QUOTE(Quang1819 @ Mar 11 2018, 11:44 AM)
Those units sure owned by rich people too via "connections"PPA1M General Discussion Thread, for civil servants to share n discuss.
PPA1M General Discussion Thread, for civil servants to share n discuss.
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Mar 17 2018, 09:12 AM
Show posts by this member only | IPv6 | Post
#381
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Junior Member
808 posts Joined: May 2008 |
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Mar 17 2018, 10:11 AM
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Junior Member
982 posts Joined: Apr 2008 |
QUOTE(300thecat @ Mar 17 2018, 08:17 AM) Anyone got a response re Brickfields? It's past the application results deadline, yet status still showing 'Baru'. Mine still shows "Baru" too.Heard that there were 8K+ applicants and obviously the filtering panel will take longer than usual to vet through. Priority is for first time home buyers and low wage earners. |
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Mar 17 2018, 12:03 PM
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All Stars
48,521 posts Joined: Sep 2014 From: REality |
QUOTE(W.ROOK @ Mar 17 2018, 10:11 AM) Mine still shows "Baru" too. Wow..Heard that there were 8K+ applicants and obviously the filtering panel will take longer than usual to vet through. Priority is for first time home buyers and low wage earners. 8k applicant is kinda huge numbers.. Well sure priority would be given to first timers but don't forget this is Malaysia.. Those with right connection would also get piece of the pie even they not qualify 😈 This post has been edited by nexona88: Mar 17 2018, 12:03 PM |
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Mar 17 2018, 02:26 PM
Show posts by this member only | IPv6 | Post
#384
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Senior Member
2,566 posts Joined: Oct 2017 |
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Mar 17 2018, 06:19 PM
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48,521 posts Joined: Sep 2014 From: REality |
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Mar 17 2018, 06:31 PM
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All Stars
17,515 posts Joined: Feb 2006 From: KL |
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Mar 17 2018, 06:37 PM
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48,521 posts Joined: Sep 2014 From: REality |
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Mar 17 2018, 06:50 PM
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23,688 posts Joined: Aug 2007 From: Outer Space |
For all you know, the highest chance to get it is the 90k units. Due to the cap in the pay. You need to be RM1500 and below to apply the 90k ones. And I doubt got many applicants out there who actually qualify that criteria.
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Mar 18 2018, 07:40 AM
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202 posts Joined: Nov 2010 |
Sofiya registration is closed already right?
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Mar 18 2018, 08:07 AM
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All Stars
48,521 posts Joined: Sep 2014 From: REality |
Maybe those staff..
Like gred 11 one.. Their salary is kinda low 😑 They could be the one applied for 90k This post has been edited by nexona88: Mar 18 2018, 08:07 AM |
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Mar 18 2018, 11:05 AM
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Senior Member
1,146 posts Joined: Sep 2005 From: Kuala Lumpur |
From this link,
https://www.thevocket.com/10-tip-untuk-penj...a-6-buah-rumah/ It means, if 1st house commercial 90%, 2nd house commercial 90%, 3rd house lppsa 100% if 1st house lppsa 100% 2nd house commercial 90% 3rd house commercial become 70%? means LPPSA also take into account as LOAN quota? |
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Mar 18 2018, 11:29 AM
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17,515 posts Joined: Feb 2006 From: KL |
QUOTE(veron4best @ Mar 18 2018, 11:05 AM) From this link, yes.https://www.thevocket.com/10-tip-untuk-penj...a-6-buah-rumah/ It means, if 1st house commercial 90%, 2nd house commercial 90%, 3rd house lppsa 100% if 1st house lppsa 100% 2nd house commercial 90% 3rd house commercial become 70%? means LPPSA also take into account as LOAN quota? |
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Mar 18 2018, 01:23 PM
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951 posts Joined: Nov 2005 From: Jager Bomb |
