Why wanna do this? It will be auto-waived since you fulfill the waiver criteria. It's stated in their page.

But, still got risk that they will said need to be 1 time per month for 12 months..

mine coming Dec but I terminated it due to no usage.

since they offer af waiver tilll 2019, I don't need to worry now.

But he said he is a regular user, so should be OK.

so troublesome always need to bear in mind the AF.
My UOB One will charge AF in coming OCT, i will terminate this card in next week,
as no more benefit from this card ady

Yup, regular user here... but just to be safe, will try ask about that, otherwise just process to cancel then

Mine is next month but I won't do anything to it unless I'm being charged with AF, this is when I will argue back with them.

If stated in the TnC then no need argue, ask them to comply. Or else BNM then

Yes, waiting for them to charge.

Mean u swipes evey month since the card approved? If yes, then shouldn't be any problem for them to waive ur AF as per Tnc, but, if not every month, might need to go through the trouble to argue with them..

So, from 11 August 2017 to yesterday, was your Yolo card removed from the UOB Internet Banking website?


The annual fee waiver stated in http://www1.uob.com.my/personal/useful/fee..._annualfee.html consists of 2 sentences.

As we here know, there 2 sentences are not same.

Annual fee is waived upon (1) swipe per month at any amount (total twelve (12) swipes per year).

Suppose that I do not use Yolo card at all for the first 11 months, and I use the card for 12 times in the last month. The UOB officer in-charge may not grant me the annual fee waiver, because the officer may use only the first sentence as the basis of the waiver.

lol let see how their system work next month, they might need to update their tnc and system when many ppl complaining especially escalated to BNM

if like that, just cancel, since didnt use for 11 months, no rebate at all why keep a cc that not benefit yourself lol

for yolo the benefit is CR each month, if no use for months, then might as well cancel, no need worry

Average Joes like me are not qualified for Public Bank Visa Signature Card. So, for me, Yolo card provides 6% online cashback, higher than 5% cashback offered by other cards, such as Public Bank Quantum Card and CIMB Cash Rebate Credit Card.

To get 6 % online cashback for Yolo card, I need to spend more than RM 800, but I myself do not have a lot of online spending. So, I overpay my telco bills and make huge online spendings in just a single month. In other words, I stack all of my online spendings meant for several months, in just one month.

My example of not using the Yolo card for 11 months is a bit extreme, but it is a way to get 6 % online cashback, for those who are not high income earners and do not have huge online spendings every month.

This post has been edited by kart: Aug 25 2017, 10:58 PM

Yes.

I'm referring to the UOB YOLO

Based on your previous question, it's by calendar month. First until the last day of the month.

Same too. They asked me to called them to ask for waiver., then wait for a few days to get sms for the confirmation of waiver

Thank you!

im applying uob cc. in the application form, on financial commitment, is ptptn loan consider as one?