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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Raymond T.
post Sep 1 2020, 01:06 PM

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QUOTE(fruitie @ Sep 1 2020, 11:45 AM)
I just received a call too and coincidentally I'm in KL this week (I'm usually working from home in Seremban), so she will drop by at my office to meet me. biggrin.gif
I also told her I wanna apply Visa Signature and she said OK.

My card delivery is in Seremban but I think she is in KL, not sure but since she said can come and meet me, why not. rclxms.gif
*
seems like you have many credit card haha, as saw you been actively in many thread laugh.gif
ChiaW3n
post Sep 1 2020, 01:09 PM

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QUOTE(fruitie @ Sep 1 2020, 11:45 AM)
I just received a call too and coincidentally I'm in KL this week (I'm usually working from home in Seremban), so she will drop by at my office to meet me. biggrin.gif
I also told her I wanna apply Visa Signature and she said OK.

My card delivery is in Seremban but I think she is in KL, not sure but since she said can come and meet me, why not. rclxms.gif
*
Wah the extra steps taken by the officer maybe can share the contact because I am interesting to apply for the duo card as well
fruitie
post Sep 1 2020, 01:13 PM

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QUOTE(Human Nature @ Sep 1 2020, 11:49 AM)
Okay, so it is a genuine text. I was skeptical so decided to go to the branch instead. I am paranoid, don't mind me  biggrin.gif

Hmm, now I am thinking whether I should add VS too.... don't poison people  tongue.gif  tongue.gif
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Yeah, it's genuine. She's coming later, I need it for my dining since MACH has discontinued.

QUOTE(Raymond T. @ Sep 1 2020, 01:06 PM)
seems like you have many credit card haha, as saw you been actively in many thread  laugh.gif
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Yes, I have a lot. More than 20 pieces. laugh.gif

QUOTE(ChiaW3n @ Sep 1 2020, 01:09 PM)
Wah the extra steps taken by the officer maybe can share the contact because I am interesting to apply for the duo card as well
*
I think they need to do it for biometric verification. I applied via online only, you can try too.
adele123
post Sep 1 2020, 01:25 PM

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QUOTE(fruitie @ Sep 1 2020, 01:13 PM)
Yeah, it's genuine. She's coming later, I need it for my dining since MACH has discontinued.
Yes, I have a lot. More than 20 pieces. laugh.gif
I think they need to do it for biometric verification. I applied via online only, you can try too.
*
Haha, you high spender to be able to offset your benefits over the cost of owning those cards.

Anyway, do let us know if you manage to have some sort of rebate to offset the SST of owning the affin cards. but i wont keep my hopes up and maybe go to the bank branch by end of this week with or without offset. I can also be content with the enjoying 0% BT at least

jiaen0509
post Sep 1 2020, 02:19 PM

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Good job my nearest Affin branch. No call at the moment.
fruitie
post Sep 1 2020, 02:36 PM

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QUOTE(adele123 @ Sep 1 2020, 01:25 PM)
Haha, you high spender to be able to offset your benefits over the cost of owning those cards.

Anyway, do let us know if you manage to have some sort of rebate to offset the SST of owning the affin cards. but i wont keep my hopes up and maybe go to the bank branch by end of this week with or without offset. I can also be content with the enjoying 0% BT at least
*
Yeah, actually for most of the cards (except 1 or 2), I got SST rebate and all AF are waived. So not an issue to own so many. tongue.gif
Gonna enjoy the benefits since I use online a lot. biggrin.gif

Alright, I will ask later, hopefully she knows.
Kyan0411
post Sep 1 2020, 02:50 PM

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Affin duo sounds like good deal. 3% = 80 = 2.66k

But i have PB VS & QM + AM true visa.
Together the cashback are more and higher in term of %
Rm38+30+30=98 = 4.38% = 2.23k
PB VS/QM no AF and can waive SST. Ambank also.

BP only max 2.5k reload via CC and max 2k transfer out.
I guess

This post has been edited by Kyan0411: Sep 1 2020, 02:51 PM
fruitie
post Sep 1 2020, 03:23 PM

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QUOTE(Kyan0411 @ Sep 1 2020, 02:50 PM)
Affin duo sounds like good deal. 3% = 80 = 2.66k

But i have PB VS & QM + AM true visa.
Together the cashback are more and higher in term of %
Rm38+30+30=98 = 4.38% = 2.23k
PB VS/QM no AF and can waive SST. Ambank also.

