So wanna ask about United ASEAN Discovery Fund, basically a fund that initially invests 70% into SME stocks in ASEAN and 30% into fixed income (FI).

On end March 2020, they made a change in their prospectus (i.e. their investing strategy) to allocate the safer 30% into large cap stocks in ASEAN, making this fund a bit more aggressive.

I wanna know what you guys think? I personally like it because I much prefer the 30% allocation to be 'working' in large cap stocks rather than 'sleeping' in fixed income.

P/S: I wasn't thinking too much of it but the FSM guys gave me a call today about this. They gave me an option to reverse all my RSP purchases free of charge since March 2020 (when they announced the change in prospectus). This is in case I wasn't aware of the prospectus change and didn't agree with it.

since there aint a thread of e-unit trust, wanna ask here does e-unit trust account opening, also following subsequent buy, do we need to post them any supporting document?

thinking to open account during this MCO but not sure if convenient to do so

..............

my tiny bet on Greater china since Feb is still -6%
my tiny bet on TA Gbl Tech since Mar is still - 3.5%

The sentiment now is going against the reality of the covid-19 impact. Should we be worried?

Thanks for the advise. The overall sentiment is worrying and the stock market I feel is not reflecting the real impact just yet.

Will look to diversify my holdings.

We can see recovery in many markets like US & China for the month of April. I am a new investor who just started to dabble since March in very small amounts. So far, some investments have paid off e.g. Manulife REIT Asia Pacific +14% and United Japan Discovery Fund + 10%. I am wondering whether to sell off and take profit given this article below that believes current recovery will be short-lived. Thoughts?

https://www.edwardjones.com/market-news-gui...ekly-recap.html

well colour me silly.

i gave wrong info and i think i should correct myself. The MER is 1 - 2% p.a. for aggressive equity funds. And the FSM Managed Portfolio Fee is only 0.5% p.a. So overall the fund just needs to make additional 1.5% - 2.5% p.a. to break even.

And on top of the 1.75% basic sales charge, I still need to fork out additional 1.25% FSM managed portfolio subscription fee every time i deposit cash.

Regular fees already hurt quite a bit so taking up more fees with FSM Managed Portfolio just isn't something I'd like to do.

Hi folks, general question here.

I've read some threads and many comments around this sub forum about how they lost money, got poor returns on their unit trusts, and telling others to completely avoid UTs.

Would it be safe to assume these were people who invested in UTs via agents (who only sold poor funds and/or just follow what their agents say), and not those who carefully studied and DIY their investing like us on FSM?

I would think that having FSM where we can study all the funds + proper self learning would avoid such negative results.

yup of course it is not 100% fail safe, but it seems that others are getting 100% negative results  so I was wondering how did it go wrong for these people.

What do u mean by “try not to use epf money for investment as the risk free rate higher than cash”?

Did you invest a lot in Malaysia fund?

What I realise, when US having its bullrun Malaysia is down , when US is having their bear Market, Malaysia is also down.
Now with low oil prices and political uncertainty, I expect Malaysia to recover the slowest compared to all the rest of the asian countries.
And the managed portfolio still holding KGF. That's why their performance is lacklustre.

newbie here what fund to buy hmmm now all my loan on moratorium have extra money to invest

Hello guys, I stumbled upon FundSupermart and wanted to start investing. But i noticed that there are so many available funds in FSM, how do I narrow it down and finally pick one?

Hi sifus, may I know when do u know when to sell your UTs, do you sell when it hits a certain percentage gain or when you have somewhere else to better invest? In a dilemma now whether to sell off my TA GLOBAL TECH as I am not in urgent needs of funds and not sure where to invest if I sell. Since fd is basically giving v low returns shd I just keep holding the UT?

Global tech is my best performing UT now. There are some still in red others at slight green.. Just wondering if I shd leave it or cabut with a bit of profit first haha

Oh I compare fd cos I don't reli hv any other better place to invest now, so either park at fd or cash mgmt fund.. Or any other UTs sifus can recommend to buy in now?

Hi guys need some advice... Was looking for a balanced fund to invest in and 2 on my radar are Affin Select Balanced and Dana Makmur Pheim. Both quite similar on the fees side, DMP outperforms ASB by 1% long term. ASB is more conservative in their choices, investing into more large cap. DMP's choices ah... some never even heard before sia... But despite this ASB's PTR is quite high compared to DMP's (which indicated DMP is much more confident in their picks) 🤯😵

Wanna know you guys' opinion on this