So I swipe three bills with one same card.
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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Oct 16 2017, 02:06 PM
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#261
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Staff
72,836 posts Joined: Sep 2005 From: KUL |
Came back from Nando's MV and swiped for 3 sets of B2F1, so 9 plates for 6 plates' price. The staffs were friendly and split into three bills for us and I brought three cards along, but can actually swipe using one same card.
So I swipe three bills with one same card. |
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Oct 17 2017, 10:19 AM
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#262
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 17 2017, 11:43 AM
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#263
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 17 2017, 03:16 PM
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#264
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72,836 posts Joined: Sep 2005 From: KUL |
Coming November, I will cancel my CIMB CR with supp along. I will keep the Enrich Plat for GL vouchers and reduce my CL to a very minimum amount as it is very high now.
I have plans to apply other cards from other banks and high limit may not help my future applications. |
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Oct 17 2017, 03:42 PM
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#265
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Staff
72,836 posts Joined: Sep 2005 From: KUL |
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Oct 18 2017, 01:36 PM
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#266
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72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(monoikhwan @ Oct 18 2017, 12:03 PM) Just a general question, will it affect our CCRIS and CTOS if we have too many credit cards? Should we keep cc to a minimum as needed only? Still surviving with 23 cards. Due to system glitch which is yet to be fixed, once it's OK, it should be 24th card. However, coming November i will cut some cards like CIMB and AmBank. Not completely cutting off but keeping only one card for each of these banks and I shall reduce the credit limit to a very minimal amount. |
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Oct 18 2017, 11:00 PM
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#267
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 19 2017, 03:27 PM
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#268
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72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(putra23 @ Oct 19 2017, 02:44 PM) Very impressive with 2 dozens!!! Yeah, kiasu as some people said. I've got 11 cards and thinking of dropping CIMB CR and replace with PBB Quantum cards. Friends think I'm over the top with almost a dozen. I will apply PBB Quantum too next year, hope PBB will stop rejecting me. Hopefully by cutting my CIMB CR and CIMB's overall limit will reduce the rejection reason. QUOTE(kisa @ Oct 19 2017, 02:49 PM) Well, nothing to salute. Many are as hardcore as me. |
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Oct 19 2017, 05:18 PM
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#269
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 20 2017, 11:00 AM
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#270
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 21 2017, 11:43 AM
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#271
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 21 2017, 02:19 PM
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#272
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72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(akib_mullen @ Oct 21 2017, 02:07 PM) Any cc will give 5% from celcom side if u opt for auto billing. Well i'm gonna cut this cc coz my application for quantum has been approved. Salary below 36k cannot hold more than 2 cards what to do Not two cards but two banks' cards. So if you only have CIMB and PBB, then it's OK. |
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Oct 22 2017, 08:43 PM
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#273
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Staff
72,836 posts Joined: Sep 2005 From: KUL |
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Oct 27 2017, 03:13 PM
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#274
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Staff
72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(runforhealth @ Oct 27 2017, 03:09 PM) Hi guys, Just call to cancel.I received in my mail 2 credit cards from CIMB. Looks like my agent who helped me to get my housing loan (received from CIMB) also sent credit card application to CIMB without me knowing. From the looks of it, I got both the normal card with platinum marking (cash rebate) as well as the card for petronas. Are these card worth it to activate/use? Both are Mastercard. I already have Maybank 2 Cards Amex + Mastercard. How do I cancel these cards if I don't plan to use? Thanks No longer worth keeping if you ask me. |
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Oct 29 2017, 12:33 PM
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#275
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72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(skywardsword @ Oct 29 2017, 06:10 AM) So sad. I use the cash rebate platinum for both shell petrol and online purchase. If it no longer have that... What card should I go to next? Post in this thread for recommendation: https://forum.lowyat.net/index.php?showtopic=4161836I also have Hong Leong card . 0.6% Cb. Now this 0.2% omg.... |
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Oct 29 2017, 05:26 PM
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#276
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 29 2017, 06:37 PM
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#277
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72,836 posts Joined: Sep 2005 From: KUL |
Just bought something at Lazada for RM 942. If CIMB doesn't honour cash back based on transaction date, I will try to argue.
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Oct 29 2017, 07:03 PM
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#278
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72,836 posts Joined: Sep 2005 From: KUL |
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Oct 30 2017, 11:19 AM
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#279
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72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(putra23 @ Oct 30 2017, 11:17 AM) They might reinstate some sort of online cash back down the road, as in the case of MBB 2cards. We just need to start cancelling cards that are no longer useful. Let's see, what other cards (any bank) which reinstated back the old benefits besides M2Cards? Nil. This post has been edited by fruitie: Oct 30 2017, 11:19 AM |
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Oct 31 2017, 05:11 PM
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#280
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Staff
72,836 posts Joined: Sep 2005 From: KUL |
QUOTE(akib_mullen @ Oct 31 2017, 04:58 PM) Lets say my statement balance is 88.05. Since you are cancelling the card, then just pay the amount (after CB) and cancel it.And my cb for last statement is 25.48. So the statement - cb is 62.57. If I want to cancel the card today, should i just pay 62.57 or 88.05? I'm getting confused |
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