Base on my nearby, it is manageable to take back the 2% before the 8%. So far non of the buyer for PPA1M take out 8%.

What u need to do is get ur doc ready and ur office prepare the endorsement document faster. LPPSA can give out approval fast.

U can try go all the PPA1M project Facebook group. In KL there is 2 very active,

1. Is the PPA1M BKT Jalil (1st PPA1M in KL)
2. Is the PPA1M Kepong metropolitan

Many ifo u can get.

5 minutes from the proposed location, interesting. I already applied PPA1M DPC so I can't apply both Bukit Jalil and DPC at the same time.

Which Kementerian u refer oh. Chinese in gov is super minor most also in chinese school. Never heard guru take kwsp LOL.

Only contract staff in KWSP. Another is Doctor LOL. Coz most Doctor after the 2yrs services will option out before pengesahan to allow choose pencen.

All teachers are required to take KWSP, then after like (iinm) 3-5years they can change to "pencen" then they can have their KWSP back.

Good new now in KL total there is 4 PPA1M project open for gov servant.

PPA1M Bukit Jalil Park Hill
PPA1M Bukit Jalil Mercu Jalil
PPA1M Bayu Andaman sentul
PPA1M Sofiya Desa Park

Jadi kakitangan kerajaan Jagan lepaskan peluang.
Pilih sendiri Mana yabg sesuai.


My view is Bukit jalil park hill the best Lrt walking distance, all sport facilities, best connectivity, Dekat dengan Putrajaya.

I know, yang ITU cikgu Adakah kontrak SPA utk certain Tahun selepas ITU Baru boleh tukar kepada tetap.

Dan selepas pengesahan pelantikan Baru jadi sebagai kakitangan Awam yang berlayak ambil pencen Sebelum ITU Semua kontrak.

Plot 5 Bukit Jalil is Park Hill? I think this is from a few years ago only they buka balik maybe loan rejected cases??... Buildings look 70% siap. Got swimming pool and price so much cheaper than mercu Jalil. Unfortunately closing date same as DPC.. If not can apply this one if DPC got rejected.

This post has been edited by nafizz: Oct 30 2017, 07:31 PM

I think Amein betul la.. all teacher yang mula kerja after graduate is GST - guru sandaran terlatih.. Bila di sahkan dalam jawatan then dipanggil PPPS. Start kerja already they have to deduct kwsp until a certain years. Around 3 years. After that they are offered tetap dan berpencen. Then no need to deduct kwsp and then only you can withdraw your kwsp to buy house.

Ya, last time was under KWP. Now is Undet JPM.
By the way u can apply multiple project let try the luck.

Betulah. Any different from what I wrote?

Bolehkah Penjawat awam memohon lebih dari satu permohonan dalam sesuatu masa (projek-projek yang berlainan)?
Jawapan : Boleh. Walaubagaimanapun, tawaran hanya akan diberikan untuk satu projek sahaja (sekiranya berjaya).



This post has been edited by amirbashah: Oct 30 2017, 09:01 PM

now, still got cikgu contract meh?

This post has been edited by nafizz: Oct 30 2017, 11:44 PM

Baki 8% perlu diselesaikan (melalui pemohon/bank) dalam tempoh dua bulan selepas tandatangan SPA..Thats mean need to prepare 8% cash or can kowtim from loan?

Bottom line is the 8% must be settled within 2 months.

If your margin of borrowing is 90%, then you have to pay cash.
If your margin of borrowing is 100%, then you can kaotim from loan. (Risk: If the loan can release the amount within 2 months from your SPA signing)

Oh.They wil arrange loan or we have to do by ourself.Usually,gov loan interest a bit low rite

Is it possible to swipe CC for downpayment?

the loan part i not sure. 4% fixed rate. if quit gov become 8%.

You have to apply by yourself. Different department.
Gov Loan interest rate is 4% flat.

Not sure.

Govt loan is not flat rate. It is calculated based on the balance of the loan.

i think he meant the interest rate is fixed at 4%.