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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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ideaplus
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Oct 11 2025, 08:20 PM
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QUOTE(Barricade @ Oct 11 2025, 11:02 AM) Application is pure annoying and slow. I submitted documents since last month, until now haven't even appeared in CCRIS yet. QUOTE(cybpsych @ Oct 11 2025, 02:08 PM) yah damn annoying. no manual form too , online submission unattended yesterday I called them an escalated due to no response for 1week+ (per their initial advise) now they submitted report for internal escalation and follow-up I asked a banker from Bank Mualamat, and he said this bank's processing is quite slow, plus this is a new card, may takes 4-6 weeks after submitted the documents.
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TSalexwsk
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Oct 12 2025, 01:22 PM
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QUOTE(cybpsych @ Oct 11 2025, 02:08 PM) yah damn annoying. no manual form too , online submission unattended yesterday I called them an escalated due to no response for 1week+ (per their initial advise) now they submitted report for internal escalation and follow-up yea, just noticed recommended in the map website but nothing in CCRIS
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Barricade
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Oct 12 2025, 04:09 PM
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QUOTE(helloguyssss123 @ Oct 6 2025, 10:21 PM)  Anyone using this credit card? E-wallet top up consider online trx? Since it's capped at RM30, go for gold card will do. Lower spending of RM1k for RM30 cash back. No point going for Platinum or Infinite. All capped at RM30. This post has been edited by Barricade: Oct 12 2025, 04:13 PM
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!@#$%^
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Oct 12 2025, 04:59 PM
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QUOTE(Barricade @ Oct 12 2025, 04:09 PM) Since it's capped at RM30, go for gold card will do. Lower spending of RM1k for RM30 cash back. No point going for Platinum or Infinite. All capped at RM30. no PPL x3 worldwide
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cybpsych
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Oct 13 2025, 03:06 PM
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Bank Kerjasama Rakyat Malaysia BerhadMain Features:Exclusive card for teachers under Ministry of Education (MOE) 5% cashback on transactions at petrol station, stationery, bookstores, and hotel Additional Features:NO Annual Fee. FREE Group Family Takaful Coverage and ‘Khairat Kematian’ (RM1,000). Coverages includes guaranteed financing payment of outstanding finances accrued through Credit Card-i usage. NO Mark-Up Rate for overseas transactions. Bank Rakyat 0% Installment Plan for retail purchases of RM1,000 & above.
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kslim888
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Oct 22 2025, 12:49 AM
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Getting Started

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Since there is no dedicated thread for the Bank Muamalat credit card, sorry I have to ask here
Just checking, did anyone receive the cashback from Bank Muamalat Pos Malaysia Visa Infinite-i, for October? I spent RM419.50 over the counter at POS in 26th September, so I supposed to get RM33.56 cashback. But on the October statement 15th, there was no cashback given
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!@#$%^
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Oct 22 2025, 08:12 AM
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QUOTE(kslim888 @ Oct 22 2025, 12:49 AM) Since there is no dedicated thread for the Bank Muamalat credit card, sorry I have to ask here Just checking, did anyone receive the cashback from Bank Muamalat Pos Malaysia Visa Infinite-i, for October? I spent RM419.50 over the counter at POS in 26th September, so I supposed to get RM33.56 cashback. But on the October statement 15th, there was no cashback given hmm guess they are not reliable too. i asked them to change my MAP email so that i can apply for a new credit card. after 3 weeks still no progress. i can only imagine how long it takes to investigate cashback issue
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!@#$%^
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Oct 22 2025, 08:02 PM
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anybody applied bank islam cc recently? i submitted application online few days back, just got a whatsapp message from one of the officers. is that how it's done?
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ideaplus
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Oct 23 2025, 08:28 AM
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QUOTE(!@#$%^ @ Oct 22 2025, 08:02 PM) anybody applied bank islam cc recently? i submitted application online few days back, just got a whatsapp message from one of the officers. is that how it's done? Not recently, but yes, there will be one officer contacted via WhatsApp
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jwgs0010
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Oct 23 2025, 01:21 PM
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Getting Started

