maybe on clicks it shows Lazada MY , in statement will became E-Cart.....

This post has been edited by dragonteoh: Jul 24 2017, 10:00 PM

Nope. Both are different...
I have stopped using it for Lazada and Taobao. Taobao Shanghai gives 5% while Taobao Hangzhou gives 2%.. Taobao HZ is under groceries...

time for you to ditch visa platinum and apply quantum cards

Not sure CIMB Cash Rebate Platinum Card holder facing this issue or not..

I'm am using CIMB Cash Rebate Platinum card, statement date is 28 each month.
Cash rebate came out on 29.

Mostly i make payment on 1st or 2nd each month , during make payment i choose FULL PAYMENT (which is the amount i owe minus cash rebate), mana tau at the end kena financial charge reason is i pay not enough amount.

Call CS , CS say i should choose STATEMENT , else system will think i pay not enough ....... And CS say i should not deduct the Cash Rebate (Pay more ok la...pay less then the statement account sure will trouble)

Common issue here. Rule of thumb: For CIMB CR, pay full statement balance and not after deducting the cash back. CIMB doesn't treat cash back as payment.

DarReNz suggest to put this as reminder in first post, if you haven't done so.

Pay Statement Balance or more than Statement Balance if you outstanding posted after that.

hmmm... time for PB Quantum Card as 2nd card for online purchase.

What did you mean by the second statement?

This post has been edited by fruitie: Jul 24 2017, 10:13 PM

Phew.... lucky the CS cancel the financial charge

Yes, first time they will still consider but don't do it frequently and on purpose.

Meaning.
Statement X
New swipe posted on the same date of the cash back posted or after it that you planned to clear (my practice is to clear outstanding ASAP) = Y

Payment amount by due date = X + Y or X and not X - CB

Oh, X+Y is total outstanding amount.

Same as my practice.....here swipe , there pay ...

Then you shouldn't have manually deducted out the cash back.
I want to maximise the 20-day free interest period, so I will pay on due date.

updated post #2

My practice was pay when I receive my statement.
Because happened before I forgot to pay back by due date

Me scare bank charge and scare forget, mostly here swipe there pay or bill come sure pay
(Bank mau earn my money memang susah )

This post has been edited by dragonteoh: Jul 24 2017, 11:13 PM

wat da hell.

nowadays lazada purchase only 2% cb?

Either 5% or 0.2%.

believe mine was 2%?

ops sorry wrongly calculated. so lower than 2%?



This post has been edited by adamhzm90: Jul 24 2017, 11:27 PM