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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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fruitie
post Oct 2 2017, 09:34 PM

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QUOTE(saitong09 @ Oct 2 2017, 09:28 PM)
CIMB VI, if 1st year don't use, 2nd year no longer free if annual spending less than 100k right?

Exclusive airport lounge access
Enjoy exclusive access to Plaza Premium Lounge* 2 times a year for the first year. This will be automatically renewed annually if your total spending is RM100,000 or more per annum.
*
Hmm. What's the point? Might as well get AmBank WMC or VI.
fruitie
post Oct 2 2017, 10:09 PM

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QUOTE(saitong09 @ Oct 2 2017, 09:43 PM)
CIMB VI 1% CB oversea unlimited smile.gif
*
There are HLB Fortune and Essential, I think. To spend 100k to waive AF. sweat.gif
fruitie
post Oct 2 2017, 10:18 PM

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QUOTE(saitong09 @ Oct 2 2017, 10:13 PM)
ei.. I thought there is no AF for CIMB VI? and the 100k is to auto renew the premier lounge entry?
*
Oh is it? All this while I thought it comes as a package. sweat.gif
Then still OK to let go PPL feature.
fruitie
post Oct 10 2017, 05:49 PM

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0.20% online transactions, so called enhancement. laugh.gif
fruitie
post Oct 10 2017, 06:19 PM

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QUOTE(mamamia @ Oct 10 2017, 06:05 PM)
Another card to cancel.. reduce my cards holding.. long time no use this card also
*
Yes, I will cancel too. No point holding to it anymore. Sigh, my Spotify auto debit. doh.gif
fruitie
post Oct 10 2017, 06:25 PM

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QUOTE(maxubex @ Oct 10 2017, 06:21 PM)
any suggestion which card to replace that have online transaction rebate?
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PBB VS, PBB Quantum, UOB YOLO, SCB JustOne.
fruitie
post Oct 10 2017, 07:35 PM

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QUOTE(chonghe @ Oct 10 2017, 07:14 PM)
since no annual fee is it better to cancel or keep it in drawer? cancel means ccris no show means better for credit record?
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Well, if no use then cancel. I have 21 cards now (just calculated yesterday and added another one an hour ago), I will probably cancel this CIMB CR. Sad.

QUOTE(ngaisteve1 @ Oct 10 2017, 07:17 PM)
UOB yolo got annual fee? Principal : RM95.40
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Yes, please proceed to UOB thread for further discussion.
fruitie
post Oct 10 2017, 08:42 PM

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QUOTE(chonghe @ Oct 10 2017, 08:40 PM)
If hold the cc less than 6 months got any difference/impact?
gonna cancel tomorrow..
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Nothing. Just that the earlier you terminate, the faster it will be cleared off from your CCRIS.
fruitie
post Oct 10 2017, 11:08 PM

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QUOTE(chrisderick88 @ Oct 10 2017, 11:07 PM)
Hmm, but the only other card that's close to this is pb quantum card, which I max every month.... Any other suggestion of new card?
*
UOB YOLO, PBB VS, SCB JustOne. Please proceed to their respective threads for further discussion.
fruitie
post Oct 10 2017, 11:25 PM

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QUOTE(besiegetank @ Oct 10 2017, 11:14 PM)
I think we should all mass cancel this card even though without annual fee, show them we have better alternatives and if they don't reverse their policy like MBB, they will not get our money!
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MBB took 15 months to reinstate previous benefits and that's an exception. As far as I know, no other banks actually reinstate previous benefits for those cards they have revised.
fruitie
post Oct 11 2017, 09:27 AM

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QUOTE(adele123 @ Oct 11 2017, 08:07 AM)
I still feel that the likes of us in the forum, are a minority of the entire population of cimb cr owners. Anyway, that aside, this card has always been annoying due to the cross border transaction fee. there is a better option, which is public bank and uob for those who can spend above 800.

been wanting to cancel this card ever since they removed the eraman duty free discount. no reason to really keep this card now.
*
True. I don't see any need to keep this card anymore.
I will keep the Enrich Plat for now just for the sake of free GL vouchers. laugh.gif
fruitie
post Oct 11 2017, 12:16 PM

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QUOTE(christcwl9 @ Oct 11 2017, 11:36 AM)
Guys, for the enrich platinum card, if lets say i apply now and got approved by November 2017, when will i get the golden lounge voucher? is it November 2018??
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I got 6 weeks after my card was approved.
fruitie
post Oct 12 2017, 01:57 AM

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QUOTE(leong321 @ Oct 12 2017, 01:47 AM)
How to cancel card?
Just call customer service then destroy the card?
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Yes, call to cancel.
fruitie
post Oct 12 2017, 05:47 PM

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QUOTE(klsooo @ Oct 12 2017, 05:43 PM)
Just want to confirm whether cash rebate platinum card still can get 5% for lazada payment.
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Until 31st Oct yes.
fruitie
post Oct 13 2017, 05:19 PM

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QUOTE(hitch80 @ Oct 13 2017, 05:06 PM)
if i am not mistaken it is capped at RM50 and for the month of May and August the CB is 10% capped at RM100
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Yes, correct.

No point keeping this CIMB CR anymore unless you have Celcom auto-debit.
fruitie
post Oct 14 2017, 10:32 PM

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laugh.gif Me too and pleasantly surprised with RM 11.99 cash back. laugh.gif
fruitie
post Oct 14 2017, 11:02 PM

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QUOTE(David83 @ Oct 14 2017, 10:45 PM)
Could this be Lazada rebate?
*
Already got isn't it? I didn't recall spending anything last month for Lazada. hmm.gif
fruitie
post Oct 14 2017, 11:05 PM

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QUOTE(David83 @ Oct 14 2017, 11:04 PM)
What I meant is the adjustment of "exclusion" from previous months.
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I think I already got back earlier when I complained though I didn't really calculate if that's the correct amount.
fruitie
post Oct 15 2017, 06:18 PM

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QUOTE(iamkid @ Oct 14 2017, 11:56 PM)
Nando's and CIMB promotion
Buy 2 free 1 (quarter chicken with 2 sides)
  brows.gif
shall cancel my plan to cancel the card at the moment

http://kickmeaway.blogspot.my/2017/10/cimb...-promotion.html
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QUOTE(saitong09 @ Oct 15 2017, 11:46 AM)
Nice, Debit card also can
•Applicable for CIMB debit, credit and prepaid card.
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Cool. I always go lunch with another two colleagues. I have few CIMB cards, I will just bring along if other colleagues also want to eat together. rclxms.gif
Will go tomorrow.
fruitie
post Oct 16 2017, 10:18 AM

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QUOTE(eddie2020 @ Oct 16 2017, 08:43 AM)
Purchase from aliexpress with usd.. I didn't get tac code and transaction straight go through.. Lol
Btw 1percent border fee means if I bought 100usd I get charge 1usd and I get rebate 5 usd? True rebate 4usd?
*
Cross border only happens if that 100 USD is shown as MYR and you paid in MYR.

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