QUOTE(tzxsean @ May 21 2017, 06:38 PM)
Citibank can get x8 Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
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May 21 2017, 06:41 PM
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#61
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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May 22 2017, 09:26 AM
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#62
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(Watta?? @ May 22 2017, 09:21 AM) LOL.. My salary itself is only around RM3.9k gross per month. But my side income Im getting like RM10k+ from paypal every month. Is there anyway I can use that to help increase my credit limt as well? Then too bad, unsecured lending is like that one.I dun think FD is an option for me now though.. Need the cash to roll over every month now Side income = Did you declare for tax? If yes, it can be used as supporting. But again, it's up to bank to allow or not. Maybe you can try another bank in UOB / Citi which are known to give good CL |
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May 22 2017, 12:19 PM
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#63
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(Watta?? @ May 22 2017, 12:10 PM) LOL nope.. These side income just started coming in 2017 thats why not even declared for tax yet. Unless you can qualify for RHB VI for their premier customer, Maybank's points still one of the best in the market Looks like my luck is running out. Time to look for another bank to get good points for my purchases |
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May 22 2017, 01:14 PM
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#64
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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May 22 2017, 03:08 PM
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#65
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(Watta?? @ May 22 2017, 02:06 PM) Yea.. thats kinda my problem. My annual income is too low to qualify for premier cards. There's no system to will give you real time update bro.Also M2U is updating too slowly... I get hit with a big transaction and it doesn't show up in M2U and I can't pay it off and when the second transaction comes, I cant even get it through as the first one hasn't even shown up for me to pay it. This is really annoying me.. Is there any way to like prepay my credit card first so that all transactions go through smoothly? Just gotta make do with the it. If you suspect you hit your limit already, you can prepay via CDM or IBG to the CC. |
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May 22 2017, 10:43 PM
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#66
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(Watta?? @ May 22 2017, 10:25 PM) Wow, thanks bro! I was trying to do it within M2U and never managed to do it. Now I know it can be done via CDM and IBG from other banks saves me a tonne of headache! Pro tip - keep an excel sheet of your charges.That way you'll know when you're reaching your limit so you can IBG to recover your CL. I used to do that last time when my CL was pathetic. |
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May 22 2017, 11:06 PM
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#67
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(MGM @ May 22 2017, 11:04 PM) Coz his transactions are yet to be posted.Because he uses the CL so much, he has to always clear the balance asap to use again. If he uses M2U, he can't see the transactions so he can't pay them. Eg - He swiped PayPal 4k. Yet to be posted but he knows he used 4k already. So he IBG 4K to offset and continue doing his business. This post has been edited by chiahau: May 22 2017, 11:08 PM |
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May 23 2017, 08:14 AM
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#68
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(MGM @ May 22 2017, 11:22 PM) Why must see the transaction? As long as u transfer funds using M2u from CASA to CC, the CC's credit balance available will be adjusted accordingly and reflected online. As explained by Alexander.If can't see outstanding, you can't pay via M2U. QUOTE(zaoldyeck @ May 22 2017, 11:41 PM) Can.Should not be an issue. But safer to activate it, set a pin and then keep it in the drawer till god knows when. |
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May 23 2017, 08:40 AM
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#69
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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May 23 2017, 02:27 PM
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#70
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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May 23 2017, 05:53 PM
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#71
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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May 23 2017, 06:18 PM
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#72
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14,082 posts Joined: Aug 2009 From: Malaysia |
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May 23 2017, 09:48 PM
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#73
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(Watta?? @ May 23 2017, 09:35 PM) Whoahhhhh brooooo... Although it seems like common sense for me to have thought of it but this has cleared up the mess in my head. Glad I helped.Thank you sooo much! Those were the days where I have to keep IBG money to release the CL The perils of doing small scale online business. |
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May 23 2017, 10:13 PM
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#74
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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May 24 2017, 08:01 AM
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#75
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(chonghe @ May 23 2017, 11:08 PM) Patience is virtue.... QUOTE(cappuccino vs latte @ May 24 2017, 03:47 AM) Yeah, if they want to be really prepared, just bring lor.Card center will likely ask the person to print out another. Then the 1 hour wait begins. |
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May 24 2017, 08:33 AM
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#76
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(salimbest83 @ May 24 2017, 08:31 AM) How many times must we answer?Lazada don't accept AMEX. At least to my knowledge around 1st May 2017, they don't accept yet. And even if they do, I doubt you can use AMEX for installment. Most of the time, they require a Maybank Visa / Master for installments. I took the effort to check Lazada's installment for Maybank. Only accepts Visa / Master. This post has been edited by chiahau: May 24 2017, 08:36 AM |
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May 25 2017, 10:00 AM
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#77
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(chonghe @ May 24 2017, 10:35 PM) I contacted CS 2 days ago answer is no. Problem is I wanted to ask further (e.g., is it in the process of accepting AMEX etc) however CS disconnect chat quickly after answering no. So in the feedback I gave disattisfied and said CS could do better by providing more details. They probably don't have an answer for the questions you were asking.Hope this can raise Lazada alert that there is a need to accept AMEX in the future. I just raised another complaint with BNM regarding Maybank's lofty attitude. Submitted my application for a world MasterCard but they lost my application together with my NRIC. Since they reinstate this cashback thingy, I noticed their customer service quality went down to the rafters again.... |
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May 25 2017, 02:24 PM
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#78
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(honkkydorry @ May 25 2017, 01:41 PM) Any contest currently on? I am going overseas and will be using my cc for hotel charges. Can't seem to find any contest news in m2u. I always register late after making a large swipe for contests so wanna make sure this time I register early if got contest Spend 100k in a month to get Rolex is the latest promotion. |
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May 25 2017, 05:24 PM
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#79
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(goatbernard @ May 25 2017, 04:33 PM) this morning there is MBB CS called me about Ezcash promotion, can withdraw few k, but i'm not sure the interest rate haven have chance to ask he dropped the call already...anyone received too? what is that promotion? QUOTE(SzeMeng76 @ May 25 2017, 05:02 PM) one time charge 3.88%, repayment in 0% interest 6 months. Anything with interest = Stay away.at least 2k http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards If you're desperate, just BT the amount to MBB and enjoy 12 months interest free instalment ( while promo last |
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May 25 2017, 05:40 PM
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#80
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(omgimahero @ May 25 2017, 05:38 PM) also to add to what u said... Unless you already have the cash in FD, then go ahead with the instalment anything with installment stay away. (except house & car) if u need to advance cash to buy something other than means you are already spending above your means. |
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