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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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ideaplus
post Oct 11 2025, 08:20 PM

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QUOTE(Barricade @ Oct 11 2025, 11:02 AM)
Application is pure annoying and slow. I submitted documents since last month, until now haven't even appeared in CCRIS yet.
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QUOTE(cybpsych @ Oct 11 2025, 02:08 PM)
yah damn annoying.

no manual form too , online submission unattended

yesterday I called them an escalated due to no response for 1week+ (per their initial advise)

now they submitted report for internal escalation and follow-up
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I asked a banker from Bank Mualamat, and he said this bank's processing is quite slow, plus this is a new card, may takes 4-6 weeks after submitted the documents.
TSalexwsk
post Oct 12 2025, 01:22 PM

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QUOTE(cybpsych @ Oct 11 2025, 02:08 PM)
yah damn annoying.

no manual form too , online submission unattended

yesterday I called them an escalated due to no response for 1week+ (per their initial advise)

now they submitted report for internal escalation and follow-up
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yea, just noticed recommended in the map website but nothing in CCRIS
Barricade
post Oct 12 2025, 04:09 PM

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QUOTE(helloguyssss123 @ Oct 6 2025, 10:21 PM)
user posted image

Anyone using this credit card?
E-wallet top up consider online trx?
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Since it's capped at RM30, go for gold card will do. Lower spending of RM1k for RM30 cash back. No point going for Platinum or Infinite. All capped at RM30.

This post has been edited by Barricade: Oct 12 2025, 04:13 PM
!@#$%^
post Oct 12 2025, 04:59 PM

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QUOTE(Barricade @ Oct 12 2025, 04:09 PM)
Since it's capped at RM30, go for gold card will do. Lower spending of RM1k for RM30 cash back. No point going for Platinum or Infinite. All capped at RM30.
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no PPL x3 worldwide
cybpsych
post Oct 13 2025, 03:01 PM

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Bank Rakyat has also introduced a P-Circle co-branded Mastercard Credit Card for Perodua customers. With this credit card, you can enjoy 5x reward points for petrol and EV Charging transactions, and there’s no annual fee.

user posted image

user posted image
cybpsych
post Oct 13 2025, 03:06 PM

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Bank Kerjasama Rakyat Malaysia Berhad

Main Features:
Exclusive card for teachers under Ministry of Education (MOE)
5% cashback on transactions at petrol station, stationery, bookstores, and hotel

Additional Features:
NO Annual Fee.
FREE Group Family Takaful Coverage and ‘Khairat Kematian’ (RM1,000). Coverages includes guaranteed financing payment of outstanding finances accrued through Credit Card-i usage.
NO Mark-Up Rate for overseas transactions.
Bank Rakyat 0% Installment Plan for retail purchases of RM1,000 & above.

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kslim888
post Oct 22 2025, 12:49 AM

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Since there is no dedicated thread for the Bank Muamalat credit card, sorry I have to ask here

Just checking, did anyone receive the cashback from Bank Muamalat Pos Malaysia Visa Infinite-i, for October? I spent RM419.50 over the counter at POS in 26th September, so I supposed to get RM33.56 cashback. But on the October statement 15th, there was no cashback given
!@#$%^
post Oct 22 2025, 08:12 AM

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QUOTE(kslim888 @ Oct 22 2025, 12:49 AM)
Since there is no dedicated thread for the Bank Muamalat credit card, sorry I have to ask here

Just checking, did anyone receive the cashback from Bank Muamalat Pos Malaysia Visa Infinite-i, for October? I spent RM419.50 over the counter at POS in 26th September, so I supposed to get RM33.56 cashback. But on the October statement 15th, there was no cashback given
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hmm guess they are not reliable too. i asked them to change my MAP email so that i can apply for a new credit card. after 3 weeks still no progress. i can only imagine how long it takes to investigate cashback issue
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post Oct 22 2025, 08:02 PM

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anybody applied bank islam cc recently? i submitted application online few days back, just got a whatsapp message from one of the officers. is that how it's done?
ideaplus
post Oct 23 2025, 08:28 AM

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QUOTE(!@#$%^ @ Oct 22 2025, 08:02 PM)
anybody applied bank islam cc recently? i submitted application online few days back, just got a whatsapp message from one of the officers. is that how it's done?
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Not recently, but yes, there will be one officer contacted via WhatsApp
jwgs0010
post Oct 23 2025, 01:21 PM

