Welcome Guest ( Log In | Register )

49 Pages « < 26 27 28 29 30 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
puchongite
post Jul 10 2017, 12:20 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(dasecret @ Jul 10 2017, 11:23 AM)
Boss, double digit ROI can be achieved even through FD in 3-4 years.... IRR is a much better way to measure IMHO
I'm surprised most ppl here despite monitoring their portfolio daily yet not motivated enough to work out the IRR

p/s: pinkspider's version is simpler if you don't want to automate the past transactions sorting and don't have that many transactions
*
These people are talking about getting double digit ROI for a year, or there about. So the measure is clear, the difference is obvious, no need so many bolts and nuts.

This post has been edited by puchongite: Jul 10 2017, 12:21 PM
puchongite
post Jul 10 2017, 01:18 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(newdnewd @ Jul 10 2017, 12:37 PM)
If you're actively managing it yourself, won't that beat the purpose of paying the agent?
*
Help close relative cari makan lar, apa susah susah ? whistling.gif
puchongite
post Jul 10 2017, 08:02 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(T231H @ Jul 10 2017, 07:45 PM)
sing to the tune of "Santa Clause is coming to town"

You better not late
you better not hesitate
you better not don't register
for Someone pretty is coming to town

cc: xuzen's  wub.gif  wub.gif

better make a date to hear what she is abt to say about the future of Amreits...

https://www.fundsupermart.com.my/main/resea...-2017-2018-8525
*
xuzen Go go go, book a flight to penang to see Selina with her red scarf on the chest.

This post has been edited by puchongite: Jul 10 2017, 08:15 PM
puchongite
post Jul 10 2017, 08:32 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(T231H @ Jul 10 2017, 08:19 PM)
hmm.gif why put a scarf on her chest? something to hide? what cannot be hide by a jacket?  brows.gif  brows.gif
*
Her 'profile' is probably not as great as Esther Teo, so cover with corporate red.

Btw Rhb and Am merger does it involve the asset management ? She might have to change it to a blue scarf.
puchongite
post Jul 10 2017, 09:09 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
Rhb emerging market bond fund seems to be in some serious trouble.
puchongite
post Jul 10 2017, 10:20 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(MUM @ Jul 10 2017, 09:59 PM)
Trouble? What trouble?
*
It is going down a fast down trend recently. It is no more gradual drop. It is plunging down. Lucky I only have small allocation to it. LOL.
puchongite
post Jul 11 2017, 09:09 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(vincabby @ Jul 11 2017, 08:47 AM)
i agree. very disheartening when you see it's still less than 4% or even 8% per year. i mean, just trying to outdo FD only ma. not as easy for some i guess.
*
See, even with IRR figure, people still can't get it correct in the mindset.

It is not entirely correct if you compare your DCA IRR <4% with FD 4%.

It's only correct if the money has been available since day 1 (either lump sum or gradually DCA). When money is only gradually available from your job earning, then the comparison with one lump sum FD is unfair.

This post has been edited by puchongite: Jul 11 2017, 09:10 AM
puchongite
post Jul 12 2017, 12:09 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(xuzen @ Jul 12 2017, 12:00 PM)
[attachmentid=8959007]
Uncle Xuzen still using the ol'skool way to calculate IRR.... cry.gif

Uncle no pandai with Excel.  icon_question.gif

Kids these days, so clever!
*
HP calculator with reverse polish notation ? blink.gif sweat.gif
puchongite
post Jul 12 2017, 12:37 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(T231H @ Jul 12 2017, 12:25 PM)
if you guys really wanted to do it (that thing)  brows.gif  brows.gif
can expose your self to this accountant.....
i think, maybe if he is in mood, he can do it with you or for you too ... brows.gif  brows.gif

exposure your investment details
*
I think chiropractic doctors are more used to people exposing to them than the reverse.
puchongite
post Jul 12 2017, 09:39 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(HahaCat @ Jul 12 2017, 09:04 PM)
In view of previous negative feedback, I shall refrain from giving direct figures. As u mention, genuine question, I am 90% invested in interpac. With 10% invested in a relatively safe fund.

Please do not attack me. I am scared of forum members senseless killings due to what they so firmly believe.

Everyone should stand firm in what they believe and there is no right or wrong. Different people has different risk appetite and investment goals. I respect those who wants to buy, hold, diversify.

I know they cannot respect my view and will not subscribe to my "speculative", "dangerous", "poor advised" actions. But I do not need advise, I don't ask for advise and will not follow any advise. My research is my own and my own alone.

In the spirit of hahacat, I can only share in my personal opinion. No.1 fund to invest in the next 6 months is Interpac. No.2 fund is KAF tactical. No.1 region is China/greater China. Let's give it 6 months before attacking me again to see if I am right.

