Because most of the spending still in Malaysia and my salary requirement still meet the minimum income requirement for certain card even convert S$1 = RM1 (Eg: RM24k per annual) .
Anyway, I still get rejected from some banks, so wonder is it rejected because of the salary is get pay by cash?

All of them get CB, no reward points

For MBB2C Amex, will I get 5% rebate if I pay for insurance via web over the weekend?

Appreciate the reply and thanks.

Can MBB Petronas Card earn TP for topup in Setel?

Setel is considered e-wallet mcc so no points given.

Co apply this card for me, thought can use it to topup my Setel for the convenience, guess I need to use the physical card from now then 

I did not know, didn't do research at all. HR just gave me the form ask me fill up, the form didn't have ikhwan to tick also.

is personal card, but they want us to apply it. They want us to submit the statement instead of every receipt....the purpose of the card is for the petrol only, silly right?

I rather they give me a prepaid card which they can monitor on their own and topup weekly if needed

Is there any credit/debit card campaign going on which offers cash back for government transaction? Going to pay cukai pintu Pulau Pinang.

Hi all, If I make payment to CC on 28th, the posted date is 1st of next month and the statement due date is 30th. Will it consider late payment and get late payment fee charges?

Ya, I use duitnow transfer but it is still not showing in the transction history immediately, sometimes will only posted after 2 or 3 days.

The credit limit did increase after I make payment via duitnow, just transaction doesn't show immediately, and may show up only after few day like other transaction.

So sorry guys, I wanted to ask if there's a thread regarding WISE? Can't seem to find it even with search bar.

is the exchange rate on credit cards always higher than Wise Card? From what i know wise does also charge a conversion fees, but their rates are super low, with that saying does normal bank cards always charge a higher exchange rate so much that it is not worth to use CC when travelling overseas?

Hong Leong = 5 cards (Wise, Essential, I'm, GSC, Sutera)

In the future,
OCBC, HSBC, SC = 1 card each
UOB = 2 cards
CIMB = 3 cards
Maybank = 2 cards

Hi Any know know which Credit Card that able to get points or cash back for AutoDebit monthly Insurance Payment. I know Affin Duo is one of them but apart from this any others ?

Thanks in advance

With other credit card (not HSBC) I have this experience before. Sometimes the merchant thick face and counter our report. But since we know we didn't spend it, just shoot back the bank and say "I did not spend this, please show proof of OTP". Did not need to involve Bank Negara for my case (the normal random foreign shop spend suddenly appear type of case).

Dear Sifus,

what will happen if i keep my credit card in my drawer and no transaction for few months? how does it effect my ccris report? will the bank close my acc due to inactivity? i want to keep the card for future 0% EPP only.

I try to apply Maybank credit card via M2U, after fill up 1st page and click next. It said I already have account with Maybank and have to log in to apply. But in fact I never have any Maybank account. Anyone face this before?

hi all, want to check. is it a must to call and let the bank know i am going oversea for the credit card i am planning to use? am worry they might suddenly block the card when i am using it oversea.

Dear all, I have 2 credit cards from 2 different banks. According to BNM regulation, for my annual income, I can only hold credit cards from maximum 2 issuers. I had reached this limit. So, I have the following questions:

1. Since I can only hold credit cards from maximum 2 issuers, and I had reached this limit, if I want to change credit card from existing bank (which I hold credit card from) to credit card from another bank (which I never hold any credit card), what are the procedures? Must I cancel one of the existing credit card first?

2. With the above mentioned limit, can I apply for credit card from another bank (which I never hold any credit card) and wait for approval first before canceling the existing credit card?

3. If I want to change credit card WITHIN THE SAME BANK, e.g. change from classic credit card to basic credit card within the same bank, what are the procedures?