Great.. At least is still on..

Yes as long as got some progress i will wait for this project. This project expected to finish by end 2021 but due to this delayed, the earliest finished maybe by end of 2023. No matter what new gov should honor this project even got some issue with the current developer with previous gov.

Hi. Anyone know syarat kelayakan lppsa? Let say if i already max out my DSR with bank, can i still get approval from lppsa?

Because lppsa website no state about ccris record and other commitments with bank.

LPPSA purely base on your pay slip only. Other record on CCRIS will not be check.

You can even calculate on your own whether can get approval or not base on what stated on your pay slip.
Or use this calculator (make sure you key in the actual detail): http://www.lppsa.gov.my/v2/kalkulator-pembiayaan/

That really surprise me, only now i know that 😅. Tq.

Then for 2nd house better i take bank loan since only need 10% DP. For third house only worth to take lppsa since can do 100% loan, if bank loan for third house only can loan 70% is it?

Yes if you actually do plan to own 3 properties. That should be the best way.
1st house - bank loan - 90% MOF
2nd house - bank loan - 90% MOF
3rd house - gov loan - 100% MOF

But for most people 1 or 2 property is more enough.

Thank you, luckily i'm not using lppsa yet. FYI, my company (semi-gov/badan berkanun) also have our own housing loan.
My plan now :
1st house - bank loan
2nd house - company housing loan
3nd house - lppsa

Yeah, this is the best way if you are a government servant

Thank you very much for your helps. Really appreciate.

Actually i just got an offer ppam oug for the last minute, i have applied since last 2 year, went for unit selection last week but only 1 unit left 1100sqft rm187k. So i just take. Settling with bank loan now, the officer bank told me can get approved but after this my DSR full already. Cannot new car lol. Or must to tenancy agreement for my first house if want to loan.

Your company housing loan can do full loan? Lucky you

Not sure what house to buy for third house. Rumah wip can apply if already got 1 house 1 kl?

Maybe u could refer this...


Attached thumbnail(s)

1st house ..100% loan (Pr1ma)
2nd house... 100% loan (backdoor - some agent can do ..pr1ma /wip
3rd house ... 100% loan (gov loan)

4th house ... 100% loan (Wife 1st house - Pr1ma)
5th house... 100 % loan (Wife 2nd house - Back Door - some agent can do ..pr1ma wip)
6th house ... 100% loan gov loan.

7th house.. 70% forget it... unless use IHC

Do it before married ... the only married

Anyone here apply for PPAM Selindung @ Ulu Yam?

i did noticed it just now. very far from KL.

Super far from kl.

I already apply the project at 3PM today but when I do some research about the location, it's totally turn me off and I just cancel the application on spot. haha.

Worst than Bukit Beruntung that place

Totally agreed. Bukit beruntung is 100% better than that project.

Loh mee is good that place

This post has been edited by dave1987: Sep 10 2019, 09:41 PM

Now I am hoping OUG to,open back

Who gonna purposely go there to eat Loh mee haha.