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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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TSDarReNz
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Jul 23 2017, 01:34 PM
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QUOTE(fruitie @ Jul 23 2017, 01:08 PM) I bought something from Lazada yesterday and it showed AliPay page for a shot while before transferring me to UOB OTP page. Anyway, I have stopped using CIMB CR for Lazada and Taobao. Too much of restrictions, too troublesome.  well you can still use CIMB CR, the only thing is to get your rebate you have to follow up with CRU/BNM and provide the screenshots David83 if you insist in getting your rebate This post has been edited by DarReNz: Jul 23 2017, 01:42 PM
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fruitie
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Jul 23 2017, 01:47 PM
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Rise and Shine
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QUOTE(DarReNz @ Jul 23 2017, 01:34 PM) well you can still use CIMB CR, the only thing is to get your rebate you have to follow up with CRU/BNM and provide the screenshots David83 if you insist in getting your rebate Yeah, my time worth more than that.  Especially I have UOB YOLO and SCB JustOne, really too troublesome to see CIMB's mood.
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TSDarReNz
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Jul 23 2017, 01:58 PM
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guys/gals, for Lazada description if it remains as without ECart when using PC then it is safe to say that you will always get 0.2% cash rebate
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SUSDavid83
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Jul 23 2017, 02:41 PM
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DarReNz I'm not a frequent Lazada shopper. I'm not planning to file a complaint since the amount I paid is very small.
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saitong09
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Jul 23 2017, 05:04 PM
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QUOTE(KeSToN @ Jul 22 2017, 06:52 PM) i think the replacement card is the visa signature card (it comes with 2 lounge pass per year) something like that but no more preferred status with the VI card How about CIMB VI?
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KeSToN
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Jul 23 2017, 06:15 PM
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QUOTE(fruitie @ Jul 22 2017, 10:32 PM) Auto-debit only for specific merchants, refer to first post, Astro is not in. Yes, manual payment will get cash back. lol alright. gonna cancel the auto debit then. thanks
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KeSToN
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Jul 23 2017, 06:16 PM
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QUOTE(saitong09 @ Jul 23 2017, 06:04 PM) u mean CIMB VI without preferred? idk if that card still exist. maybe others can comment.
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saitong09
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Jul 23 2017, 06:30 PM
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QUOTE(KeSToN @ Jul 23 2017, 06:16 PM) u mean CIMB VI without preferred? idk if that card still exist. maybe others can comment. Yeah, still exist and free for life..
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KeSToN
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Jul 24 2017, 07:18 AM
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QUOTE(saitong09 @ Jul 23 2017, 07:30 PM) Yeah, still exist and free for life.. same privileges as the cimb preferred VI? u get lounge access as well 4x per year and so on?
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saitong09
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Jul 24 2017, 10:04 AM
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QUOTE(KeSToN @ Jul 24 2017, 07:18 AM) same privileges as the cimb preferred VI? u get lounge access as well 4x per year and so on? 2x a year and renewable every year if hit 100k. But I don't need that because PBB VS got 3x a year without spending criteria
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SzeMeng76
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Jul 24 2017, 07:36 PM
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2nd time apply CIMB CR then approved (after 6 months) but the credit limit too many for me. its 4x my salary. and looks like CIMB CR no need so much credit limit for it also (as they never offer any 0% balance transfer though) Need to wait how long for me to apply credit limit decrease after approved? 6 months?
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SUSDavid83
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Jul 24 2017, 08:13 PM
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QUOTE(SzeMeng76 @ Jul 24 2017, 07:36 PM) 2nd time apply CIMB CR then approved (after 6 months) but the credit limit too many for me. its 4x my salary. and looks like CIMB CR no need so much credit limit for it also (as they never offer any 0% balance transfer though) Need to wait how long for me to apply credit limit decrease after approved? 6 months? No need to wait. Just call CS to reduce the offered CL. It'll come in effective within few working days.
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deanitro
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Jul 24 2017, 09:20 PM
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Getting Started

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planning to but watch from lazada. cimb CR. shud i buy using app or website to get the cash rebate? my first buy from lazada, not familiar yet. any advise sifus?
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dragonteoh
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Jul 24 2017, 09:38 PM
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QUOTE(DarReNz @ Jul 23 2017, 08:23 AM) there's no longer any 10 or 15% discount between CIMB and Eraman, this card is mostly used for PPL and dining privileges Yup , ended after april ...
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SUSDavid83
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Jul 24 2017, 09:39 PM
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QUOTE(deanitro @ Jul 24 2017, 09:20 PM) planning to but watch from lazada. cimb CR. shud i buy using app or website to get the cash rebate? my first buy from lazada, not familiar yet. any advise sifus? If I were you, I won't want to take the risk of using this card.
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dragonteoh
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Jul 24 2017, 09:39 PM
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QUOTE(KeSToN @ Jul 22 2017, 06:52 PM) i think the replacement card is the visa signature card (it comes with 2 lounge pass per year) something like that but no more preferred status with the VI card Well 2 lounge pass also ok, since only travel once to twice a year.
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TSDarReNz
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Jul 24 2017, 09:41 PM
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QUOTE(deanitro @ Jul 24 2017, 09:20 PM) planning to but watch from lazada. cimb CR. shud i buy using app or website to get the cash rebate? my first buy from lazada, not familiar yet. any advise sifus? website you have 50/50 chance, if you have public VS or Quantum MC use that instead
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dragonteoh
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Jul 24 2017, 09:53 PM
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QUOTE(David83 @ Jul 23 2017, 08:15 AM) After calculation, I think Lazada with this description doesn't entitle to 5% CB: Lazada KUALA LUMPUR MY Oh No.... I just buy about RM300+ item from lazada website.. cimb clicks shows Lazada KUALA LUMPUR MY......... but still not sure got CB 5% or not ...gonna wait till 29 this month... This post has been edited by dragonteoh: Jul 24 2017, 09:58 PM
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fruitie
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Jul 24 2017, 09:55 PM
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Rise and Shine
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QUOTE(dragonteoh @ Jul 24 2017, 09:53 PM) Oh No.... I just few about RM300+ item from lazada website.. cimb clicks shows Lazada KUALA LUMPUR MY......... but still not sure got CB 5% or not ...gonna wait till 29 this month...  So far E-Cart is pretty safe and I still got cash back... All the best to you. The thing is cannot predict which name will be posted.
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deanitro
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Jul 24 2017, 09:57 PM
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Getting Started

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QUOTE(DarReNz @ Jul 24 2017, 09:41 PM) website you have 50/50 chance, if you have public VS or Quantum MC use that instead  i do have Public Visa platinum, but that card very stingy one, only 0.3%. how many cents only. 😆
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