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 PPA1M General Discussion Thread, for civil servants to share n discuss.

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post Dec 15 2017, 09:39 AM

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QUOTE(zstan @ Dec 15 2017, 09:10 AM)
Seems like no news about balloting for Sofiya
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patience patience. 1 month from closing date is just the minimum.
godlikexioo
post Dec 15 2017, 10:28 AM

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QUOTE(zstan @ Dec 15 2017, 09:10 AM)
Seems like no news about balloting for Sofiya
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Shouldn't be worry, after the brickfield launch. Number aiming DCP will be much reduce. Thoae get bkt jalil also drop it and targeting the brickfield.
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post Dec 15 2017, 10:32 AM

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QUOTE(godlikexioo @ Dec 15 2017, 10:28 AM)
Shouldn't be worry, after the brickfield launch. Number aiming DCP will be much reduce. Thoae get bkt jalil also drop it and targeting the brickfield.
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only 900 units. but application until server down. is a risk
godlikexioo
post Dec 15 2017, 10:39 AM

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QUOTE(alexanderclz @ Dec 15 2017, 10:32 AM)
only 900 units. but application until server down. is a risk
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Risk in not getting brickfield?
U can apply multiple project in same time.
Maybe next month another PPA1M in KLCC come out.

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post Dec 15 2017, 11:21 AM

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QUOTE(godlikexioo @ Dec 15 2017, 10:39 AM)
Risk in not getting brickfield?
U can apply multiple project in same time.
Maybe next month another PPA1M in KLCC come out.
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if approved for one, then I guess those other applications will be rejected?
propertyowner
post Dec 15 2017, 01:11 PM

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QUOTE(alexanderclz @ Dec 15 2017, 10:32 AM)
only 900 units. but application until server down. is a risk
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Application will not make server down.

But I do think Brickfields might have better response than Sofiya.
AskarPerang
post Dec 15 2017, 01:45 PM

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QUOTE(godlikexioo @ Dec 15 2017, 10:39 AM)
Risk in not getting brickfield?
U can apply multiple project in same time.
Maybe next month another PPA1M in KLCC come out.
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You sure? KlCC prime land build afforable housing project?
zstan
post Dec 15 2017, 01:49 PM

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QUOTE(godlikexioo @ Dec 15 2017, 10:28 AM)
Shouldn't be worry, after the brickfield launch. Number aiming DCP will be much reduce. Thoae get bkt jalil also drop it and targeting the brickfield.
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Sweet. Less competition for Sofiya. rclxm9.gif
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post Dec 15 2017, 02:03 PM

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QUOTE(propertyowner @ Dec 15 2017, 01:11 PM)
Application will not make server down.

But I do think Brickfields might have better response than Sofiya.
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oh, I thought can't handle too high traffic, that's y the server gone. but anyhow, surely much cheaper. will apply too. lol
Kelvin123@
post Dec 15 2017, 02:09 PM

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Longer one wait better deal on table

Valid bfr GE
simplest
post Dec 15 2017, 02:43 PM

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where is the exact location in brickfield?
godlikexioo
post Dec 15 2017, 03:18 PM

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QUOTE(alexanderclz @ Dec 15 2017, 11:21 AM)
if approved for one, then I guess those other applications will be rejected?
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U can get approve in few projects but last u only can choose 1 to terima. After terima with confimation from developer side ur SNP done than u cannot apply anymore. Before SNP confirmation SNP done from developer u still can apply.

Don ever think u can cheating, nowadays JPM record sistem is very geng. Don risk for Tatatertib oh.

QUOTE(simplest @ Dec 15 2017, 02:43 PM)
where is the exact location in brickfield?
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Walking distance to bangsa lrt station with the existing pedestrian bridge.
godlikexioo
post Dec 15 2017, 03:19 PM

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QUOTE(AskarPerang @ Dec 15 2017, 01:45 PM)
You sure? KlCC prime land build afforable housing project?
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Who know,
Kampong baru consider KLCC?
U Thant consider KLCC?
dave1987
post Dec 15 2017, 07:20 PM

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QUOTE(zstan @ Dec 15 2017, 09:10 AM)
Seems like no news about balloting for Sofiya
*
Today is Friday.. Half day ma...

Actually close at the website is 16 aso

Tarikh Tutup
16/11/2017

So should be next Monday

This post has been edited by dave1987: Dec 15 2017, 07:23 PM
sirazlan
post Dec 16 2017, 12:03 PM

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Hi. Just wondering, what will happen if the owner of ppa1m decided to leave government in the future? In 2 scenarios: if using gov loan or private bank loan.
Thanks in advance.
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post Dec 16 2017, 12:22 PM

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QUOTE(sirazlan @ Dec 16 2017, 12:03 PM)
Hi. Just wondering, what will happen if the owner of ppa1m decided to leave government in the future? In 2 scenarios: if using gov loan or private bank loan.
Thanks in advance.
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if leave gov the unit is still urs. gov loan then either u refinance to bank or pay gov at 7% if im not mistaken.
sirazlan
post Dec 16 2017, 01:01 PM

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QUOTE(alexanderclz @ Dec 16 2017, 12:22 PM)
if leave gov the unit is still urs. gov loan then either u refinance to bank or pay gov at 7% if im not mistaken.
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Ic...which one do u think is the better option? Use gov loan for 5-10 years then refinance before leaving gov sector? Or use private bank loan right from the beginning? I understand that for gov loan, there's no need to pay progressive interest.
trust4you
post Dec 16 2017, 01:53 PM

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QUOTE(sirazlan @ Dec 16 2017, 01:01 PM)
Ic...which one do u think is the better option? Use gov loan for 5-10 years then refinance before leaving gov sector? Or use private bank loan right from the beginning? I understand that for gov loan, there's no need to pay progressive interest.
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obviously gov loan better flex.gif
AskarPerang
post Dec 16 2017, 02:17 PM

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QUOTE(sirazlan @ Dec 16 2017, 01:01 PM)
Ic...which one do u think is the better option? Use gov loan for 5-10 years then refinance before leaving gov sector? Or use private bank loan right from the beginning? I understand that for gov loan, there's no need to pay progressive interest.
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Gov loan the best. Bank loan not able to compete unless you are bank staff then maybe can get good staff rate from that bank.

4.00% fixed rate regardless of how OPR or BR rate changes.
No need pay progressive interest.


sirazlan
post Dec 16 2017, 02:25 PM

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QUOTE(trust4you @ Dec 16 2017, 01:53 PM)
obviously gov loan better  flex.gif
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Yes gov loan is definitely better. But if one wants to resign from gov in 5-10 years later, would refinance with pvt bank is a good choice? How abt the monthly payment n interest rate? Sorry for the noob question on refinance coz i have no experience

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