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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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fruitie
post Jul 24 2017, 11:52 PM

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QUOTE(David83 @ Jul 24 2017, 11:32 PM)
It's already full.

0.002 x RM 46.38 == RM 0.09
*
laugh.gif I went and see June 21st transaction. doh.gif No wonder cannot tally. Silly me.
fruitie
post Jul 24 2017, 11:59 PM

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QUOTE(adamhzm90 @ Jul 24 2017, 11:57 PM)
if they stopped online spending 5% cb, there's no use keeping this card i guess sad.gif
*
If for Lazada only, time to shift to other cards.

QUOTE(David83 @ Jul 24 2017, 11:58 PM)
There's a Lazada co-branded card.
Not sure if it's prepaid card or what ...  dry.gif
*
Prepaid card it seems.. hmm.gif
fruitie
post Jul 25 2017, 12:18 AM

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QUOTE(adamhzm90 @ Jul 25 2017, 12:05 AM)
i emailed the concern at cardcentre@cimb.com.

we'll see what they say
*
I complained about 2% Taobao and they asked me to complain to Taobao. laugh.gif
fruitie
post Jul 27 2017, 02:21 PM

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QUOTE(kyle_kl @ Jul 27 2017, 12:35 PM)
If i understand correctly, both Lazada web and apps wouldn't get 5% cb.
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No la, if it is posted as "ECart" then will get cash back. I got it in June cash back.
I used desktop.

QUOTE(Jellymaker @ Jul 27 2017, 01:35 PM)
The below is mine, got the 15% cash back for jun transaction. July should credit in august
18-Jun-2017 15-Jun-2017 LAZADA MY (ECART S KUALA LUMPUR MY  76.40
17-Jun-2017 15-Jun-2017 LAZADA MY (ECART S KUALA LUMPUR MY  107.07
21-Jul-2017 21-Jul-2017 15% BONUS CASH REBATE 25.00

11-Jul-2017 06-Jul-2017 Lazada KUALA LUMPUR MY  165.50
*using desktop with shop back
*
If it shows "ECart" then you are safe. smile.gif
fruitie
post Jul 27 2017, 02:55 PM

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QUOTE(kyle_kl @ Jul 27 2017, 02:52 PM)
Ok. Then i am confused with previous post someone saying web browser also got affected too.  hmm.gif
I think to be safe, i will wait for next month to use yolo card instead (this month quota already full)
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Yes, because nobody knows how it is posted. There are people who used desktop version but got posted as "Lazada KUALA LUMPUR MY" then no 5% cash back. Don't know how Lazada/CIMB determines this.
fruitie
post Jul 27 2017, 07:25 PM

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QUOTE(saitong09 @ Jul 27 2017, 06:50 PM)
I got transaction via app posted as "Lazada KUALA LUMPUR MY" got received CB wo
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When was this? This is what others shared, I only know Ecart is safe.
fruitie
post Jul 30 2017, 12:23 PM

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QUOTE(wjleong15 @ Jul 30 2017, 12:03 PM)
fruitie fruitie
just checked my last month taobao hangzhou transaction posted on 29 June
cashback in today
is 5%
is 5%
not 2%
so mean now cimb auto recognize it as online
rclxm9.gif
*
You sure you have calculated it correctly? Because it just happened to my June cash back.
fruitie
post Jul 30 2017, 12:34 PM

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QUOTE(rapple @ Jul 30 2017, 12:28 PM)
Check my statement yesterday, they charge me with the finance charge because I only pay the net balance (statement balance minus cash rebate) so i ask them why there is no charges previously but only this time. That guy help me to request for waiver and today the waiver is credited. Not bad but since lazada categorized themselves as direct marketing might as well just keep this card in drawer.
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I think you will need to stop doing this because they may not waive it in the future. CIMB doesn't recognize cash back as payment, if you got through with it previously, it doesn't mean it will all the time.

QUOTE(wjleong15 @ Jul 30 2017, 12:31 PM)
[attachmentid=9002452]
sure, my the only transaction for June (taobao) and July (cashback credited)
icon_idea.gif
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Good news, they finally fixed it!
fruitie
post Jul 30 2017, 03:04 PM

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QUOTE(wyh @ Jul 30 2017, 03:02 PM)
I don't think so is fixed. My friend and I is still 2%
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Oops. Then even posted merchant name doesn't determine the eligibility of cash back. doh.gif
I wonder what sort of logic CIMB is using... Luckily I have stopped using it for Lazada and Taobao.
fruitie
post Jul 30 2017, 05:32 PM

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QUOTE(alexanderclz @ Jul 30 2017, 05:05 PM)
luckily got my pb quantum approved though
*
It's also affecting PBB if I'm not mistaken.