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QUOTE(!@#$%^ @ Oct 22 2025, 08:02 PM) anybody applied bank islam cc recently? i submitted application online few days back, just got a whatsapp message from one of the officers. is that how it's done? Yes, they call / whatsapp, and doesn't seem to have a proper application form to fill online (unbeliavable...), felt sketchy so I just arrange time to go apply in branch
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virgoguy
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Oct 24 2025, 04:16 PM
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QUOTE(!@#$%^ @ Oct 22 2025, 08:12 AM) hmm guess they are not reliable too. i asked them to change my MAP email so that i can apply for a new credit card. after 3 weeks still no progress. i can only imagine how long it takes to investigate cashback issue I check the application status though the MAP just now. that almost a month only then the status update in progress. not sure have to wait how long again to get approve
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cybpsych
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Oct 24 2025, 04:38 PM
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QUOTE(virgoguy @ Oct 24 2025, 04:16 PM) I check the application status though the MAP just now. that almost a month only then the status update in progress. not sure have to wait how long again to get approve my status already "HQ Recommended" since mid Oct. not sure what it means. already esclated into report yet still no action taken. still nobody contacted me for verification or requesting additional doc or whatnot. really hopeless. not putting any faith nor more effort to chase. if gotten card in the mailbox, bonus. if not, no big deal.
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jwgs0010
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Oct 26 2025, 12:13 PM
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Getting Started

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QUOTE(cybpsych @ Oct 24 2025, 04:38 PM) my status already "HQ Recommended" since mid Oct. not sure what it means. already esclated into report yet still no action taken. still nobody contacted me for verification or requesting additional doc or whatnot. really hopeless. not putting any faith nor more effort to chase. if gotten card in the mailbox, bonus. if not, no big deal. Received sms for successful application after about 2 months
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virgoguy
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Oct 27 2025, 08:07 AM
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QUOTE(jwgs0010 @ Oct 26 2025, 12:13 PM) Received sms for successful application after about 2 months  wow~ 2 months to get notice of successful application  . what about card delivery?
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jwgs0010
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Oct 27 2025, 12:10 PM
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Getting Started

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Welp just as cybpsych said, do not set up ur expectation then u wont get disapointed Overall experience is slow and inefficient compared to other banks, u've been warned
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Human Nature
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Oct 27 2025, 03:38 PM
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QUOTE(jwgs0010 @ Oct 26 2025, 12:13 PM) Received sms for successful application after about 2 months  which card is this?
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xiaoxiaoshen
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Oct 29 2025, 11:02 AM
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QUOTE(jwgs0010 @ Oct 26 2025, 12:13 PM) Received sms for successful application after about 2 months  i have read some comments on FB for muamalat online application, approved within 1wk, and in 2nd week got the card. the comment posted 6days ago. also there some1 claimed he is muamalat credit card agent, dont know how true is it. apply thru agent is good ya, can ask the status of approval?
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jwgs0010
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Oct 29 2025, 09:44 PM
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Getting Started

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QUOTE(Human Nature @ Oct 27 2025, 03:38 PM) pos plat QUOTE(xiaoxiaoshen @ Oct 29 2025, 11:02 AM) i have read some comments on FB for muamalat online application, approved within 1wk, and in 2nd week got the card. the comment posted 6days ago. also there some1 claimed he is muamalat credit card agent, dont know how true is it. apply thru agent is good ya, can ask the status of approval? no idea, i applied directly on the official site, u can try and feedback here for future reference. my problem is, the branch staff that handled my case many drama...ask for many docs back and forth, then cannot open attachment la, sometimes not responding email la, ph la etc....
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virgoguy
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Oct 30 2025, 10:27 AM
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QUOTE(jwgs0010 @ Oct 29 2025, 09:44 PM) pos plat no idea, i applied directly on the official site, u can try and feedback here for future reference. my problem is, the branch staff that handled my case many drama...ask for many docs back and forth, then cannot open attachment la, sometimes not responding email la, ph la etc....  I feel you bro. Further more , they want to call up my company for verification
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