QUOTE(veron4best @ Mar 18 2018, 11:05 AM) From this link, Yes, that's why it's better to save LPPSA after maximizing LTV 90.https://www.thevocket.com/10-tip-untuk-penj...a-6-buah-rumah/ It means, if 1st house commercial 90%, 2nd house commercial 90%, 3rd house lppsa 100% if 1st house lppsa 100% 2nd house commercial 90% 3rd house commercial become 70%? means LPPSA also take into account as LOAN quota? |
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Mar 18 2018, 01:28 PM
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92 posts Joined: Feb 2018 |
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Mar 18 2018, 01:42 PM
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17,515 posts Joined: Feb 2006 From: KL |
QUOTE(veron4best @ Mar 18 2018, 11:05 AM) From this link, https://www.thevocket.com/10-tip-untuk-penj...a-6-buah-rumah/ It means, if 1st house commercial 90%, 2nd house commercial 90%, 3rd house lppsa 100% if 1st house lppsa 100% 2nd house commercial 90% 3rd house commercial become 70%? means LPPSA also take into account as LOAN quota? QUOTE(hairi82 @ Mar 18 2018, 01:28 PM) Third house 70% only apply to residential loan with bank..exclude lppsa or commercial loan..misleading blog info.. here as well. hello sir, read again properly. if your 1st loan is lppsa, 2nd loan is bank loan, 3rd loan with bank automatically 70% no? on the other hand, if 1st loan is bank loan, 2nd loan is bank loan, 3rd loan with bank will be 70%, but with lppsa is 100%. no ?*i think veron4best means residential, cus you can't get commercial loan with lppsa. and don think you can get 90% with bank for commercial though. This post has been edited by alexanderclz: Mar 18 2018, 01:44 PM |
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Mar 18 2018, 01:48 PM
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Junior Member
92 posts Joined: Feb 2018 |
QUOTE(alexanderclz @ Mar 18 2018, 01:42 PM) here as well. hello sir, read again properly. if your 1st loan is lppsa, 2nd loan is bank loan, 3rd loan with bank automatically 70% no? on the other hand, if 1st loan is bank loan, 2nd loan is bank loan, 3rd loan with bank will be 70%, but with lppsa is 100%. no ? Residential loan appear in ccris only count..lppsa not appear in ccris maa*i think veron4best means residential, cus you can't get commercial loan with lppsa. and don think you can get 90% with bank for commercial though. This post has been edited by hairi82: Mar 18 2018, 01:49 PM |
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Mar 18 2018, 01:50 PM
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All Stars
17,515 posts Joined: Feb 2006 From: KL |
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Mar 18 2018, 02:40 PM
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283 posts Joined: Mar 2015 |
Agree with @Alexanderclz .
When you apply for residential bank loan, they will see that you have LPPSA loan as it is also reflected under potongan gaji on your pay slip. |
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Mar 18 2018, 02:58 PM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space |
QUOTE(veron4best @ Mar 18 2018, 11:05 AM) From this link, No need to follow all those guru / sifu teaching. For all you know, you can only afford to own one and only one house. So by all mean, just use the LPPSA government loan. https://www.thevocket.com/10-tip-untuk-penj...a-6-buah-rumah/ It means, if 1st house commercial 90%, 2nd house commercial 90%, 3rd house lppsa 100% if 1st house lppsa 100% 2nd house commercial 90% 3rd house commercial become 70%? means LPPSA also take into account as LOAN quota? Those sifu will let you know is a waste, sayang if you use LPPSA for first house. Another reason they will mention is, later in your career, wait for few increment in your pay, can use LPPSA to buy much expensive house. Ini semua mengarut punya statement. Ajaran sesat. |
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Mar 20 2018, 07:39 AM
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Senior Member
745 posts Joined: Dec 2013 |
QUOTE(AskarPerang @ Mar 18 2018, 02:58 PM) No need to follow all those guru / sifu teaching. For all you know, you can only afford to own one and only one house. So by all mean, just use the LPPSA government loan. Correct.Those sifu will let you know is a waste, sayang if you use LPPSA for first house. Another reason they will mention is, later in your career, wait for few increment in your pay, can use LPPSA to buy much expensive house. Ini semua mengarut punya statement. Ajaran sesat. Don blame bank on not giving loan or not full loan. This is because bank hav a very good way to analyse whether u are able to pay back. Don always listing to those "guru", bank will finance u if u are financial strong and able to pay bank. Lesson is buy according to ur financial, those 'guru' Just share good on them, those lost and suffer they never tell. Forget those 'guru'. |
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