Anyone knows any cards they offers points or cashback for FPX payment via Credit Card??

Is it correct to think that if limit is high = utilization lower = better credit scores?

I think you can hold many credit cards with high limited but don’t utilise >70% of credit limit from each credit card, it may effect the loan application

need suggestions for optimize cashback.
going to pay RM5,500 at Best Denki (a shop like SenHeng)

i plan to :
M2C AMEX - RM1,000 : CB RM50
PB visa signature (no CB)
PB Quantum Master (no CB)
PIBB Visa Platinum (no CB)
SC JOP - RM2,235 (then i top up RM134 to TnG ewallet, pump 134 petrol) : CB RM40
Affin Duo - RM2,265 installment monthly for 1 year (to help in hitting RM3,000 card balance)

Any better suggestion?

Thank you. I don't think kiplepay they accept. Tng maybe. Need to check on Monday.

Are there any other cards that are better than m2 gold, pb quantum card?

Apologize for not being that specific in my previous post.

I would say in terms of Cashbacks since both of these cc are for cashbacks.

Hi senior, Any bank accept 6 mth commision statement and 6mth bank statement. No epf and no ncome tax declare

Is chip and pin credit card widely used in overseas?
If not, can I sign using my chip and pin card?

i already have pb quantum, issue is with the rm30 min spend (prefer without min spend for daily meals usually less than rm20  ) citi cb have min overall spend, can't reach that amount just for the applicable categories (dining,petrol,groceries) 

so still can't beat affin visa signature/duo+ as they have rm50 cap + no min spend and no min overall spend.  perhaps ill just have to keep trying

So higher cashback rate at lower cap. For those who don't spend much (no matter what need to hit 500 also) can just dump the excess in an ewallet. Of course if able to spend 187.5 on dining and 187.5 on grocery per month on weekends Wise is better. But Citi is everyday.

Am doing it, just wonder anyone can share the recent promotions that they've encountered

Anyone kena credit card fraud transaction before?? 

Someone used my hlb cc to swipe around 2k euro last two weeks. 

I’ve make a police report, and keep calling hlb for this matter. 

Hlb keep saying they are investigating, need around 90days to have a result.

Hlb said that if dont want affect ccris score, need to pay myself first.

Any advice from u guys???

After filing dispute , should we pay the statement amount in full (including the fraud trxn) ?

Hi I would like to know if you apply cc from other banks. Which bank has the best convenience to check the balance i.e. app to check balance anytime without need to wait for monthly statement.

I'm using maybank cc now as my SA is with maybank. My main fear of exploring other bank cc is because of the concern of difficulty to checking the dues.

Anybody can help me with that?
I heard rhb bank, citibank, HSBC allows ppl to check their cc balance. Is it true? What about other banks?

HLB Wise Visa - I can safely hit the min monthly spend of RM500 every month. This is my secondary card, I only use it to top up RM182 eWallet, and use it as primary for weekend Groceries and Dining. Occasionally, I use it for weekday Groceries and Dining. Avg monthly cashback of RM38.

HLB Wise Visa will require annual fee of RM98. Is there any other better card to replace it as my secondary? I'm very happy with RHB Shell Visa as my primary card, just wondering if there is an alternative for my secondary card.

Hi,

Wanted to ask which date best for CC Statement?

Its better to have on 1st of the month.

I am planning to paid all unbilled amount (28th last month) before Statement Date (1st following month) & wanted to keep Zero outstanding at CCRIS record every month. Its possible?

Will help in Credit Scoring

General question. Cards in general.

Why do merchants always say "30 minutes b4 12am" and after 12am cannot use card to pay, only cash?

This doesn't make any sense. If right now is 12am MYT and I'm @ somewhere in the world that's 3pm, does that mean my MY issued card wont work? Ridiculous isn't it? It for sure will pass right?

I've tried on small merchants (mamak) up to big merchants (McD) and they have this same practice. Any one with the knowledge, please enlighten me. I really hate that places I'm paying now don't accept cards 30 mins b4 and past 12am.

Also, I'm a Petronas user via Setel, if I use MBB Islamic Petronas via Setel am I entitled for the 8% rebate?