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 Conditional High Yield Savings Account

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cybpsych
post Mar 13 2020, 10:09 PM

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QUOTE(majorarmstrong @ Mar 13 2020, 09:50 PM)
anyone heard about the 3% HLB Saving account with some condition?
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wont be 3% much longer
majorarmstrong
post Mar 13 2020, 10:13 PM

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QUOTE(cybpsych @ Mar 13 2020, 10:09 PM)
wont be 3% much longer
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yes drop 25 points down to 2.75% which is also not too bad compare to FD rate haha
GrumpyNooby
post Mar 13 2020, 10:13 PM

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QUOTE(majorarmstrong @ Mar 13 2020, 10:13 PM)
yes drop 25 points down to 2.75% which is also not too bad compare to FD rate haha
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At 3.4% OCBC 360 is still 2nd the best after SC PSA.
majorarmstrong
post Mar 14 2020, 12:13 AM

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QUOTE(GrumpyNooby @ Mar 13 2020, 10:13 PM)
At 3.4% OCBC 360 is still 2nd the best after SC PSA.
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full jor so need more option
GrumpyNooby
post Mar 14 2020, 07:14 AM

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QUOTE(majorarmstrong @ Mar 14 2020, 12:13 AM)
full jor so need more option
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blink.gif blink.gif blink.gif
GrumpyNooby
post Mar 27 2020, 07:54 AM

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REVISION OF JUSTONE INTEREST/PROFIT RATE/ PROFIT SHARING RATIO

Kindly be informed that the interest/profit rate/profit sharing ratio (PSR) for JustOne Accounts will be revised as follows.
All other product features, fees and charges will remain unchanged.

EFFECTIVE DATE: 17 APRIL 2020

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EFFECTIVE DATE: 1 MAY 2020

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https://av.sc.com/my/content/docs/my-revisi...profit-rate.pdf
MGM
post Mar 27 2020, 10:02 AM

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QUOTE(GrumpyNooby @ Mar 27 2020, 07:54 AM)
REVISION OF JUSTONE INTEREST/PROFIT RATE/ PROFIT SHARING RATIO

Kindly be informed that the interest/profit rate/profit sharing ratio (PSR) for JustOne Accounts will be revised as follows.
All other product features, fees and charges will remain unchanged.

EFFECTIVE DATE: 17 APRIL 2020

user posted image

EFFECTIVE DATE: 1 MAY 2020

user posted image

https://av.sc.com/my/content/docs/my-revisi...profit-rate.pdf
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Still no changes for Privilege$aver by Standard Chartered?
GrumpyNooby
post Mar 27 2020, 10:04 AM

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QUOTE(MGM @ Mar 27 2020, 10:02 AM)
Still no changes for Privilege$aver by Standard Chartered?
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Maybe this button can help you

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!@#$%^
post Mar 27 2020, 10:41 AM

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QUOTE(MGM @ Mar 27 2020, 10:02 AM)
Still no changes for Privilege$aver by Standard Chartered?
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no news is good news
mamamia
post Mar 27 2020, 04:50 PM

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QUOTE(GrumpyNooby @ Mar 27 2020, 07:54 AM)
REVISION OF JUSTONE INTEREST/PROFIT RATE/ PROFIT SHARING RATIO

Kindly be informed that the interest/profit rate/profit sharing ratio (PSR) for JustOne Accounts will be revised as follows.
All other product features, fees and charges will remain unchanged.

EFFECTIVE DATE: 17 APRIL 2020

user posted image

EFFECTIVE DATE: 1 MAY 2020

user posted image

https://av.sc.com/my/content/docs/my-revisi...profit-rate.pdf
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This is the ethical business that will give us notice, not like OCBC is immediate effect... ranting.gif
GrumpyNooby
post Apr 3 2020, 03:11 PM

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Revision of Deposits Rates Effective 20 April 2020 (dated 30 March 2020)

We wish to inform that effective 20 April 2020, the revised deposits rates are as follows:

Revision of Deposits Rates Effective 20 April 2020
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https://www.affinonline.com/AFFINONLINE/med...ate20042020.pdf

For more information, contact our Call Centre at 03-8230 2222, visit your nearest AFFINBANK branch.


GrumpyNooby
post Apr 9 2020, 08:08 PM

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Revision of Product Board Rate and Profit Sharing Ratio (effective 1 May 2020)

Kindly be informed that effective 1 May 2020, the board rates for the following products will be revised as follows.
All other product features, fees and charges will remain unchanged.

user posted image

user posted image

user posted image

https://av.sc.com/my/content/docs/revision-...aring-ratio.pdf
mamamia
post Apr 10 2020, 06:15 PM

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QUOTE(GrumpyNooby @ Apr 9 2020, 08:08 PM)
Revision of Product Board Rate and Profit Sharing Ratio (effective 1 May 2020)

Kindly be informed that effective 1 May 2020, the board rates for the following products will be revised as follows.
All other product features, fees and charges will remain unchanged.

user posted image

user posted image

user posted image

https://av.sc.com/my/content/docs/revision-...aring-ratio.pdf
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So PSA will be 3.6% d

GrumpyNooby
post Apr 10 2020, 06:26 PM

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QUOTE(mamamia @ Apr 10 2020, 06:15 PM)
So PSA will be 3.6% d
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Yes.
Refer to its dedicated thread.
cybpsych
post Apr 21 2020, 11:02 PM

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Earn up to 2.75% p.a. interest/profit with Pay&Save account/-i [ HLB | T&Cs ]
20 APRIL 2020-30 JUNE 2020

As we learn to navigate in this “new normal”, many are finding time for self-improvement. Make your money work harder for you and let us reward you with RM50 when you open a Pay&Save account/ -i.

