Welcome Guest ( Log In | Register )

6 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!

views
     
Ramjade
post Apr 18 2017, 10:04 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(dasecret @ Apr 18 2017, 10:04 AM)
Well done, boss

Actually your wrap account is on this platform right? Any feedback other than charges?
*
Huh? His wrap account is with iFast MY
Ramjade
post Apr 18 2017, 10:16 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(David83 @ Apr 18 2017, 10:10 AM)
By the way what is POEM?
*
All in place for you to buy UT, stocks, etf, cfd, opinions, margin trading etc
https://www.poems.com.sg/
Ramjade
post Apr 18 2017, 12:05 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(ronho @ Apr 18 2017, 11:57 AM)
ee bro, their charges also 2% for normal topups ?? Only promo period is mainly FOC.
FSM is 1.75 now
Did I read wrongly ??
*
Yes that's right. During promo period (basically their promo period is more frequent than FSM) and provided you can meet the min topup of RM5k, you will get 0% service charge.

Good for those who want to park bond fund here because if you can buy min RM5000, you don't pay platform fees unlike FSM
Ramjade
post Apr 18 2017, 12:30 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(weilik @ Apr 18 2017, 12:21 PM)
Ramjade, any other annual fee, maintenance fee or misc fees? Any caveat apart from the min RM5k initial investment?

Are they the same entity / related to POEMS SG?

Regards,
Wei Lik
*
I don't know. I don't have any account with them. What I know it's excatly like FSM except that when they have promo you get to buy funds at 0% service charge. All bond funds bought from them during promo does not kena service charge. eUT memang does not charge platform fees for bond fund. They charge you 1% service charge for bond fund.

They are different. If you have account with MY side, you will still need to register with SG side if you want to invest in SG UT. They don't share database of customer despite both are same company (Phillip). One is Phillip MY, one is Phillip SG.

Hope this explains everything.

QUOTE(ronho @ Apr 18 2017, 12:25 PM)
You guys think the rates will be cheaper than FSM if buy at promo times ?
tx
*
Never look at service charge. Look at discount in the market. Discount of service charge is just bonus.

QUOTE(shankar_dass93 @ Apr 18 2017, 12:26 PM)
I'm not going to lie buddy, but after checking out eUT, I'm pretty tempted to get in. But having to put in 5k/transaction in order to be get a 0%sc is a little hectic on me.
How reliable is eUT's platform ? Any issues so far ?
*
Better reply here. Nanti org marah ranting.gif
Precisely. I cannot meet the RM5k/fund topup everytime.
Should be no problem. Interface ugly as shit. sad.gif I have no account with them. As long as registered with BNM, no issue.

Never look at service charge. Look at discount in the market. Discount of service charge is just bonus.

This post has been edited by Ramjade: Apr 18 2017, 12:34 PM
Ramjade
post Apr 18 2017, 12:44 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(tensixteen @ Apr 18 2017, 12:42 PM)
So, if I were to place 5K right now, it's 0% SC during the promo period. Outside of this period if I were to top up or do DCA, I will still be charged the normal SC rate of 2%? Is this how it works?
*
Yes. That's why eUT good to buy bond funds only dry.gif
Ramjade
post Apr 18 2017, 12:56 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(tensixteen @ Apr 18 2017, 12:55 PM)
thumbsup.gif

Don't have the 5K to fully commit ATM, extra funds went to ASX/FSM already. But good to know nevertheless, can consider purchasing bond funds when the next promo rolls out.
*
Same here. Good thing about eUT is very frequent promo. This current promo until end of May.
Ramjade
post Apr 18 2017, 03:21 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(aoisky @ Apr 18 2017, 03:19 PM)
Indeed FSM not cheap enough but then how many of you have account in eUT now ?
*
It's considered cheap for malaysian standard. For SG standard no. Why? Some banks in Singapore are charging 0.75% service charge laugh.gif
I will open an account with them in the future.

This post has been edited by Ramjade: Apr 18 2017, 03:22 PM
Ramjade
post Apr 18 2017, 03:30 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(aoisky @ Apr 18 2017, 03:25 PM)
why hesitate ? why not now but future ?
*
Because I have no need for it now? I am in the process of moving my funds to SG. I don't need to open this account now. I need eUT to park my United bond fund money in Malaysia. Seeing that they don't have that fund for sale, I can't buy from them. Hence useless for me to open account with them at this moment.

To answer your question regarding xuzen account is on what platform of course it's on FSM (iFast is the oswner of FSM)
https://www.ifastcapital.com.my/ifast/advis...t-services.svdo

QUOTE
Wrap Account

Wrap Account allows advisers to wrap their clients' investments into a single account. Such consolidation allows the adviser to monitor and rebalance their investors' portfolio through different investment and economic cycles more efficiently without additional switching cost, clients are entitled to unlimited free switching cost, clients are entitled to unlimited free switching between unit trusts from the same or different fund houses.

The unique proposition of Wrap Account is that it aligns both clients' and advisers' interest to grow the investment portfolio. Wrap Account emcompasses both the commission and annual wrap fee(annual recurring fee) to remunerate the advisers for managing the investors' portfolio.


