Soalan lazim ada di sini https://www.ppa1m.gov.my/application/questions

also mean that you can sign spa and settle just the 10% amount and apply loan 2-3 years later before CCC. correct? since there is no progressive payment like other undercon project.

Harga rumah yang dijualkan kepada penjawat awam ditetapkan di antara RM90,000 hingga RM300,000 seunit selepas ditolak subsidi yang diberikan Kerajaan. Nilai subsidi yang diberikan adalah sehingga 25% daripada harga sebenar / harga pasaran

Meaning the 'actual' value is not that high eh

As far as i read, it says 2% on signing SPA, remaining 8% within 2 months, and the rest of the 90% after CCC released. that's really good, got few years to prepare. lol.

Haha all the best!

The balloting will be split into different tiers

For example: tier 1 buyer is gaji pokok less than rm10k, first time home buyer.
Tier 2 gaji pokok less than rm10k, not first home... etc

I dont know what is the exact tiering but it should be something like this

lol, I wonder how long it will take after date line to know successful ballot or not

but when will they ballot

1000 is about 1X, after a month. I guess it has been slowing down as first 500 happened less than 10 days.  Maybe end of closing date will hit 2000. Many of my friends don't seem knowing this as well when I inform them. And other states are not really interested. The chance is there, good luck.

Hahaha!! Hmm.. probably just those very close person.. hope the counts won't become 5X end of day..

You will only have to pay 2% for the down payment if you take a government loan. The money will then be refunded.

Funny, are u in gov sector?
99.99% gov servant no KWSP and By LPPSA is 100% loan with the budgrt 2018 even can include lawyer fee. Mean can get 120% loan  for House, additional CP, insurance n lawyer fee.

Gov servant don need 10% to buy house.

But from what i see many government servants are very good in Saving, they definitely can afford the 30k with the secure jobs over years.

Bottom line is the 8% must be settled within 2 months.

If your margin of borrowing is 90%, then you have to pay cash.
If your margin of borrowing is 100%, then you can kaotim from loan. (Risk: If the loan can release the amount within 2 months from your SPA signing)

guys, any apps / calculator to calculate the monthly repayment of government houseloan?

Few of my friends had bad experience taking government loan, mainly due to too many paperworks, and the disbursement of payment delayed, so need to take money from own pocket 1st or will kena the interest..

This is PPA1M quality: http://www.thereporter.my/2017/11/inilah-n...ysia-hanya.html