Anyway, this CIMB CR is really a headache for Uber as well. Some got 5% cash back while some don't. I will calculate them when I use a laptop.
fruitie
post Jul 30 2017, 07:22 PM

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QUOTE(noien @ Jul 30 2017, 06:43 PM)
Ya. My quantum also have this issue but at least pbb is good enough to manually credited back for me in next month statement.

Just that how to make cimb credit back my cb to me
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At least PBB will credit back and not like CIMB, they will blame merchant. doh.gif
fruitie
post Jul 30 2017, 08:23 PM

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QUOTE(DarReNz @ Jul 30 2017, 08:13 PM)
looks like you've got around 0.2%  sweat.gif
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He got cash back RM 24.54, see up there under outstanding balance, there's a credit amount.
RM 489.82 * 5% = 24.54.

The one you saw is previous cash back, posting date was 29th June...
fruitie
post Jul 30 2017, 08:31 PM

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QUOTE(DarReNz @ Jul 30 2017, 08:28 PM)
yeah ok got it, so looks like he was the only one so far to get 5%  hmm.gif
*
Yes, and it seems posting name doesn't determine the eligibility of cash back %.
Maybe he's really that lucky...
fruitie
post Jul 30 2017, 08:38 PM

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QUOTE(wjleong15 @ Jul 30 2017, 08:35 PM)
Perhaps after you all complaint to BNM and CIMB felt the pressure
so they special tag it?
hmm.gif
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Not really and at first I thought our complaint is so powerful but until wyh and friend didn't get 5% cash back, only 2%. laugh.gif

Note: I didn't complain to BNM, I only complained to CIMB.

This post has been edited by fruitie: Jul 30 2017, 08:39 PM
fruitie
post Jul 30 2017, 08:45 PM

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QUOTE(wjleong15 @ Jul 30 2017, 08:41 PM)
hmm.gif
taobao hangzhou changed from groceries to online?
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Not sure. Mixture, you got online while wyh got groceries (I assumed it's the same as my June cash back).
fruitie
post Jul 30 2017, 08:54 PM

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QUOTE(hitch80 @ Jul 30 2017, 08:52 PM)
Why am I not surprise when it comes to PBB in comparison to CIMB.  Those who got cashback credited by PBB should show the proof to CIMB!  This is how professional do business!
*
Yes, help others. I don't have PBB card and didn't spend in Lazada with CR card anymore. tongue.gif
fruitie
post Jul 30 2017, 09:08 PM

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QUOTE(hitch80 @ Jul 30 2017, 08:59 PM)
so what card u use?? better??  biggrin.gif  biggrin.gif

or u simply no longer spending ..kinda envy..hahaha
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I'm using UOB YOLO and don't have so many things to buy now. biggrin.gif Been spending like a mad lady since April, toned down a lot since July...
fruitie
post Jul 31 2017, 06:20 PM

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After using this card for more than two years, today is the first time I'm receiving SMS to remind me about payment amount and due date. I don't recall seeing it earlier.
fruitie
post Aug 1 2017, 12:33 AM

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QUOTE(deanitro @ Aug 1 2017, 12:16 AM)
my bills is rm700 then entitle cash back of rm10,
so total is 690.
but if still need to pay rm700, then how i actually earn the cashback? seems like i only earn it on the paper.
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Cash back is always used to offset for your future expenses.
fruitie
post Aug 1 2017, 12:44 AM

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QUOTE(deanitro @ Aug 1 2017, 12:42 AM)
thank you. sorry if i asked a question which is not related, can i buy flight ticket right now, i mean at this hour by using cimb/pb CC? or the bank already offline and need to wait till tomorrow morning? sorry again. 😅
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Can buy. It's always 24/7. If you intend to earn cash back with this card, flight tickets are not entitled.
However, if it accepts PayPal, you can try using it to maximize 5% cash back but you may be charged 1% of cross border charges.

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