Mega Funds Promotion 2017

13 April 2017 - 31 May 2017


https://www.eunittrust.com.my/fundInfo/promotions.asp

True.

But they have promotion quite regularly.

If I am not mistaken, this year they have 3 promos already including this one. Each promo last for +/- one month.

( Each promo the funds list under promo might not be the same.)

I have account with eUT.

I don't do DCA. So I have equity funds with eUT. I only do non-fixed interval top ups.

After using the system for a while, you will realize that their system essentially still depends on quite a bit of human operation. The web site and graphical user interface are mostly capturing data, writing logs, and then submit them for further backend operation.

That's why they could perform cancellation of order, as transaction is not performed automatically. After 3pm their staff pick up the transactions records, tally with payments and commit them accordingly.

If you are going to start using the system, getting your self familiar with transaction status and logs are important.

Their front end user interface as you might notice could be the work of some trainee programmers. LOL. Most of the error messages are harmless.

For example if you log out already and then you use back button to go back and hit the logout again, it will tell you a very scaring message '500 - Internal server error.' It is nothing.

Another common misunderstanding is on the main page is that they mentioned ' * non-tradeable online'. It means those funds ended with * are not tradeable online. It is not a foot note to say everything is not tradeable online.

This post has been edited by puchongite: Apr 18 2017, 08:57 PM

Intra fund house equity fund to equity fund switching is free. So sometimes can use this scheme to buy equity funds for topping up funds from the same fund house.

For example, when Manulife Reit is under promotion, buy and keep ( as part of the investment ). And when needed can switch some to Manulife India to perform top up. This switching is not constraint by the 5k minimum.

Good point. Let me check the transaction logs. I saw the exact same amount was moved over. I will check the price and nav tallies or not. If it doesn't then the administrative charge has been incurred. Right ?

I just reconfirmed from my transaction logs, the exact figured was honoured, there is no admin charges. The nav and units multiplied together tally exactly right upto to the rounding of second decimal point. The same happens to Eastspring.

I am under the impression that such only applies to RHB dinosaur.

This post has been edited by puchongite: Apr 19 2017, 01:20 PM

I don't remember having to go to that extent. I only remember I filled up everything, signed accordingly, scanned and email to them. Maybe I also snail-mailed the hardcopies to them. Btw, I am taking about eUT. Just to make sure there is no mixed ups.

This post has been edited by puchongite: Apr 19 2017, 01:24 PM

I hope you are not going to stir shit at manulife for having charged RM25 on other platforms gua ?

But RHB will charge, wherever you are ! I supposed they will shrink your target fund by whatever amount then only calculate units bought.

What's mentioned for retail customer directly under them might be not applicable for retail customers under nominee account.

This post has been edited by puchongite: Apr 19 2017, 07:30 PM

This is a good point. Investors (whether new or old) are reminded not to just look at costs as the only factor when selecting the platform or the funds.

This information is taken from morning star :-

http://my.morningstar.com/ap/FundSelect/re...ce&Type=YTDBest

	Fund Name	YTD Return(%)
1	Areca EquityTRUST	21.01
2	InterPac Dynamic Equity	20.49
3	InterPac Dana Safi	20.05
4	Phillip Master Equity Growth	19.40
5	KAF TACTICAL FUND	19.12
6	Affin Hwang Select Asia (ex Jpn) Quantum	18.74
7	RHB Small Cap Opportunity Unit Trust	17.69
8	CIMB-Principal Wholesale Equity	16.85
9	PMB Shariah Growth	16.63
10	Manulife Investment - India	15.97

Note that Phillip Master Equity Growth fund is position 4. It's available on eUT.

Phillip Master Equity Growth Fund clinched the Best Fund Award over 10 Years in the Equity MYR category at The Edge Thomson Reuters Lipper Fund Awards Malaysia 2017 on 27 Feb 2016.

Item 1 Areca Equity YTD return of 21.01, does not seem to be available on eUT.

This post has been edited by puchongite: Apr 20 2017, 07:14 AM

I am under the impression that lawyers are governed by their professional body with respect to their professional charges. Now with GST and what not, lawyers who are willing to charge less, will be exposed to much higher risks.

There will be complaints as long as there are disparities of charges for something people perceive as same type of service. It's that simple.

The comparison is never between flipping properties and buying unit trust. That's chicken and duck comparison. The comparison is within the properties buyers and sellers. And among them, lawyers can't charge differently. So no complaint.

This post has been edited by puchongite: Apr 20 2017, 04:24 PM

Nav for interpacific funds for today 20th April :-

Fund name	Nav	%change
InterPac Dynamic Equity Fund	0.44	+0.89%
InterPac Dana Safi	0.46	+1.05%

First few names shifting position.

	Fund Name	YTD Return(%)
1	InterPac Dana Safi	21.31
2	Areca EquityTRUST	21.29
3	Phillip Master Equity Growth	19.40
4	KAF TACTICAL FUND	18.59
5	Affin Hwang Select Asia (ex Jpn) Quantum	18.18
6	InterPac Dynamic Equity	17.95

I have my portfolio splitted between eUT and FSM.

The only positive thing worth mentioning about eUT is just the promotion rates, which comes pretty often.

Anything else are just basic, meet the purpose but nothing to shout about. One has to bend himself to suit eUT system and people, not the other way round. After you are accustomed to their people and system, then you basically get used to it. Different ways of doing things, basically.

Do you have other more specific questions ? Or this is adequate ?

Still can't be classified as a user.

Personally I don't see that so significant. You will probably disagree with me.

Anyway the May mega promotion will be ending soon !!!

Do think about subsequent top ups.

If you are the type who die die must practice DCA then you might find it somewhat problematic with regards to having to pay non-promo charges for top ups.

Or you just revise the top ups plans to VCA and switch to flexible timing with respect to top ups.