For eUT application form, do you fill up the CKA form and submit since there's this clause below.

"(This form is applicable to all individuals who are (1) Singaporean, (2) Singapore PR or (3) Non-Singaporean residing in Singapore)"

The online chat is not of a help

This is for Malaysia part.
I just fill up. Whether you pass the test or don't doesn't matter as it's not applicable to us. Only for Singaporeans.

Here you go. They have frequent promo where if you can buy/topup min of RM5k, you won't kena charge service charge.

This post has been edited by Ramjade: May 17 2017, 01:09 PM

anybody can share their experience using eUT? positive or negative? I'm enquiring with regard to their response time, ease of switching funds, navigation of site etc. thanks.

I have my portfolio splitted between eUT and FSM.

The only positive thing worth mentioning about eUT is just the promotion rates, which comes pretty often.

Anything else are just basic, meet the purpose but nothing to shout about. One has to bend himself to suit eUT system and people, not the other way round. After you are accustomed to their people and system, then you basically get used to it. Different ways of doing things, basically.

Do you have other more specific questions ? Or this is adequate ?

I haven't open with them yet. Will use eUT to buy Affin hwang select bond fund and save on platform charges.

Still can't be classified as a user.

Personally I don't see that so significant. You will probably disagree with me.

Anyway the May mega promotion will be ending soon !!!

Just found out that they have branch at kuching here as well. Will go and check it out for more details or maybe direct register from their office there. Thinking of buy the promo Affin hwang select bond fund as well

Do think about subsequent top ups.

If you are the type who die die must practice DCA then you might find it somewhat problematic with regards to having to pay non-promo charges for top ups.

Or you just revise the top ups plans to VCA and switch to flexible timing with respect to top ups.

what kind of problematic?

Say you have 6 funds. And you topup monthly. Yoi don't want to kena 2% service charge. To get the 0% service charge promo, do you the have min amount of RM5k/fund topup?

6 fund = RM30k/month = RM360k/year.

oh that's the problem you are referring to. I though you are referring to their transaction processes.

I have said this before and I repeat:

1) FSM is a platform or a supermarket like Giant. They sell all sorts of products from all sort of vendors. In FSM case, the product offering are unit trust fund.

2) eUT main core business is Phillip Capital. They are a stock - broking firm first, UTMC (Unit Trust Management Company) second and unit trust distributor third. The Unit Trust Distribution business is more of a by-the-way business for them.

If you are in the industry, Phillip is strong for managing unit trust fund (private mandate), managed account and stock - broking (SG only).

That is why their emphasis will never be eUT.

Xuzen

Wah....I read the T&C. They don't even have internet banking ah. Really troublesome eh

What do you mean by that ? I paid to them via fpx so many times already without problem. There was once fpx was down, i paid via 3rd party transfer (intra bank).

Oh meaning their T&C at registration page is not up to date.

So fpx from any bank all ok? Btw can kindly describe your 3rd party transfer process?

Fpx should be supported by whichever banks supported by fpx.

3rd party transfer :-

Get a list of bank account number from them. Pick the one which you have the same bank account. Then log on internet banking. Transfer the money using the internet banking intra bank 3rd party transfer. After that I screenshot the (internet banking) payment slip and email to them. To be absolute sure, call them up and make sure they match the payment with the correct order.

p/s note
======
Internet banking has pre-set limits for different types of transaction. Make sure you configure you internet bank limits correctly.

This post has been edited by puchongite: May 19 2017, 06:13 PM

You bought all your fund in eUT as well? I am thinking about to open eUT account to move my fd to park there(affin hwang select bond fund) rather than chasing fd.

My portfolio is splitted between eUT and FSM. There are certain funds make better sense to me to buy at certain location. Cimb funds and TA funds are usually limited availability under promotion.

Also it makes sense to keep funds from same fund house under same distributor, to facilitate intra switching.

Mind to share what fund u bought under eUT?