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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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fruitie
post Jul 3 2017, 07:11 PM

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QUOTE(DarReNz @ Jul 3 2017, 06:57 PM)
if you really want the cashback you have to escalate to bank negara and show screenshots it is an online transaction, refer to post #3 icon_idea.gif
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laugh.gif If I have the time to do it, I may do it. At least it is 2% and not 0.2%. doh.gif
fruitie
post Jul 3 2017, 08:59 PM

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QUOTE(wyh @ Jul 3 2017, 08:37 PM)
I'll give them a call also when statement comes.
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Yeah, hopefully they won't ask you to inform Taobao. laugh.gif
fruitie
post Jul 3 2017, 09:07 PM

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QUOTE(wyh @ Jul 3 2017, 09:05 PM)
HZ currently charged under groceries ?
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Yes. MCC 5411.
fruitie
post Jul 3 2017, 09:22 PM

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QUOTE(mamamia @ Jul 3 2017, 09:19 PM)
I guess they can't blame it on merchant.. online transaction has no MCC to identify, it is the bank system captured the transaction source code and classified as online transaction.. if this is to bring up to BNM, the bank is answerable and not merchant. Also, Lazada and Taobao is very common online purchase platform which the bank cannot deny..
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That's why. I questioned why Taobao SH is entitled, what's the difference? He answered me, I'm not the first customer to call to complain about this and CIMB can't do anything. It's posted by merchant.

How on earth Taobao HZ can be tagged under groceries? doh.gif
fruitie
post Jul 3 2017, 10:07 PM

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QUOTE(mamamia @ Jul 3 2017, 09:46 PM)
CS can't do anything until someone bring the case to BNM, then it will escalate to product team to investigate n correct their system.. CS is lazy to escalate the issue since their system shown otherwise, n it is ridiculous to ask the customer to check with merchant..
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Apparently PBB Quantum also has this issue with Taobao HZ that tagged under groceries. doh.gif
fruitie
post Jul 3 2017, 10:54 PM

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QUOTE(wjleong15 @ Jul 3 2017, 10:45 PM)
crazy
since cimb already aware of this issue
why don't they tackle this and solve permanently
image how we can swipe grocery in china but physically in malaysia?
must be online
else is fake card - scam case
should refund full amount
hmm.gif
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I use YOLO and SCB Gold to pay for my Taobao, safest..

QUOTE(SzeMeng76 @ Jul 3 2017, 10:48 PM)
Yes. Kena 2 months already. Only get points instead of cash back. doh.gif
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Did you guys complain to PBB as well?
fruitie
post Jul 3 2017, 10:58 PM

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QUOTE(wjleong15 @ Jul 3 2017, 10:57 PM)
mean every taobao hz transaction file 1 complaint to bnm ah?
later get blacklisted in bnm leh
hmm.gif
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Of course one complaint is enough, what for wanna complain so many? doh.gif
fruitie
post Jul 4 2017, 02:14 PM

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QUOTE(JamesBotak @ Jul 4 2017, 02:12 PM)
Email? How? hmm.gif
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Click on the link and it has instructions to do it. You will need to provide some documents.
fruitie
post Jul 4 2017, 09:33 PM

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QUOTE(wyh @ Jul 4 2017, 08:10 PM)
I requested too but 1weeks+ no replies pun
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Truth be told, I never tried before, I only print from BNM. tongue.gif
Last trip went there with Grab and after using vouchers, I didn't pay a single cent for my trip. laugh.gif
fruitie
post Jul 5 2017, 10:17 AM

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QUOTE(wonderor @ Jul 5 2017, 08:42 AM)
This is the reply i get when email them through cimbclicks.

"Thank you for your message.

Based on checking, the MCC (merchant category code) assigned to the transaction is not eligible for the 5% cash rebate for e-commerce/online spend accordingly.

Thank you for banking with CIMB Bank.

Regards,
Nur Aimi Abdollah
Email Support
Consumer Contact Centre - Customer Resolution
Tel : +603 6204 7788 I Fax : +603 2381 7198
www.cimbbank.com.my"

Looks like Lazada website is also affected and will not get 5% cashback.

By the way DarReNz
I get 5% cashback from https://www.wiznet.hk/en/
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I got cash back last month for Lazada website. smile.gif
fruitie
post Jul 5 2017, 10:41 AM

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QUOTE(David83 @ Jul 5 2017, 10:38 AM)
As shared earlier, it depends on the description.
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I see, then I may complain to BNM if that happens to me.
What's the point of rolling out a co-branded card with Lazada when simple things like this also can be wrong. doh.gif
fruitie
post Jul 5 2017, 12:15 PM

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QUOTE(David83 @ Jul 5 2017, 10:54 AM)
You have the Lazada card?
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No, I don't have. laugh.gif Just saying for CIMB CR. tongue.gif
fruitie
post Jul 5 2017, 01:40 PM

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QUOTE(OKLY @ Jul 5 2017, 01:38 PM)
I'm starting to feel this way as well for CR card, seems like too many restrictions/filtering from their system on eligibility for 5% online cashback.
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I can accept those gray area items to be excluded but those obvious online transactions like Lazada and Taobao also kena. doh.gif
fruitie
post Jul 5 2017, 02:40 PM

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QUOTE(OKLY @ Jul 5 2017, 02:33 PM)
Exactly, when there are too many criteria/keyword/MCC and more for their system to detect and filter out for eligibility of online cashback, legit ones might mistakenly be excluded.
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And their standard answer is nothing can be done. doh.gif
fruitie
post Jul 10 2017, 10:10 PM

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My Lazada transactions in last month still show "E-Cart". These days I don't even dare to use CIMB CR for Lazada anymore
However, I just swiped for 11Street, I hope it will be OK..
fruitie
post Jul 10 2017, 10:24 PM

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QUOTE(alexwsk @ Jul 10 2017, 10:22 PM)
i last swiped at 11street on 16/6 gotten cb on 28/06
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Yes, I last swiped in May and it was OK too. laugh.gif
CIMB can be quite crazy these days. laugh.gif
fruitie
post Jul 10 2017, 10:40 PM

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QUOTE(saitong09 @ Jul 10 2017, 10:39 PM)
E-Cart not consider online transaction?
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I think it is. Mine was still safe at least.
fruitie
post Jul 12 2017, 02:50 PM

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QUOTE(Leroi2x @ Jul 12 2017, 02:15 PM)
do the cimb cash rebate card entitle for cash back when we paying online for utilities
example -> tnb, water , astro, telco
or maybe we pay it via jompay

any1 have experience ?
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From your above, only Astro.
Telco if you use standing instruction. Others nope.
fruitie
post Jul 12 2017, 09:01 PM

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QUOTE(Leroi2x @ Jul 12 2017, 04:14 PM)
any other card that may possible to full fill mine need?
thanks ,girl~
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OT: HLB Wise.
fruitie
post Jul 13 2017, 02:16 PM

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QUOTE(gfish213 @ Jul 13 2017, 02:07 PM)
purchase item in taobao is that can get 5% cash back?
it use revpay one, any one use the cimb cash back card on taobao before???
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If it is posted as Taobao Shanghai, you will get 5% and if it is under Taobao Hangzhou only 2%.
Taobao SH - online while Taobao HZ is groceries. doh.gif

Not sure why that's under groceries and we do not know how is that posted, very random. doh.gif

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