QUOTE(alexanderclz @ Oct 30 2017, 01:53 PM)
If I'm not mistaken the 8% deposit will be funded bt LPPSA or they will give you the 10% deposit once the loan gets approved.PPA1M General Discussion Thread, for civil servants to share n discuss.
PPA1M General Discussion Thread, for civil servants to share n discuss.
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Oct 30 2017, 01:56 PM
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274 posts Joined: Sep 2007 |
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Oct 30 2017, 01:59 PM
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Oct 30 2017, 02:03 PM
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All Stars
15,856 posts Joined: Nov 2007 From: Zion |
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Oct 30 2017, 02:08 PM
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274 posts Joined: Sep 2007 |
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Oct 30 2017, 02:14 PM
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2,200 posts Joined: Mar 2006 From: OKR KL |
QUOTE(amirbashah @ Oct 30 2017, 01:59 PM) Bukit Jalil is highly dense. At least Sentul has an LRT station nearby. The only booster in Bukit Jalil is a shopping mall near the proposed apartment am I right? Bkt jalil is ideal for those working in kl or Putrajaya. DPC too far if transferred to Putrajaya. |
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Oct 30 2017, 02:15 PM
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274 posts Joined: Sep 2007 |
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Oct 30 2017, 02:16 PM
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2,200 posts Joined: Mar 2006 From: OKR KL |
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Oct 30 2017, 02:22 PM
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17,515 posts Joined: Feb 2006 From: KL |
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Oct 30 2017, 02:25 PM
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17,515 posts Joined: Feb 2006 From: KL |
QUOTE(zstan @ Oct 30 2017, 02:03 PM) Where did you get this info? From the website i Read you have to pay 2% first and then the rest 8% in 2 months QUOTE(amirbashah @ Oct 30 2017, 02:08 PM) lppsa give 100% loan but I guess still have to fork out the 10% first. after the loan released then can claim back I think. |
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Oct 30 2017, 02:26 PM
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274 posts Joined: Sep 2007 |
QUOTE(deepan84 @ Oct 30 2017, 02:16 PM) Ppa1m should never be treated as investment but for those who need a roof to stay under. There's a quota for first home owner and for those who have more than 1 property. Of course the government will give priority to those who haven't own a house. Plus there's no clause that prohibit government servants who own more than 1 property to apply for it am I right? Plus you can also apply for RUMAW1P which is solely for first home buyer. Smh.It’s ppl like you who deprive others who really need a home. This post has been edited by amirbashah: Oct 30 2017, 02:27 PM |
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Oct 30 2017, 03:20 PM
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Junior Member
35 posts Joined: Sep 2006 From: Kuala Lumpur |
QUOTE(amirbashah @ Oct 30 2017, 01:59 PM) Bukit Jalil is highly dense. At least Sentul has an LRT station nearby. The only booster in Bukit Jalil is a shopping mall near the proposed apartment am I right? When the last time u went to BJ? They have many LRT station after Putra Heights extension completed like Awan Besar, Muhibbah, Alam Sutera and Kinrara BK5. |
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Oct 30 2017, 03:43 PM
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QUOTE(punei @ Oct 30 2017, 03:20 PM) When the last time u went to BJ? They have many LRT station after Putra Heights extension completed like Awan Besar, Muhibbah, Alam Sutera and Kinrara BK5. Of course there are several LRT stations in Bukit Jalil. I'm talking about LRT Station near the apartment which I'm not sure there is one. |
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Oct 30 2017, 03:44 PM
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745 posts Joined: Dec 2013 |
QUOTE(zstan @ Oct 30 2017, 01:34 PM) Not many people will have 30k+++ cash saved away to pay the downpayment though. Especially those who already have 1 property. i may be wrong. Later they withdraw from EPF Funny, are u in gov sector?99.99% gov servant no KWSP and By LPPSA is 100% loan with the budgrt 2018 even can include lawyer fee. Mean can get 120% loan for House, additional CP, insurance n lawyer fee. Gov servant don need 10% to buy house. |
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Oct 30 2017, 03:47 PM
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35 posts Joined: Sep 2006 From: Kuala Lumpur |
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Oct 30 2017, 03:56 PM
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274 posts Joined: Sep 2007 |
QUOTE(punei @ Oct 30 2017, 03:47 PM) I live near the proposed project. The nearest LRT station is Alam Sutera. And definitely not walking distance. If that's the case I think it's a good option as well since it's also near an LRT Station and shopping mall. Any other boosters around the proposed project? The only problem with the property is it is highly dense.This post has been edited by amirbashah: Oct 30 2017, 03:57 PM |
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Oct 30 2017, 04:04 PM
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All Stars
17,515 posts Joined: Feb 2006 From: KL |
QUOTE(godlikexioo @ Oct 30 2017, 03:44 PM) Funny, are u in gov sector? still have to come out money first. based on my reading previously, usually will take more than the usual 3 months to release money even if everything done right. and if there is some problems with documents, u can expect about 1 month before the documents reached u to rectify it. unless of course improvement in red tapes next year.99.99% gov servant no KWSP and By LPPSA is 100% loan with the budgrt 2018 even can include lawyer fee. Mean can get 120% loan for House, additional CP, insurance n lawyer fee. Gov servant don need 10% to buy house. |
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Oct 30 2017, 04:18 PM
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2,566 posts Joined: Oct 2017 |
QUOTE(zstan @ Oct 30 2017, 01:34 PM) Not many people will have 30k+++ cash saved away to pay the downpayment though. Especially those who already have 1 property. i may be wrong. Later they withdraw from EPF But from what i see many government servants are very good in Saving, they definitely can afford the 30k with the secure jobs over years. |
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Oct 30 2017, 04:20 PM
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Senior Member
2,566 posts Joined: Oct 2017 |
QUOTE(deepan84 @ Oct 30 2017, 02:16 PM) Even for own stay it needs to be good for investments. Many ppl got stuck in bad investment with perception of making it as own stay at first place, and end up can only own stay at last place. |
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Oct 30 2017, 04:32 PM
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15,856 posts Joined: Nov 2007 From: Zion |
QUOTE(godlikexioo @ Oct 30 2017, 03:44 PM) Funny, are u in gov sector? last i checked almost alll of my chinese colleagues take KWSP 99.99% gov servant no KWSP and By LPPSA is 100% loan with the budgrt 2018 even can include lawyer fee. Mean can get 120% loan for House, additional CP, insurance n lawyer fee. Gov servant don need 10% to buy house. Thanks for the info about LPPSA. Have yet to read much about it. QUOTE(propertyowner @ Oct 30 2017, 04:18 PM) But from what i see many government servants are very good in Saving, they definitely can afford the 30k with the secure jobs over years. These people probably have bought a house i guess |
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Oct 30 2017, 04:35 PM
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35 posts Joined: Sep 2006 From: Kuala Lumpur |
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