BP only max 2.5k reload via CC and max 2k transfer out.
I guess
*
Well, one shouldn't limit the usage to just only BigPay.
alandhw
post Sep 1 2020, 03:31 PM

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QUOTE(fruitie @ Sep 1 2020, 01:13 PM)
Yes, I have a lot. More than 20 pieces. laugh.gif
Woww! thats alot.
How you do the tracking to make sure everything is going right?
Kyan0411
post Sep 1 2020, 03:31 PM

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QUOTE(fruitie @ Sep 1 2020, 03:23 PM)
Well, one shouldn't limit the usage to just only BigPay.
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Holding my spending amount constant, taking extra card will not increase cashback unless i spend more.

No other spending can be converted to online. Only spending currently no cashback is my gym subscription. Most of my dining needs already converted to grabpay/bigpay.

This post has been edited by Kyan0411: Sep 1 2020, 03:33 PM
Devil4life
post Sep 1 2020, 03:31 PM

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Anyone planning to use the Affin Duo card for the insurance premium auto payment? If yes, can share the result before I consider to apply or not.
fruitie
post Sep 1 2020, 03:36 PM

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QUOTE(alandhw @ Sep 1 2020, 03:31 PM)
Woww! thats alot.
How you do the tracking to make sure everything is going right?
*
Hmm. I use brain to remember most of the time and use tools like calendar and Excel to keep track of the spending and due dates.

QUOTE(Kyan0411 @ Sep 1 2020, 03:31 PM)
Holding my spending amount constant, taking extra card will not increase cashback unless i spend more.

No other spending can be converted to online. Only spending currently no cashback is my gym subscription. Most of my dining needs already converted to grabpay/bigpay.
*
Well, even for e-wallets, there are other types not just BigPay. Like you mentioned GrabPay.
Anyway, I guess everyone's spending is different. I use online transactions a lot la.

QUOTE(Devil4life @ Sep 1 2020, 03:31 PM)
Anyone planning to use the Affin Duo card for the insurance premium auto payment? If yes, can share the result before I consider to apply or not.
*
It's a new card only launched last Friday. laugh.gif I guess you need to wait some time for a feedback. tongue.gif

This post has been edited by fruitie: Sep 1 2020, 03:36 PM
Human Nature
post Sep 1 2020, 03:57 PM

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Already passed to the Affin staff. Nice man. Said my application result to be known by this week. Got a free umbrella!
Devil4life
post Sep 1 2020, 04:01 PM

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QUOTE(fruitie @ Sep 1 2020, 03:36 PM)
Hmm. I use brain to remember most of the time and use tools like calendar and Excel to keep track of the spending and due dates.
Well, even for e-wallets, there are other types not just BigPay. Like you mentioned GrabPay.
Anyway, I guess everyone's spending is different. I use online transactions a lot la.
It's a new card only launched last Friday. laugh.gif I guess you need to wait some time for a feedback. tongue.gif
*
Ya, I mean once someone gotten the card and tied to their insurance for the autodebit. Probably earliest also need 2/3 months.

My next insurance autodebit would be Jan 2021 so plan to apply in Dec if there is rebate. Best if someone can show results with Prudential.
alandhw
post Sep 1 2020, 04:13 PM

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QUOTE(Human Nature @ Sep 1 2020, 03:57 PM)
Already passed to the Affin staff. Nice man. Said my application result to be known by this week. Got a free umbrella!
*
Not bad worr...got umbrella as welcome gift
fruitie
post Sep 1 2020, 04:19 PM

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QUOTE(Human Nature @ Sep 1 2020, 03:57 PM)
Already passed to the Affin staff. Nice man. Said my application result to be known by this week. Got a free umbrella!
*
So, did you apply that VS as well?
Human Nature
post Sep 1 2020, 04:24 PM

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QUOTE(fruitie @ Sep 1 2020, 04:19 PM)
So, did you apply that VS as well?
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Haha nope. Will try to ask for SST rebate for this duo card first
fruitie
post Sep 1 2020, 04:25 PM

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QUOTE(Human Nature @ Sep 1 2020, 04:24 PM)
Haha nope. Will try to ask for SST rebate for this duo card first
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Did you ask if there is any chance for the SST rebate?
Human Nature
post Sep 1 2020, 04:28 PM

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QUOTE(fruitie @ Sep 1 2020, 04:25 PM)
Did you ask if there is any chance for the SST rebate?
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I didn’t. Forget to ask about any rebate for SST too. No parking so I parked right in front of the bank and he came down to meet me for a short while.
GrumpyNooby
post Sep 1 2020, 04:30 PM

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QUOTE(Human Nature @ Sep 1 2020, 04:28 PM)
I didn’t. Forget to ask about any rebate for SST too. No parking so I parked right in front of the bank and he came down to meet me for a short while.
*
The umbrella is your SST rebate. tongue.gif

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