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QUOTE(!@#$%^ @ Oct 22 2025, 08:02 PM)
anybody applied bank islam cc recently? i submitted application online few days back, just got a whatsapp message from one of the officers. is that how it's done?
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Yes, they call / whatsapp, and doesn't seem to have a proper application form to fill online (unbeliavable...), felt sketchy so I just arrange time to go apply in branch
virgoguy
post Oct 24 2025, 04:16 PM

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QUOTE(!@#$%^ @ Oct 22 2025, 08:12 AM)
hmm guess they are not reliable too. i asked them to change my MAP email so that i can apply for a new credit card. after 3 weeks still no progress. i can only imagine how long it takes to investigate cashback issue
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I check the application status though the MAP just now. that almost a month only then the status update in progress. not sure have to wait how long again to get approve
cybpsych
post Oct 24 2025, 04:38 PM

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QUOTE(virgoguy @ Oct 24 2025, 04:16 PM)
I check the application status though the MAP just now. that almost a month only then the status update in progress. not sure have to wait how long again to get approve
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my status already "HQ Recommended" since mid Oct. not sure what it means. already esclated into report yet still no action taken.

still nobody contacted me for verification or requesting additional doc or whatnot.

really hopeless. not putting any faith nor more effort to chase. if gotten card in the mailbox, bonus. if not, no big deal.
jwgs0010
post Oct 26 2025, 12:13 PM

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QUOTE(cybpsych @ Oct 24 2025, 04:38 PM)
my status already "HQ Recommended" since mid Oct. not sure what it means. already esclated into report yet still no action taken.

still nobody contacted me for verification or requesting additional doc or whatnot.

really hopeless. not putting any faith nor more effort to chase. if gotten card in the mailbox, bonus. if not, no big deal.
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Received sms for successful application after about 2 months whistling.gif
virgoguy
post Oct 27 2025, 08:07 AM

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QUOTE(jwgs0010 @ Oct 26 2025, 12:13 PM)
Received sms for successful application after about 2 months whistling.gif
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wow~ 2 months to get notice of successful application sweat.gif . what about card delivery?
jwgs0010
post Oct 27 2025, 12:10 PM

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Welp just as cybpsych said, do not set up ur expectation then u wont get disapointed rolleyes.gif
Overall experience is slow and inefficient compared to other banks, u've been warned icon_idea.gif
Human Nature
post Oct 27 2025, 03:38 PM

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QUOTE(jwgs0010 @ Oct 26 2025, 12:13 PM)
Received sms for successful application after about 2 months whistling.gif
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which card is this?
xiaoxiaoshen
post Oct 29 2025, 11:02 AM

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QUOTE(jwgs0010 @ Oct 26 2025, 12:13 PM)
Received sms for successful application after about 2 months whistling.gif
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i have read some comments on FB for muamalat online application, approved within 1wk, and in 2nd week got the card. the comment posted 6days ago.
also there some1 claimed he is muamalat credit card agent, dont know how true is it. apply thru agent is good ya, can ask the status of approval?
jwgs0010
post Oct 29 2025, 09:44 PM

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QUOTE(Human Nature @ Oct 27 2025, 03:38 PM)
which card is this?
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pos plat

QUOTE(xiaoxiaoshen @ Oct 29 2025, 11:02 AM)
i have read some comments on FB for muamalat online application, approved within 1wk, and in 2nd week  got the card. the comment posted 6days ago.
also there some1 claimed he is muamalat credit card agent, dont know how true is it. apply thru agent is good ya, can ask the status of approval?
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no idea, i applied directly on the official site, u can try and feedback here for future reference. my problem is, the branch staff that handled my case many drama...ask for many docs back and forth, then cannot open attachment la, sometimes not responding email la, ph la etc.... mega_shok.gif

virgoguy
post Oct 30 2025, 10:27 AM

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QUOTE(jwgs0010 @ Oct 29 2025, 09:44 PM)
pos plat
no idea, i applied directly on the official site, u can try and feedback here for future reference. my problem is, the branch staff that handled my case many drama...ask for many docs back and forth, then cannot open attachment la, sometimes not responding email la, ph la etc....  mega_shok.gif
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I feel you bro. Further more , they want to call up my company for verification shocking.gif

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