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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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kart
post Jul 15 2017, 03:48 PM

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I reported in my previous post before, that 5% Online Cashback for CIMB Cash Rebate Platinum MasterCard is given for Caring Pharmacy Estore, http://estore.caring2u.com.

The differences are:

- The online payment gateway has been charged from Public Bank to iPay88.
- Stated as IPAY88*CARINGPHARMACY SELANGOR MY. Previously, it was CARING PHARMACY ESTORE KUALA LUMPUR MY.
- POSMODE 812. I am unsure why CIMB CS officer gave me 3 digits for POSMODE, instead of 2 digits.
- MCC is 5311 (Departmental Store), as given by CIMB Customer Service Officer.

How can an online payment gateway be classfied as a departmental store? sweat.gif


Luckily, at the end of last month after my statement date, I still got my 5% Online Cashback for CIMB Cash Rebate Platinum MasterCard for this transaction. smile.gif

This post has been edited by kart: Jul 15 2017, 03:57 PM
alucard89
post Jul 16 2017, 09:04 AM

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Hi guys, just wanna confirm something
I’m planning to buy something for 239 usd (based on google currency conversion it should be rm1023.16) from geekbuying.com using my visa platinum
But how much should I really expect the final credited amount after I made the purchase? An extra rm50 or 100
Anyway I could estimate the actual amount? What's cimb normal bank fee rate?

This post has been edited by alucard89: Jul 16 2017, 09:06 AM
SUSDavid83
post Jul 16 2017, 10:35 AM

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QUOTE(alucard89 @ Jul 16 2017, 09:04 AM)
Hi guys, just wanna confirm something
I’m planning to buy something for 239 usd (based on google currency conversion it should be rm1023.16) from geekbuying.com using my visa platinum
But how much should I really expect the final credited amount after I made the purchase?  An extra rm50 or 100
Anyway I could estimate the actual amount? What's cimb normal bank fee rate?
*
CIMB charges 1% for admin fee on top of forex rate governed by Visa International.
alucard89
post Jul 16 2017, 01:29 PM

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QUOTE(David83 @ Jul 16 2017, 10:35 AM)
CIMB charges 1% for admin fee on top of forex rate governed by Visa International.
*
Thanks, so the same charges for both visa & mastercard then?
If I use visa calculator, i need to select date from yesterday? Selecting today's date doesn't show anything

This post has been edited by alucard89: Jul 16 2017, 01:31 PM
kisa
post Jul 16 2017, 01:39 PM

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Guys, just wanna ask whether we can accumulate bonus points using the CR card?
fruitie
post Jul 16 2017, 02:18 PM

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QUOTE(kisa @ Jul 16 2017, 01:39 PM)
Guys, just wanna ask whether we can accumulate bonus points using the CR card?
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No points.
TSDarReNz
post Jul 16 2017, 02:55 PM

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QUOTE(kart @ Jul 15 2017, 03:48 PM)
I reported in my previous post before, that 5% Online Cashback for CIMB Cash Rebate Platinum MasterCard is given for Caring Pharmacy Estore, http://estore.caring2u.com.

The differences are:

- The online payment gateway has been charged from Public Bank to iPay88.
- Stated as IPAY88*CARINGPHARMACY SELANGOR MY. Previously, it was CARING PHARMACY ESTORE KUALA LUMPUR MY.
- POSMODE 812. I am unsure why CIMB CS officer gave me 3 digits for POSMODE, instead of 2 digits.
- MCC is 5311 (Departmental Store), as given by CIMB Customer Service Officer.

How can an online payment gateway be classfied as a departmental store?  sweat.gif
Luckily, at the end of last month after my statement date, I still got my 5% Online Cashback for CIMB Cash Rebate Platinum MasterCard for this transaction. smile.gif
*
as long it is ipay88 which is online, you will get 5% cash rebate doesn't matter if it is under any MCC nod.gif

This post has been edited by DarReNz: Jul 16 2017, 02:55 PM
SUSDavid83
post Jul 16 2017, 04:06 PM

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QUOTE(alucard89 @ Jul 16 2017, 01:29 PM)
Thanks, so the same charges for both visa & mastercard then?
If I use visa calculator, i need to select date from yesterday? Selecting today's date doesn't show anything
*
Usually it's the same for the admin fee by the bank.
Only AMEX is slightly higher.
alucard89
post Jul 16 2017, 10:44 PM

