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Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend

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chiahau
post May 25 2017, 06:46 PM

Fatthau StalKer
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QUOTE(omgimahero @ May 25 2017, 05:47 PM)
but installment not good ler... locks ur credit limit and a portion of your monthly salary deducted for paying installment....

not to mention FD 4% P.A = RM2k x4% = RM80

you take installment 3.88% one time charge = RM77.60

what u earn is only RM2.40 laugh.gif

not worth it?
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My definition of installment = 0% BT

Anything with interest = hell no.

QUOTE(degionz @ May 25 2017, 05:51 PM)
RM0.00 Maybank card:Activate your card NOW & get RM200 Cash Back when you spend RM1000 in 2 swipes with your Maybank Card in the next 7 days.T&C apply.

Guys,Can i just 1 swipe RM1000 above or must in 2 swipe?
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1 Swipe also can la....

Maximum is 2.
chiahau
post May 26 2017, 09:29 AM

Fatthau StalKer
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QUOTE(gastacopz @ May 26 2017, 09:25 AM)
Request or they offer?

And benefit wise the same right?
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As Fruitie said : Platinum has a dedicated number to call through.

But since I have Premier, I'd call the Premier hotline and ask them to settle all for me in a call.

Helpful guys really.
chiahau
post May 26 2017, 09:43 AM

Fatthau StalKer
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QUOTE(SzeMeng76 @ May 26 2017, 09:40 AM)
Me too felt Maybank to me is kind.
Send in latest documents and got approved credit limit increase and upgrade Gold to Plat.
But doing the same to UOB, they rejected. (their credit limit to me not even 1x of my current salary, lol)
But it's ok, im going to cancel it soon hmm.gif
*
My gold card got a very nice limit biggrin.gif

Maybank no want to change it for me also.

So end of the day, no difference whether gold or platinum.

This post has been edited by chiahau: May 26 2017, 09:44 AM
chiahau
post May 26 2017, 03:54 PM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Ramjade @ May 26 2017, 03:17 PM)
Guys, want to ask, can I make multiple payment of RM30 via Jompay? Eg RM120. Instead of paying RM120 one shot, I split into RM30 x4.
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Should be possible.

But why do you want to do that?
chiahau
post May 26 2017, 03:59 PM

Fatthau StalKer
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QUOTE(Ramjade @ May 26 2017, 03:56 PM)
Be eligible for current Jompay promo? Who knows can win RM50/a Mercz?  laugh.gif
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laugh.gif

My friend spend about 100k to win the CIMB swipe to win promo.

Guess what? He did not win laugh.gif

This kinda pay to win schemes, unless you're a top spender, damn hard to win one.

But sure, why not la. Have fun.

QUOTE(duttway @ May 26 2017, 03:57 PM)
hi would like to ask whether its still a good time to apply for the M2C cards?
would like to use it mainly for cashback on groceries, petrol and the visa/amex for hotel overseas (business purposes).
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It's always a good time.

Later they remove the weekend cash back only you cancel la tongue.gif
chiahau
post May 28 2017, 01:00 AM

Fatthau StalKer
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QUOTE(fruitie @ May 28 2017, 12:25 AM)
There's a form to fill in. You can request via email. I did mine more than two years ago in KLCC branch.
Maybank strictly follows to salary requirement.
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If your CL already exceeded the platinum minimum, they should grant you a Platinum card.

I believe if you're holding a gold card with 20k CL, you can request for a MBB VS as well without your salary informations.
chiahau
post May 28 2017, 12:55 PM

Fatthau StalKer
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QUOTE(jason18689 @ May 28 2017, 11:07 AM)
I guess in general, a form must be submitted?
For my case, I submitted my form via nearest branch and viola i got upgraded in less than one week.
Would have been faster if submitted via the card centre rather than the branches.
What is the platinum minimum ya?

Talk about MBB VS, why is this card so popular?!
Literally turned off with that annual fees RM550 though free for the first year. Waived only after RM30k of spending. puke.gif
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60k per annum = roughly 5k a month.

Using x2 logic = At least 10k limit?

I'm having the Premier so my limit is way above their minimum limit already. Just never bother to upgrade my gold card and maybank never sent me a new platinum card as replacement lol.
chiahau
post May 28 2017, 07:57 PM

Fatthau StalKer
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QUOTE(tezukaryoma @ May 28 2017, 07:55 PM)
Just want to confirm, If each month i just pay minimum payment mean that i will be charged by 15% pa? if pay full amount mean no other extra charge at all? Thanks
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You'll be slapped with 1.5% interest for the month, yes.

Pay full means no problem. Everything is good.
chiahau
post Jun 1 2017, 08:01 AM

Fatthau StalKer
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QUOTE(fruitie @ May 31 2017, 11:33 PM)
Yes, overpayment is only by interbank transfer or CDM. If by M2U, it will not go through.
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Yeah, even if you overpay 1 cent, also can't go through....

I sometimes wonder why such things are imposed to customers.

