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 PPA1M General Discussion Thread, for civil servants to share n discuss.

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neshdgr8
post Aug 18 2019, 04:04 AM

Getting Started
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Junior Member
147 posts

Joined: Sep 2012
From: Tawau, Sabah


QUOTE(trust4you @ Aug 15 2019, 05:36 PM)
mind sharing which project isit that is runing late? is it de brick fields
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is it going to start?
neshdgr8
post Aug 18 2019, 10:07 AM

Getting Started
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Junior Member
147 posts

Joined: Sep 2012
From: Tawau, Sabah


QUOTE(trust4you @ Aug 18 2019, 08:24 AM)
Tat have to slowly dream
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Two project beside it seems had started, PR1MA and Seniland. PPAM land still empty with wild thatches.
neshdgr8
post Aug 18 2019, 12:34 PM

Getting Started
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Junior Member
147 posts

Joined: Sep 2012
From: Tawau, Sabah


QUOTE(dave1987 @ Aug 18 2019, 11:00 AM)
Any update
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neshdgr8
post Aug 31 2019, 12:13 PM

Getting Started
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Junior Member
147 posts

Joined: Sep 2012
From: Tawau, Sabah


QUOTE(AskarPerang @ Aug 31 2019, 11:18 AM)
Yes if you actually do plan to own 3 properties. That should be the best way.
1st house - bank loan - 90% MOF
2nd house - bank loan - 90% MOF
3rd house - gov loan - 100% MOF

But for most people 1 or 2 property is more enough.
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Yeah, this is the best way if you are a government servant smile.gif
neshdgr8
post Sep 1 2019, 01:54 AM

Getting Started
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Junior Member
147 posts

Joined: Sep 2012
From: Tawau, Sabah


QUOTE(aien03 @ Aug 31 2019, 06:33 PM)
Thank you very much for your helps. Really appreciate.

Actually i just got an offer ppam oug for the last minute, i have applied since last 2 year, went for unit selection last week but only 1 unit left 1100sqft rm187k. So i just take. Settling with bank loan now, the officer bank told me can get approved but after this my DSR full already. Cannot new car lol. Or must to tenancy agreement for my first house if want to loan.
Your company housing loan can do full loan? Lucky you
Not sure what house to buy for third house. Rumah wip can apply if already got 1 house 1 kl?
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Maybe u could refer this...


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neshdgr8
post Sep 2 2019, 02:16 AM

Getting Started
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Junior Member
147 posts

Joined: Sep 2012
From: Tawau, Sabah


QUOTE(Pr1ma Buyer @ Sep 1 2019, 10:05 PM)
1st house ..100% loan (Pr1ma)
2nd house... 100% loan (backdoor - some agent can do ..pr1ma /wip
3rd house ... 100% loan (gov loan)

4th house ... 100% loan (Wife 1st house - Pr1ma)
5th house... 100 % loan (Wife 2nd house - Back Door - some agent can do ..pr1ma wip)
6th house ... 100% loan gov loan.

7th house.. 70% forget it... unless use IHC

Do it before married ... the only married
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