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QUOTE(David83 @ Jul 16 2017, 04:06 PM)
Usually it's the same for the admin fee by the bank.
Only AMEX is slightly higher.
*
Thanks, just checked some of past transaction
Looks like 2% bank service charged
And I'm definitely not using paypal anymore since they're charging extra for foreign transaction
cybpsych
post Jul 17 2017, 07:19 AM

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Sports Camera for Credit Card Application [ CIMB | T&Cs (EN) | T&Cs (BM) ]
Campaign Period: 16th July to 15th Aug 2017

Important Notes

1. Eligible applicant must meet the following Qualifying Criteria to receive one (1) Sports Camera and (1) Bluetooth Speaker :

i) The Applicant(s) submits an application for a CIMB Bank principal credit card via CIMB Bank Website at www.cimbbank.com.my, or CIMB Clicks during the Campaign Period (“Application”),

ii) The Application must be successfully approved by CIMB Bank and the credit card must be activated within 60 days from the card approval date; AND

iii) The Applicant(s) achieves a minimum Eligible Cumulative Retail Spending (as defined in the full terms and conditions below) of RM500 within 60 days from the card approval date.

** Applicant who applies via CIMB Bank Website or CIMB Clicks but completes the application submission with the assistance of CIMB agent is only entitled to receive (1) Sports Camera.

2. This Campaign is open exclusively to New-to-Card Applicants (customers who do not own a credit card issued by CIMB Bank) who applies for new CIMB Bank principal credit card(s) issued by CIMB Bank, (excluding CIMB Bank Business Cards and Partner Cards) via CIMB Bank Website: www.cimbbank.com.my, CIMB Clicks, or CIMB ATM during the Campaign Period.

3. The Gift(s) will be delivered to the Applicant’s mailing address based on CIMB’s Bank record within six (6) to eight (8) weeks after the Applicants fulfilled all the Qualifying Criteria.
saitong09
post Jul 17 2017, 08:33 PM

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QUOTE(cybpsych @ Jul 17 2017, 07:19 AM)
user posted image

Sports Camera for Credit Card Application [ CIMB | T&Cs (EN) | T&Cs (BM) ]
Campaign Period:  16th July to 15th Aug 2017

Important Notes

1. Eligible applicant must meet the following Qualifying Criteria to receive one (1) Sports Camera and (1) Bluetooth Speaker :

  i) The Applicant(s) submits an application for a CIMB Bank principal credit card via  CIMB Bank Website at www.cimbbank.com.my, or CIMB Clicks during the  Campaign Period (“Application”),

  ii) The Application must be successfully approved by CIMB Bank and the credit card  must be activated within 60 days from the card approval date;  AND

  iii) The Applicant(s) achieves a minimum Eligible Cumulative Retail Spending (as  defined in the full terms and conditions below) of RM500 within 60 days from the  card approval date.

** Applicant who applies via CIMB Bank Website or CIMB Clicks but completes the application submission with the assistance of CIMB agent is only entitled to receive (1) Sports Camera.

2. This Campaign is open exclusively to New-to-Card Applicants  (customers who do not own a credit card issued by CIMB Bank) who applies for new CIMB Bank principal credit card(s) issued by CIMB Bank, (excluding CIMB Bank Business Cards and Partner Cards)  via CIMB Bank Website: www.cimbbank.com.my, CIMB Clicks, or CIMB ATM during the Campaign Period.

3. The Gift(s) will be delivered to the Applicant’s mailing address based on CIMB’s Bank record within  six (6) to eight (8) weeks after the Applicants fulfilled all the Qualifying Criteria.
*
Planning to get CIMB VI, too bad the campaign for new to bank sad.gif
ck.chunkeat
post Jul 17 2017, 08:53 PM

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QUOTE(cybpsych @ Jul 17 2017, 07:19 AM)
user posted image

Sports Camera for Credit Card Application [ CIMB | T&Cs (EN) | T&Cs (BM) ]
Campaign Period:  16th July to 15th Aug 2017

Important Notes

1. Eligible applicant must meet the following Qualifying Criteria to receive one (1) Sports Camera and (1) Bluetooth Speaker :

  i) The Applicant(s) submits an application for a CIMB Bank principal credit card via  CIMB Bank Website at www.cimbbank.com.my, or CIMB Clicks during the  Campaign Period (“Application”),

  ii) The Application must be successfully approved by CIMB Bank and the credit card  must be activated within 60 days from the card approval date;  AND

  iii) The Applicant(s) achieves a minimum Eligible Cumulative Retail Spending (as  defined in the full terms and conditions below) of RM500 within 60 days from the  card approval date.

