QUOTE(hjh87 @ Oct 21 2022, 10:22 AM)
Hi guys,
I would like to ask several questions regarding the application of CC.
1. I already hold a card with MayB, now apply for another one but get rejected.
Is it possible to cancel the current one and reapply? Will MayB reject the second application and won't reinstate the current card?
2. And normally those third parties that help apply for CC will get higher chance of getting approval?
1A. You applied at and got rejected by Maybank2u? Or Card centre / Branch?
1B. You hold Maybank M2 AMEX Gold, you can ADD any Maybank (not Maybank Islamic) card with income requirement of RM30000/year. For higher grade card, you need to apply and there is chance you will get rejected, or CL increased due to increased income as per income evidence you provide.
1C. Unlikely you will get approval for a Maybank Islamic card. But you may convert your existing CL with Maybank (Conventional banking) to same CL with Maybank Islamic Bhd.
2. Third party has no right to grant you a credit facility.