card usage

but since no one enforce and take action on it, plus it is not known to public, so nobody group up to file an official complain to this matter

i am just heard it from friends, not sure the details about it

How many of you guys are using Blue Filter mode?

Spay is Samsung name of their system to integrate paywave + mst + loyalty cards.

When it has a spay logo means Samsung verify it works 100%

Previously mynews accept but lately I heard alot failed mynews due to their system problem. I failed twice already.

How many of you guys are using Blue Filter mode?

Lol yea I know the difference / similarity of spay and paywave. Just that it's easier to say paywave. Some shops got accept samsung pay sign still blur2 when I say want to use spay.
I forgot this is note 8 thread. Always got confused with spay thread when there's lengthy discussion about it here.
I don't use the blue filter. Feels like it strains my eyes more in dark room. I just use normal mode with dimmest brightness.
After almost 2 weeks using, today's the 1st time I'm connecting my phone with gear s3 since morning too see how much difference it makes in battery life. Standby doesn't look too promising as of now. But then again my WhatsApp notification is quite busy this morning. Need to see few more days.

Yes easier to say paywave then Samsung pay.

I ask Samsung pay she said cannot use
I say paywave can use. I laughed abit .

That is why the trick to using Samsung Pay with these kind of retail cashiers is to tell them paywave than quickly whoop out your Note 8 to tap and Wala!