Wah, very lowest rate 2.38% for RHB.

May i know which area you apply at?

Is your car exposed to sun everyday? Mine half exposed and rear bonnet is full of watermarks now. A lot of swirls and hologram now on top of the coating..quite obvious on the black car...  I even use the coating maintenance product weekly also don't seem able to prevent this.

let it be now.... can't do much.. Not sure this issue apply to all coated car or jsut specified coating brand..

You can try fireball waterspot remover/Gyeon q2m waterspot to see whether able to remove the watermark, I think only able to remove light watermark that not yet etch into coating.

Good luck..

Wah, very lowest rate 2.38% for RHB.

May i know which area you apply at?

yes, i will park my car under open air carpark during working hour. initially I thought sent my car for coating maintenance, then it will take sometime to form watermark again. but after 1 week, when I wash my car, already notice got watermark appear

But RHB is flexible rate right? Not fixed. Meaning depending on BLR, it will change

my SA apply for me, Kah Motor Sg. Besi. Not sure which RHB branch though.

But RHB is flexible rate right? Not fixed. Meaning depending on BLR, it will change

Nice! very good rate. but is it flexible rate?
Heard 1 of my friend is taking RHB flexible rate for car loan.
after calculation, friend said his interest will save more compare to fix rate.

how the calculation work ?

if fix rate 2.5% , borrow 100k  for 9 years , total repayment = 9 *2.5k =22.5k
+ 100k = 122.5k

if floating rate, let say 3% and every month u pay 900
1st year 100k *3% = 3k
2nd year 100k - (900*12) + 3k ( interest) = 92.2k * 3% =  2766
and goes on, when your base reducing, the interest goes cheaper

so it depends on the floating rate provided, if very near fix interest rate, flexible better

not to mention you able to throw cash upfront to reduce interest ( if follow house loan method la )

Hmmm Dafork my loan 80k 7years with Maybank is 2.64%.!? How u guys get so low.. I saw some former here can get even 2.38? Son of datuk ?

2.  For those owners who always drive to Singapore through Woodlands first link, can it drive pass the speed bumps at the Malaysia side custom near the exit after passport chop and boot check. As the poor design / location of this speed bump near the exit is so high it always hit car with low ground clearance or fully seated cars. This poor design speed bump is at first link Woodlands side go towards to JB direction.