I got extra money, I want to pay also kenot.
chiahau
post Jun 2 2017, 04:41 PM

Fatthau StalKer
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You can never have "too" many cards.

I think I got about 20+ cards in my drawers.

I only carry Amex Reserve / Visa Infinite / Citibank with me on normal day out.

Weekends I'll take out the M2C for spending, if any.

The rest are only used for special occasions.
chiahau
post Jun 2 2017, 05:50 PM

Fatthau StalKer
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QUOTE(fruitie @ Jun 2 2017, 04:46 PM)
Wah, these days so atas already AmEx Reserve and VI level liao. whistling.gif
I can only apply next year. sad.gif

Again, cash back vs points, hard to choose. I may still choose cash back. laugh.gif
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Yeah. Cashback are directly to your wallet.

Trusty M2C + ikhwan will be utilized heavily to get RM 100 cash back biggrin.gif

Points, sometimes I also feel like it's not worth collecting.

But since I charge most company stuffs to the Amex, don't bother lor.

If I were to spend myself, I think I won't use it much.
chiahau
post Jun 2 2017, 11:36 PM

Fatthau StalKer
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QUOTE(kart @ Jun 2 2017, 10:42 PM)
Wow, chiahau is a high net worth individual.

My salary is too low to qualify for premier credit cards. Luckily, cashback credit cards are either gold, platinum or signature credit cards.
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Psst. My M2C and Ikhwan are both gold card.

Therefore I can't be a high nett worth individual tongue.gif

Tomorrow is groceries day anyways.

This post has been edited by chiahau: Jun 2 2017, 11:36 PM
chiahau
post Jun 3 2017, 11:07 AM

Fatthau StalKer
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QUOTE(pang0119 @ Jun 3 2017, 10:46 AM)
anyone here get the 10% petrol CB ?

Im just check my statement that only get the 5% weekend CB for my petrol instead of 10% CB.

If fuel up during weekend will get the 5% or 10% CB?  :confused:  :confused:  :confused:
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Check the t&c.

I don't think they already pay out the promotion.

QUOTE(qqbill @ Jun 3 2017, 10:49 AM)
hi all, can check weekend spending on amex with airBnb will entitled for 5%?
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ANY retail spending will get 5% ( refer below )

If the transaction date is on the weekend.

As always, see first post.
chiahau
post Jun 4 2017, 01:00 PM

Fatthau StalKer
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QUOTE(SzeMeng76 @ Jun 4 2017, 12:41 PM)
anyone ever try use m2c amex buying movie ticket online using TGV app?
Keep telling payment failed.
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I believe this might have something to do with your MSOS enrolment.

You'll face this problem with buying tickets from air Asia also lol.

I've used M2C repeatedly to buy online tickets for both gsc and tgv.

Never once failed.
chiahau
post Jun 4 2017, 01:10 PM

Fatthau StalKer
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QUOTE(cybpsych @ Jun 4 2017, 01:04 PM)
i just bought it yesterday morning at 7:38am. no issues.

it triggered the MSOS page and processed the payment successfully.
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Just bought it yesterday too.

Went thru smoothly.
chiahau
post Jun 5 2017, 07:05 PM

Fatthau StalKer
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QUOTE(soryongsiang @ Jun 5 2017, 06:56 PM)
Hi, if my annual salary is not enough
any other method to get the maybank 2 cards gold?
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Put FD 5k for a gold, 10k for a platinum.

Verified and tested by forumers here.
chiahau
post Jun 9 2017, 08:53 AM

Fatthau StalKer
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When I tried using my MBB Amex at a merchant who uses paypal as a payment option, do I need to call the CS 1st to ensure the transaction would be allowed?

My card was declined few times before but other banks one just go thru smoothly.

Wondering if something wrong about it.
chiahau
post Jun 9 2017, 09:52 AM

Fatthau StalKer
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QUOTE(PsychoJoe @ Jun 9 2017, 09:41 AM)
Yes, that is my experience too. Any transaction online to non-Malaysian sites will be blocked until you call CS to unblock that specific transaction.
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Mafan die.

Colleague wanna buy something so using my cc to accrue points actually.

QUOTE(SzeMeng76 @ Jun 9 2017, 09:49 AM)
think not only non malaysian site, came toward me when i purchase ticket thru TGV Cinema app too,
I think all online transaction will be blocked before you had call to CS to activate and unblock online transaction.
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TGV nope. Never experience that before.


chiahau
post Jun 9 2017, 11:54 PM

Fatthau StalKer
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QUOTE(red_scorpion @ Jun 9 2017, 11:42 PM)
yes, i think so...if you are premier customer, you can even park in front of the branch when you visit their branch..
that is normal, you give more business to the bank, bank will take care you more..:-)
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They even have reserved parking for premier customers tongue.gif


chiahau
post Jun 10 2017, 08:51 PM

Fatthau StalKer
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QUOTE(iamloco @ Jun 10 2017, 04:16 PM)
I always have error when purchasing Airasia ticket using AMEX during weekend. anyone here facing the same issue too?
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MSOS issue.

Just call maybank to activate

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