** Applicant who applies via CIMB Bank Website or CIMB Clicks but completes the application submission with the assistance of CIMB agent is only entitled to receive (1) Sports Camera.

2. This Campaign is open exclusively to New-to-Card Applicants  (customers who do not own a credit card issued by CIMB Bank) who applies for new CIMB Bank principal credit card(s) issued by CIMB Bank, (excluding CIMB Bank Business Cards and Partner Cards)  via CIMB Bank Website: www.cimbbank.com.my, CIMB Clicks, or CIMB ATM during the Campaign Period.

3. The Gift(s) will be delivered to the Applicant’s mailing address based on CIMB’s Bank record within  six (6) to eight (8) weeks after the Applicants fulfilled all the Qualifying Criteria.
*
Do you know what type of sports camera/speaker they giving? I can't find it anywhere in the website or their t&c. Interested to apply for this promotion.
cc927
post Jul 18 2017, 04:47 PM

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Those who are applying cimb credit card for the first time to get the free gift, one advice for you all - screen shot the promotion page and save it until you actually receive the free gift.

I applied and got mine in April after seeing the Lazada RM150 voucher free gift. Now it's July and I still haven't received it. Called cs, he told me that he cannot find this promotion in their system. wth
hwachong
post Jul 18 2017, 05:11 PM

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QUOTE(cc927 @ Jul 18 2017, 04:47 PM)
Those who are applying cimb credit card for the first time to get the free gift, one advice for you all - screen shot the promotion page and save it until you actually receive the free gift.

I applied and got mine in April after seeing the Lazada RM150 voucher free gift. Now it's July and I still haven't received it. Called cs, he told me that he cannot find this promotion in their system. wth
*
Wth. Anyone got the RM150 aeon voucher promotion?
eeeglow24
post Jul 19 2017, 04:07 PM

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Hi does anyone ever tried check out from yes4g website? Is the advance payment paid through the website eligible for cash rebate?
KeSToN
post Jul 19 2017, 04:45 PM

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QUOTE(cc927 @ Jul 18 2017, 05:47 PM)
Those who are applying cimb credit card for the first time to get the free gift, one advice for you all - screen shot the promotion page and save it until you actually receive the free gift.

I applied and got mine in April after seeing the Lazada RM150 voucher free gift. Now it's July and I still haven't received it. Called cs, he told me that he cannot find this promotion in their system. wth
*
best way is to get the branch credit card agent to help with the process. hopefully someone you trust whom you feel that will help later on.

edit : if you apply from the mall fellas. better get the gift on the spot. or else usually these fellas wont be around later already.

This post has been edited by KeSToN: Jul 19 2017, 04:46 PM
saitong09
post Jul 19 2017, 07:10 PM

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If got CB this month for Lazada online purchased and refund the item next month, what will happened to the CB that credited before? Any 1 experienced this?
!@#$%^
post Jul 19 2017, 10:15 PM

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QUOTE(saitong09 @ Jul 19 2017, 07:10 PM)
If got CB this month for Lazada online purchased and refund the item next month, what will happened to the CB that credited before? Any 1 experienced this?
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will be deducted
akib_mullen
post Jul 20 2017, 05:23 PM

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Guys, my cc limit is just 5k. Can i topup cash into this card up until -6k so that total around rm11k. Coz i want buy flight ticket for around rm11k. Is it possible?
fruitie
post Jul 20 2017, 05:25 PM

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QUOTE(akib_mullen @ Jul 20 2017, 05:23 PM)
Guys, my cc limit is just 5k. Can i topup cash into this card up until -6k so that total around rm11k. Coz i want buy flight ticket for around rm11k. Is it possible?
*
Yes, possible provided you still have RM 5k balance, else you gotta top up until RM 11k.

Side note: Flight tickets will not grant you any cash back using CIMB CR, just saying if you have intention to get cash back and using CIMB CR. smile.gif

This post has been edited by fruitie: Jul 20 2017, 05:25 PM

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