Gonna go card center redeem the voucher only worth, by the way i also just redeem aeon voucher.... then spend it 100% within 30 minutes

To be clear, 5% cash back only apply to the AMEX Card from M2Card (Gold/Plat) and only weekends.
the VISA or Master Card which come with M2Card will only earn points and no cash back

Also keep in mind Jompay at Maybank2U
got one T&C mention : Bill Payment via JomPAY is not eligible for TreatsPoints.

Since AMEX Can't Use, even use VISA/MC also no point.

Better use other card
Example : CIMB Cash Rebate CC on Cimbclicks's Jompay (you will earn 0.2% CB)

Public Bank Quantum Master Card i not sure.... anyone tried before ?

If i not wrong, they using below tricks to get RM2 + 5% + 5XTP

1) Enroll Unifi auto Pay via TM.
2) Before the statement date (or before the system charge AMEX Card) , find a weekend pay the amount (not full amount but left RM20 balance)

Example : Each month bill RM158 , Pay RM138 at a weekend before the statement date (balance RM20 let it pay by autopay)

From here, the RM138 will get 5% CB while the balance RM20 will get RM2 Rebate from TM and total amount RM138+RM20 will get 5X TP.

am i correct ?

This post has been edited by dragonteoh: Oct 22 2017, 12:16 PM

Mine is AMEX + VISA

apply via ringgit plus. ( I never mention want Visa or MC at all)
However, no matter VISA or MasterCard, this card only earn 1X TP ...
mostly use to pay insurance or keep in drawer.....

Now got FCB CC , i transfer my insurance to that card liow....
so this visa is sleeping in drawer unless i utilize the FCB CB and the place not accept AMEX.

1X TP = 0.25% CB (based on Aeon voucher RM100 = 40000 TP calculation)

if other card, only offer 0.2% (for other item) , then this card can be eject from drawer to earn 0.25% CB

This post has been edited by dragonteoh: Nov 4 2017, 09:30 PM

Dear AMEX Sifu ,

Got a question in my mind since i get my AMEX Card and after i saw in 1st page where

PAYPAL Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go


Question : Why ? RM no go and Foreign currency good to go ?
can anybody explain this more details ?
is this apply also for online purchase which charge foreign currency too (beside paypal)

and if go overseas , should i use AMEX or other CC ?

Thanks

This post has been edited by dragonteoh: Nov 4 2017, 09:46 PM

Oic... no wonder i can't pay Canteen 19's bill in RM via ipay88 --> Paypal when i link and pay via my AMEX to Paypal (coz after click nothing come out)

By the way ,how about paying online purchase that bill in foreign currency and using AMEX during oversea trip ? is it recommend ? or should use visa/mc instead ?

Oic, thanks for the info.

How about the exchange rate , fee and so on ?

ic ic , since weekend cash back can cover then is ok la...
But too bad mostly i spend during oversea is weekday, that's the problem.

i remember last time read some forum mention about AMEX did charge higher exchange rate + fee compare visa and master but forget how many % as is long time ago.

After see 1st page i was confuse as i always purchase online in RM.
Got few time plan to purchase online in Foreign Currency using AMEX, but worry about the exchange rate + fee, at the end use visa / MC to pay...

Normal la... just like me got few card on hand, some times panic will use the wrong card.
Just happened last Thursday where i am onleave and i was thinking it was sunday and pump petrol using amex and not FCB

Hi Guys,

i just notice my MBB2C AMEX was received CASH BACK SPENDUP SEP-NOV RM80 on 21/Dec

Wonder which campaign it was

This post has been edited by dragonteoh: Dec 25 2017, 11:47 AM

Hi Guys, wanna ask, did you guys experience that the Cash Back for AMEX for Weekend usage was missing few cents ?

Example like Nov month my CB suppose to be RM10.54 but system give RM10.53,
Dec month CB suppose to be RM50 but system give RM49.96 ??

i found out each month also like that
sometimes missing 1 cent, sometimes 4 cent .... wired calculation.

Unless i use above RM1000 then sure get full RM50 CB.

This post has been edited by dragonteoh: Jan 2 2018, 11:09 PM

Refund sure deduct back... bank wont let you go that easily.

You are right, the calculation is based on EACH transactions on weekend x 5%
then add up all weekend 5% CB for that month.

not by total up all weekend spending x 5% . my mistake

This post has been edited by dragonteoh: Jan 3 2018, 01:37 PM

understand that transaction for government related will not get TP.

But how about transaction for government related using AMEX in weekend such as Majlis Perbandaran Selayang Bill payment ? Will I still get cash back 5% ?

Thanks Fruitie

Most of the terminal i go is visa paywave and of course mastercard is not working when you wave it.
Unless the terminal got label master paypass.

AMEX confirm don't have paywave function.


So far most of the McDonalds's that i visit is using PayWave Visa.

This post has been edited by dragonteoh: Mar 25 2018, 03:13 PM