how do you know the price of united global healthcare fund is NOT high too?

if you mean that the NAV of ta global tech is higher than united global healthcare fund?
if yes, maybe this can help to explain it?

Mistakes to think UNIT TRUSTS WITH LOWER NAVS ARE BETTER BUYS
https://www.fundsupermart.com.my/fsmone/art...s-23-June-2017-

definitely OFF topic,...
just happened to saw this from....
https://sginvestors.io/market/sgx-share-pri...l-estate-sector

just looks at the returns....
when compared to my DIY UT portfolio in FSM
(now it is in topic liao) those butthurts cannot report liao


Attached thumbnail(s)

just some data i got from them...



Attached thumbnail(s)

just numbers fun....

if having had any of these funds for a year.....
if in the next 10 yrs if these funds are having 0% ROI,
still can get about 5% pa IRR....


Attached thumbnail(s)

received this from PMO....asking
Are you a speculator or an investor?

well, i think i am a mutant/hybrid species at times.



Attached thumbnail(s)

Over RM90mil lost to investment scams so far this year, says Bukit Aman

“There are also cases where the URL links are valid investments but the syndicates will take advantage of their victims by not funnelling their investments to their intended destinations, ” he said.

https://www.thestar.com.my/news/nation/2020...says-bukit-aman

thanks for this comments....
it set me thinking about 1 of the fund that i am having.....

with the mkts running high now since last month,...that fund is still sound asleep....

manu Reits, if those that are wondering what i meant.

yar loh....

every RM100 000 will have an additional of RM200 charged per year....that is RM 16.70 pm (for a RM100k)
if invested for 40 yrs .... RM 8000 less income (40 yrs period)

so are books also mentioning,...do NOT invest in UT,...those 'hidden" unseen charges like trustee fees, annual mgmt fees, tax paid by FH to govmn prior to dividends can be easily already more than 1.x% already
if you are invested in any of these,...do note "how small fee 0.2% will affect ur income long term"

well, that is why alot of people suggested to go for a grounded property instead of a condo unit too
condo may has RM300 pm maintenance charges .....
does that stop people buying condo or does they seemed to cared compared to the "enjoyment" then has from owning one?

i hope you did not invest in any of those "higher fees" paying active mgmt investment options.....

This post has been edited by yklooi: Jul 20 2020, 03:03 PM

you need to understand the example....
the RM 100 000 for 40 yrs is meant you had taken out whatever "gains" you had yearly and yet only maintain the same value of RM100 000, thus RM200 pa will be charged

if you want to take into the 'compounded effect of this RM200 with x% yrly and down the round its like 40 yr is not rm8000', then do a compounded effect calculation of the cumulative total yearly gain it gives too....

also do calculates as per GrumpyNooby's post "How much the same RM 200 worth in 2030?"

no matter what the value it is.....YES, you are RIGHT for even a "small fee 0.2% will affect ur income long term"

thus as per my earlier post....."i hope you did not invest in any of those "higher fees" paying active mgmt investment options....." if you really mind about the fees involved

even ETF has some % of fees involved......this small fees will effect your income in the long run too ....thus what you mentioned is RIGHT, for fees will effect your income in the long run (no matter how small it is)

this is just price less .....

This post has been edited by yklooi: Jul 20 2020, 07:47 PM

knock, knock xuzen...
remember her?
have a date with her?

https://www.fundsupermart.com.my/fsmone/art...m-Capital-Gains


Attached thumbnail(s)

there was a similar question posed just few days ago...
try read page 1111
post 22208 and 22211

well this is what FSM had mentioned just few weeks ago

Investors may have garnered decent profits after a run-up in global equities over the past few weeks. In this article, FSM look to shed light on the subject matter, and how investors could go about it.
https://www.fundsupermart.com.my/fsmone/art...-your-portfolio

Foreign funds remained net sellers at Bursa Malaysia in the week ended July 24 at net RM910.2mil, which was the 23rd consecutive week of foreign net selling, MIDF Research says.
https://www.thestar.com.my/business/busines...bursa-at-rm910m

23 weeks consecutively,...that means almost since 6 months ago,.....
the power of local retailers and institutions....
when will it slows down or ends?

put/shift to where?

it had been really a very long time since i saw people mentioned about correlation between funds...

you got just +2.00% ....i think you are just too modest....

i got +1.87% with a port consisted with 32% in Asia Reits, 52% in FI, 15% in Asia pac.

i think you got a much more aggressive port than mine...



Attached thumbnail(s)

UT purchased from FSM MY has only one dividend payout (if any) option..
(as per this from FSM MY FAQs)
9.5 How does FSMOne payout dividend from funds?
Distribution of dividends (income) method is pre-determined by FSMOne.

On behalf of you, all distribution of income (if any), will be reinvested in units of the relevant fund by FSMOne.

https://www.fundsupermart.com.my/fsmone/fun...bution-Dividend

if you are looking for 3% in a month,...then have a look at this...with the same FSM rating
this has almost 2x that amount in a month

EASTSPRING INVESTMENTS DANA AL-ISLAH
https://www.fundsupermart.com.my/fsmone/fun...sheet/MYPRUDIS/



Attached thumbnail(s)

To see who xuzen is..... Need to see post 22498, page 1125
😁🤣

This post has been edited by yklooi: Aug 8 2020, 11:29 AM

you subscribe when the product was introduced in 2017
i subscribe at the same time too in May 2017

your moderately aggressive managed portfolio give you 4.45%
my moderately aggressive managed portfolio gives me 17.5%

don't know why yours varied by abt 13% lesser ???


Attached thumbnail(s)

With lumpsum, without any additional transaction... ROI since inception, would be enough for me...
Btw, mind to amend Yr post to include the word IRR to avoid misunderstandings by others too?