may i know why rm365?

may i know which credit card can provide cashback for insurance payment?

may i know which credit card can provide cashback for grocery?
UOB One Card
Maybank FC Barcelona
Hong Leong Bank Wise (weekends only for higher cashback)
Public Bank Quantum Visa (RM100 and above)

Guys, I have an enquiries regarding credit card application rejection.

Background:

When I decided to get a car loan from Maybank early this year and I was being offered 2 Platinum cards but I declined the offer. Fast forward, I applied early this month, I applied their Ikhwan Amex card and received the card within a week time. When I applied for 2 Platinum cards shortly after, my application got declined. Upon enquiries through their customer service, they said Maybank have given all the credit limit available to my Ikhwan card and hence they cannot give me any more credit limit for new card application. She said 1 way to work around it is to appeal my application through emailing them to reduce the credit limit given to my Ikhwan Amex and use the remaining credit limit on my 2 Platinum cards.

I find it interesting as I always though Islamic and conventional division are separate entities so each will have its own credit limit. I also did not expect to exhaust my credit limit with a single card cause my UOB One (My only credit card after I cancelled my Pulic Bank Quantum) has more than twice the credit limit.

May I know if anybody encountered the same situation before?

Besides, how high is my chance will my appeal (reducing credit limit on Ikhwan) be if my nett income is just slightly higher than the minimum income for 2 Platinum cards?

Really?! That is very inconvenient... meaning I have to pay service tax twice for Ikhwan (RM 25 right before I cancelled, RM 25 after another new Ikhwan being issued)?

Yalor why need e-inv?

U mean rebates, cashback, prizes gained from cc campaigns r now taxable?

Recently got rejected for applying Maybank Ikhwan AMEX...my wife also got rejected from UOB card. So hard to get credit card nowadays? I checked CCRIS and both of us has no bad records hmmm..

Ohhhh is that how it works?? I ingat can get both...

Need to go card center personally or can do via phone? Oh I think I did this before 10 years back...I forgot this step already

Is the email mbbcardservices@maybank.com.my?

any other differences?
MBB FC Barcelona Visa Card
- 1% Cash Back for all purchases all year long and shall be capped at maximum of RM50 per month
- Cash Back will be awarded only when the accumulated Cash Back amount is not less than RM1.00.
- For avoidance of doubt, this means Cardmember is required to meet minimum monthly accumulative Eligible Spend of RM100
https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf
PB Quantum Visa Card
- 1% Cash Back on contactless transactions with minimum RM100 per transaction, capped at RM20 per monthly statement cycle

Excluded Transactions
Petrol (MCC 5541, 5542 & 5172)
Insurance / takaful (MCC 5960 & 6300)
Payments to charity (MCC 8398)

https://www.pbebank.com/media/rdvptenz/excl...ard-rewards.pdf

Any credit card that earns cashback on paying NSE toll?