This post has been edited by cybpsych: Apr 21 2020, 11:03 PM
MilesAndMore
post Apr 28 2020, 09:48 PM

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OCBC Bank 360 Account
Up to 3.40%

Standard Chartered Bank Privilege$aver
Up to 5.60%, realistic return is 3.60% starting next month

RHB Bank Smart Account / RHB Islamic Smart Account-I
Up time 4.25%, realistic return is 3.25%
**RM10 account maintenance fee to be charged every June and December if average monthly balance is less than RM1,000. This is a current account and you can request for cheque book facility if needed.

UOB Bank ONE Account
Up to 2.88%

Hong Leong Bank Pay & Save Account
Up to 2.75%

Affin Bank E-Saver / Affin Islamic Bank E-Saver-I
RM2,000 to RM49,999 - 2.25%
RM49,999 and above - 2.50%
**Do note Affin Bank savings account calculation is based on deposit band. Account can only be open via AffinOnline. So yes, you need to have a bank account with Affin Bank prior to opening this account yourself via AffinOnline. For example, you have RM50,000 in your Affin Bank E-Saver, there is no interest for the first RM1,999, then it is 2.25% for the next RM48,000, and finally 2.50% for the last RM1.

MBSB Bank Cash Rich Savings Account-I
2.15% on all balances

This post has been edited by MilesAndMore: Apr 28 2020, 10:00 PM
cklimm
post Apr 28 2020, 10:53 PM

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QUOTE(MilesAndMore @ Apr 28 2020, 09:48 PM)
OCBC Bank 360 Account
Up to 3.40%

Standard Chartered Bank Privilege$aver
Up to 5.60%, realistic return is 3.60% starting next month

RHB Bank Smart Account / RHB Islamic Smart Account-I
Up time 4.25%, realistic return is 3.25%
**RM10 account maintenance fee to be charged every June and December if average monthly balance is less than RM1,000. This is a current account and you can request for cheque book facility if needed.

UOB Bank ONE Account
Up to 2.88%

Hong Leong Bank Pay & Save Account
Up to 2.75%

Affin Bank E-Saver / Affin Islamic Bank E-Saver-I
RM2,000 to RM49,999 - 2.25%
RM49,999 and above - 2.50%
**Do note Affin Bank savings account calculation is based on deposit band. Account can only be open via AffinOnline. So yes, you need to have a bank account with Affin Bank prior to opening this account yourself via AffinOnline. For example, you have RM50,000 in your Affin Bank E-Saver, there is no interest for the first RM1,999, then it is 2.25% for the next RM48,000, and finally 2.50% for the last RM1.

MBSB Bank Cash Rich Savings Account-I
2.15% on all balances
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thank you for the hardwork rclxms.gif
akhito
post Apr 28 2020, 11:14 PM

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QUOTE(MilesAndMore @ Apr 28 2020, 09:48 PM)
OCBC Bank 360 Account
Up to 3.40%

Standard Chartered Bank Privilege$aver
Up to 5.60%, realistic return is 3.60% starting next month

RHB Bank Smart Account / RHB Islamic Smart Account-I
Up time 4.25%, realistic return is 3.25%
**RM10 account maintenance fee to be charged every June and December if average monthly balance is less than RM1,000. This is a current account and you can request for cheque book facility if needed.

RHB Bonus Saver
Up to 2.75% with RM 500 deposit per month
Minimum 2.65% after completing 12 counters

UOB Bank ONE Account
Up to 2.88%

Hong Leong Bank Pay & Save Account
Up to 2.75%

Affin Bank E-Saver / Affin Islamic Bank E-Saver-I
RM2,000 to RM49,999 - 2.25%
RM49,999 and above - 2.50%
**Do note Affin Bank savings account calculation is based on deposit band. Account can only be open via AffinOnline. So yes, you need to have a bank account with Affin Bank prior to opening this account yourself via AffinOnline. For example, you have RM50,000 in your Affin Bank E-Saver, there is no interest for the first RM1,999, then it is 2.25% for the next RM48,000, and finally 2.50% for the last RM1.

MBSB Bank Cash Rich Savings Account-I
2.15% on all balances
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I kinda think RHB bonus saver deserve to be in the list as it can achieve same rate as HLB pay and save with lesser effort. Anyway thank you for compiling the list
MilesAndMore
post Apr 29 2020, 02:25 PM

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QUOTE(cklimm @ Apr 28 2020, 10:53 PM)
thank you for the hardwork  rclxms.gif
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No problem smile.gif


QUOTE(akhito @ Apr 28 2020, 11:14 PM)
I kinda think RHB bonus saver deserve to be in the list as it can achieve same rate as HLB pay and save with lesser effort. Anyway thank you for compiling the list
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Oh yes. RHB Bonus Saver as well. I purposely excluded it as if one were to only open the account now, they can only start enjoying 2.65% (permanent) or 2.75% interest one year later. So I figured RHB Bank Smart Account is better. But in my case, until now I have not opened the RHB Bank Smart Account as I’m still using OCBC Bank 360 as my primary bank account now, and also I’m not sure if I can maintain an average balance of 1k over a 6-month period consistently to avoid the half-yearly account maintenance fee of RM10.
GigaX88
post May 4 2020, 01:24 AM

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