why hesitate ? why not now but future ?

I have account with eUT.

I don't do DCA. So I have equity funds with eUT. I only do non-fixed interval top ups.

Because I have no need for it now? I am in the process of moving my funds to SG. I don't need to open this account now. I need eUT to park my United bond fund money in Malaysia. Seeing that they don't have that fund for sale, I can't buy from them. Hence useless for me to open account with them at this moment.

To answer your question regarding xuzen account is on what platform of course it's on FSM (iFast is the oswner of FSM)
https://www.ifastcapital.com.my/ifast/advis...t-services.svdo



This post has been edited by Ramjade: Apr 18 2017, 03:32 PM

then this wrap account not suitable for you lor

Sweet, i would try exploring eUT's website in detailed later today and may decided to open up an account with them in the next few days with an aim of purchasing bonds in the coming months.

Though is their platform reliable ?

Sorry if I've mistaken things, but there was a debate a few months ago on the FSM thread about the reliability of eUT's website right ? Like delays in transactions etc

After using the system for a while, you will realize that their system essentially still depends on quite a bit of human operation. The web site and graphical user interface are mostly capturing data, writing logs, and then submit them for further backend operation.

That's why they could perform cancellation of order, as transaction is not performed automatically. After 3pm their staff pick up the transactions records, tally with payments and commit them accordingly.

If you are going to start using the system, getting your self familiar with transaction status and logs are important.

Their front end user interface as you might notice could be the work of some trainee programmers. LOL. Most of the error messages are harmless.

For example if you log out already and then you use back button to go back and hit the logout again, it will tell you a very scaring message '500 - Internal server error.' It is nothing.

Another common misunderstanding is on the main page is that they mentioned ' * non-tradeable online'. It means those funds ended with * are not tradeable online. It is not a foot note to say everything is not tradeable online.

This post has been edited by puchongite: Apr 18 2017, 08:57 PM

In Chinese idiom says - you get what you pay for

If i recall correctly, this year's promos were: Chinese New Year, Lipper Award, and now, Mega Promo. Between the last promo and the current one, there is just a 2 week gap. :-) So, it seems like one long continuous promo! Some of @Ramjade's favourite funds are recurrently on promo, including Manu REIT.


Actually the normal s/c for bond funds is not fixed at 1%. RHB Bond & Islamic bond are normally at 0%. AmTactical Bond is 2%.

The eUT web platform takes roughly the same number of days to update a purchase as FSM. However the eUT's email confirming a transaction is much slower than FSM, e.g. purchased on 31 Mar. 2017, email sent on 17 Apr.

Intra fund house equity fund to equity fund switching is free. So sometimes can use this scheme to buy equity funds for topping up funds from the same fund house.

For example, when Manulife Reit is under promotion, buy and keep ( as part of the investment ). And when needed can switch some to Manulife India to perform top up. This switching is not constraint by the 5k minimum.

Manulife will charge you Rm25 per switch though.

Good point. Let me check the transaction logs. I saw the exact same amount was moved over. I will check the price and nav tallies or not. If it doesn't then the administrative charge has been incurred. Right ?

How do you open account with them? Need any commissioner of oath to verify our IC, etc?

I just reconfirmed from my transaction logs, the exact figured was honoured, there is no admin charges. The nav and units multiplied together tally exactly right upto to the rounding of second decimal point. The same happens to Eastspring.

I am under the impression that such only applies to RHB dinosaur.

This post has been edited by puchongite: Apr 19 2017, 01:20 PM

I don't remember having to go to that extent. I only remember I filled up everything, signed accordingly, scanned and email to them. Maybe I also snail-mailed the hardcopies to them. Btw, I am taking about eUT. Just to make sure there is no mixed ups.

This post has been edited by puchongite: Apr 19 2017, 01:24 PM

I know since we are on eUT thread. Cause I saw some of their requirement need to get commisioner of oath
SG understand la. Malaysia takkan until that extend right. That's why need confirmation.

This post has been edited by Ramjade: Apr 19 2017, 01:27 PM

it seems that their registration troublesome
share with us once your account opening successful

You switched and Manulife didn't charge Rm25? cool

I hope you are not going to stir shit at manulife for having charged RM25 on other platforms gua ?

For all you know FSM is the one charging us

But RHB will charge, wherever you are ! I supposed they will shrink your target fund by whatever amount then only calculate units bought.