Anybody can suggest the theme of investing in July? Global, technology, ex-japan? Thinking of adding some the funds during promo period 😁

The 2 I held now from that list is Dinasti and Principal Greater China.

It is the time of the month again to blow-water & tok-kok.
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p/s June 2020 data still not in hence cannot comment. But looking at my port at a glance, I think it went well too in June 2020.

p p/s the 5% & 1% combined in two months is equivalent to three & half months my basic salary. Christmas came early this year. And the fun part is; I do not have to pay taxes on these gains. Being an investor > businessman >> salariiman.

Its just paper gain until u sold it

Saving acc is different with UT.
UT now xuzen earn 1 month of the salary.
But next day can loss 10 month of the salary

But saving account now u have 1 month of salary
tmr u still have 1 month of ur salary will not fluctuated

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p p/s the 5% & 1% combined in two months is equivalent to three & half months my basic salary. ...............

hi guys. how do you let go of funds at the right time? How to analyze when is right time?
I have 2 funds that already hit 15%, i am thinking to take profit. But the daily increase getting addictive.
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Cashed out some of my principal greater China and Asia pacific just to lock some profit

Haha no la If I withdraw profit only It’s too little.

I cashed out half of my greater China and 20% of my principal Asia Pacific dynamic.

Profit for greater China is 15% (DCA after COVID) and 5% for principal Asia pacific dynamic (DCA for one year already, hence it was greatly impacted by the March crash).

It’s very hard to decide whether to sell now or keep holding, but my house will be done end of this year and I need some cash, hence it helped me in the decision.

China rallying hard.

Hi all, sorry i have a noob question.

I just started invest in Feb (1st time invest)

Today finally see some earning.

Should i sell partial to lock profit or switch to FI fund?

Thanks    
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Personally I feel bond is a waste of time. I aim for highest return equity with low volatility relative to it's peer funds. But this is definitely not a set n forget strategy.

opr cut... my cash management $$ got better place to shift?

Just a general survey, how many of you guys still have cash ready to deploy for another dip and how many % of your port is it?

I am now :

EQ 25%
FI 50%
Money market 25%

Already miss the train since the climb from Mar till now

EQ rallied quiet a bit... like rabbit

My FI slow and steady up little little like tortise

I rebalance from EQ75% to EQ25% before the CNY... March drop only manged to enter a little bit.

So now with OPR cut, need to think of $ sitting in Money market.. wanna make money work harder a bit

I dont encourage anyone to chase the market.

Some ppl are lucky they get in high and escape higher just before it turn back down.

Do you feel lucky?

Hello. Since the FD rates are notorious. I'm looking at the next safe/decent investment.

Are bond funds in FSM a good buy now?

Early this year there was a Managed Portfolio promotion by FSM, if you subscribe to their MP you’ll get lifetime 0% subscription fee.

I just confirmed with FSM that I can change the RSP amount and I can still enjoy the 0% subscription fee.

This means that the only fee that I have to pay is 0.50% management fee per annum.

For the MP one of the fund is KGF, if I want to enter KGF normally I’ll have to pay 1.75% sales charge. It also comes with 1.50% annual management fee.

If I were to invest through MP, I can bypass all that and only pay 0.50% annual management fee. Is there anything I’m missing?

KGF is just my example to illustrate the scenario, I do not have any preference on the portfolio allocation.