OT: HLB Wise.

so we just need to wait and see whether Lazada still eligible as online spending since the transition to Hellopay. I was quite flustered yesterday to realise that the payment channel is Hellopay, anyways just wait and see in the next statement, whether it is still eligible for cash rebate.

If not, might as well change the way I spend on Lazada.

purchase item in taobao is that can get 5% cash back?
it use revpay one, any one use the cimb cash back card on taobao before???

If it is posted as Taobao Shanghai, you will get 5% and if it is under Taobao Hangzhou only 2%.
Taobao SH - online while Taobao HZ is groceries.

Not sure why that's under groceries and we do not know how is that posted, very random.

Just cancelled my CIMB petronas & VS which come together with my CIMB CB & WMC.

CS offer cash back RM30 with RM 200 spending but I rejected.

OMG ... how many CC they offer to you!

I just apply for CB & WMC, they send together with Petronas & VS

Total 4 cards & never spend single cent with the VS

This post has been edited by iamshf: Jul 13 2017, 07:50 PM

To offer you WMC with VS, you must have substantial amount or networth with CIMB.

both card might share the same credit limit.. thats why cimb give extra card..to make consumer spends more

No la,
The reason I apply for wmc is becos of the Dining Privileges.
Btw, I planning to cancel this card soon.

But they approved it.

I think I know why they send you the rest of the cards.

Income requirements:
WMC - This card is reserved for individuals with a minimum annual income of RM90,000 per annum.
VS - This card is reserved for individuals with a minimum annual income of RM60,000 per annum.
CB Plat MC - This card is reserved for individuals with a minimum annual income of RM24,000 per annum.
Petronas MC - This card is reserved for individuals with a minimum annual income of RM24,000 per annum.

Your WMC is approved, thus the rest of the cards you are eligible..
Just guessing though.
Not sure when the minimum income changed but it is just me who just found out or what?

Anyway, same here for the VS, got it earlier of the year but never really use it a lot. Benefits arent really a lot...

Just came back from dinner and drink with a friend and she's using CIMB VI. I asked her to apply for AmBank VI and WMC instead.

I really don't see any benefit of keeping CIMB VI..

She probably keeps it cause it looks nice to her..

I planning to cancel my wmc and apply for CIMB VI.
Beside dining privileges, it got 0.5% & 1.0% cash back for local and overseas spending which is good for those expenses that not covered by CIMB CB, PBB VS & M2C.

Nope. She got it due to her savings account.
She's very good in investment matters but not good in CC matters, so I taught her which cards to get.

Then it's still not bad but she's using it for PPL, I asked her to apply for AmBank combo for PPL purpose.

--wrong post--

This post has been edited by kyle_kl: Jul 14 2017, 01:30 PM

I'm considering of getting CIMB VI to replace my HLB Essential as well, any good promotion or gift?

Attached thumbnail(s)

For 1st CIMB credit card, definitely not for me