This post has been edited by Ramjade: Apr 18 2017, 03:32 PM
Ramjade
post Apr 19 2017, 01:07 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(puchongite @ Apr 19 2017, 12:49 PM)
Good point. Let me check the transaction logs. I saw the exact same amount was moved over. I will check the price and nav tallies or not. If  it doesn't then the administrative charge has been incurred. Right ?
*
How do you open account with them? Need any commissioner of oath to verify our IC, etc?
Ramjade
post Apr 19 2017, 01:27 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(puchongite @ Apr 19 2017, 01:24 PM)
I don't remember having to go to that extent. I only remember I filled up everything, signed accordingly, scanned and email to them. Maybe I also snail-mailed the hardcopies to them. Btw, I am taking about eUT. Just to make sure there is no mixed ups.
*
I know since we are on eUT thread. Cause I saw some of their requirement need to get commisioner of oath rclxub.gif
SG understand la. Malaysia takkan until that extend right. That's why need confirmation.

This post has been edited by Ramjade: Apr 19 2017, 01:27 PM
Ramjade
post Apr 19 2017, 01:59 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(puchongite @ Apr 19 2017, 01:57 PM)
I hope you are not going to stir shit at manulife for having charged RM25 on other platforms gua  ?
*
For all you know FSM is the one charging us whistling.gif
Ramjade
post Apr 20 2017, 10:01 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(prince_mk @ Apr 20 2017, 09:46 PM)
which bond fund to consider ?

Affin Hwang Select Bond ?
Asnita ?
RHB Islamic Bond Fund ?

Chart tool suggest Affin Hwang Select Bond. any comment ?
*
Since people in FSM thread doesn't like me mentioning eUT, let me say it here.

If you are going to buy affin hwang and have > RM5k and can do lump sum (endorse by dasecret for lump sum not eUT aa she's not a fan of eUT) use eUT. Save on platform fees.

This post has been edited by Ramjade: Apr 20 2017, 10:01 PM
Ramjade
post Apr 20 2017, 10:06 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(prince_mk @ Apr 20 2017, 10:04 PM)
But i m not a big fan of bond funds. Just temporarily park in one bond fund.
*
If small and short term, no need bother about platfrom fees. Alternatively, can park in amanah saham. Now they have online portal for you to topup.
Ramjade
post Apr 24 2017, 12:39 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(tifosi @ Apr 24 2017, 12:35 PM)
For eUT application form, do you fill up the CKA form and submit since there's this clause below.

"(This form is applicable to all individuals who are (1) Singaporean, (2) Singapore PR or (3) Non-Singaporean residing in Singapore)"

The online chat is not of a help  sweat.gif
*
This is for Malaysia part. doh.gif sweat.gif
I just fill up. Whether you pass the test or don't doesn't matter as it's not applicable to us. Only for Singaporeans.
Ramjade
post May 17 2017, 01:09 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(kingz113 @ May 17 2017, 01:05 PM)
Just read about eUT. Noob question but just wondering what is the main difference between eUT and FSM? eUT seem to have lower sc.
*
Here you go. They have frequent promo where if you can buy/topup min of RM5k, you won't kena charge service charge.

This post has been edited by Ramjade: May 17 2017, 01:09 PM
Ramjade
post May 17 2017, 02:09 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(kingz113 @ May 17 2017, 01:56 PM)
anybody can share their experience using eUT? positive or negative? I'm enquiring with regard to their response time, ease of switching funds, navigation of site etc. thanks.
*
I haven't open with them yet. Will use eUT to buy Affin hwang select bond fund and save on platform charges.
Ramjade
post May 17 2017, 04:26 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(virgoguy @ May 17 2017, 04:22 PM)
what kind of problematic?
*
Say you have 6 funds. And you topup monthly. Yoi don't want to kena 2% service charge. To get the 0% service charge promo, do you the have min amount of RM5k/fund topup?

6 fund = RM30k/month = RM360k/year.
Ramjade
post May 19 2017, 11:00 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(virgoguy @ May 19 2017, 10:42 PM)
my god. Their online registration system really  bangwall.gif  . I can't even upload my scanned IC doh.gif
*
QUOTE
Required Documents

Please fax/email(PDF) us the following documents:

  1. A signed Account Opening Form.

  2. A photocopy of your IC(both sides)/passport.

Email : phillipmutual@poems.com.my

Fax:+603 2711 3036 / 03-21666417 .

Ramjade
post Jun 21 2017, 05:23 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(elea88 @ Jun 21 2017, 10:54 AM)
ramjade what u buy from eunitrust?

thinking puting 5k in the AFFIN HWANG SELECT BOND FUND for a start...

but hv to spend time on another platform...
*
Er talking about SG eUT or MY EUT? If Malaysia one, didn't open account yet as I have no need for Affin hwang select bond fund (already have my amanah saham)

Buying RM5k now is foolish as no promo. Wait for promo so no need to pay service charge. Affin hwang select bond fund no need to spend time. Dump and forget. It's almost as good as amanah saham fixed price.
Ramjade
post Jun 21 2017, 05:49 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(elea88 @ Jun 21 2017, 05:38 PM)
amanah saham.. i do not have. lazy go bank.

now RAYA PROMO.

anyway instead put FD i just parking here first.
*
Now amanah saham pun boleh topup/buy online*
*subjected to aavailability of units tongue.gif

6 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0196sec    0.53    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 08:13 AM