And maybe if it is a sincere question. Hahacat will appear again on 31 Dec 2017 to give his view.
*
Thanks for coming back. But you have not actually directly answered my concern. Because subscriber information is a private data, I don't think I could have access to it. What I want to establish is how many holders are they, and if the fund is in the hands of a few heavy weight holders, then I see it having much bigger compounded risk.

As I mentioned I do monitor the grow of this fund size. Just the last two days, it grew another 2 million ringgit. If 2 million comes from 2 retail investors, that's very scary. But if it comes from 50 investor, then it is much comforting.

(I hope I did not get mixed up with the data as i am just pulling out from my memory the historical data ).

Also from the FSM website, interpac dana safi is now the best selling fund for the month, out beating many other previous long timers including the ever green funds such as KGF.

This post has been edited by puchongite: Jul 12 2017, 09:58 PM
puchongite
post Jul 12 2017, 11:34 PM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(kswee @ Jul 12 2017, 10:49 PM)
Same boat.
interpac YTD is nearly 50%, but how high it will go?
the fund capital few months back was 1m.

high risk ,high return.
*
The fund is in the hands of a few heavy weight investors and if they pull out, the fund will plunge, perhaps you become 'the cushioning corpse at the bottom'. wink.gif

This post has been edited by puchongite: Jul 12 2017, 11:36 PM
puchongite
post Jul 13 2017, 07:25 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(voyage23 @ Jul 13 2017, 07:11 AM)
No need for me to be defensive over someone online that I don't even know and probably will never meet bro. My point is, even if we do not agree with certain styles does not mean we need to dismiss that idea and ask others to do so. For example I do not agree with the "skimming profit" way but I acknowledge it is one of the many ways, to each his own. Cheers.

On the hindsight I really wish I held Interpac funds but I didn't want to switch here and there because already hold
KGF from the beginning.

Anywayyyy just sold my EISC and consolidated into just one local fund - KGF. Entered China at 10% allocation as well. So my list becomes Ponzi 2, KGF, Manu India, Titans, and Cimb China now.
*
Yeah I also don't agree with the idea of "skimming profit". I think it's a strange idea and that's counter productive. blink.gif


puchongite
post Jul 13 2017, 07:32 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(kswee @ Jul 13 2017, 12:16 AM)
yes i understood that, 2-3 of them were holding 50-70% of entire fund.
not more then 200 investor currently. few of the stock interpac holding still earning profit.
*
I am not challenging it but I am wondering where did you get the data from and whether you have accounted for the case of nominee accounts.

Since FSM is one big nominee account, the counts of account holders within FSM will be useful information which might not be available to Interpac.

This post has been edited by puchongite: Jul 13 2017, 07:32 AM
puchongite
post Jul 13 2017, 08:08 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(adele123 @ Jul 13 2017, 08:02 AM)
In fact, based on the latest annual report, there's exactly 23 investors for Dana Safi and 47 investors for Dynamic Equity Fund. And the highest one, FSM. I'm not advocating this fund but us investing via FSM, should remember we are still just nominee account. probably there are few hundred investors out there investing in these 2 funds, but under FSM, hence the numbers are not obvious.
You can check the annual report.
*
But our objective here is to get beyond the nominee accounts. We want to see if within say the FSM nominee account, is it still dominated by a few investors.
puchongite
post Jul 13 2017, 09:49 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(2387581 @ Jul 13 2017, 09:37 AM)
TL;DR, from what I am looking at the annual report ends 31 March 2017
[attachmentid=8961921]

of course, things may have changed a lot in 3 months.
*
50 subscribers end March has been discussed already. That time, the 2 fund sizes were each less than 2 mil.

Now the fund size of Dana Safi is 14.39 mil and dynamic is 9.52 mil. The increase in investors my guess predominantly comes from FSM. And here our investor with great foresight hahacat invested 90% of his platinum account fund into Interpac. So does he alone account for several millions of the fund size increase ? That's just the coffee break talk I engage myself in. whistling.gif

This post has been edited by puchongite: Jul 13 2017, 09:52 AM
puchongite
post Jul 13 2017, 09:56 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(fense @ Jul 13 2017, 09:53 AM)
It is possible, mean he is the one cause the NAV raise by inject few million? False market raise?
and when he earn enough and leave, everything crash?
This sound like a internal person job. and they will go out and spread the news to make everyone invest.
*
If I understand correctly, investor money cannot increase NAV price. Not directly. The NAV price increased is still due to the fund manager able to invest in the right stocks.

This post has been edited by puchongite: Jul 13 2017, 09:59 AM
puchongite
post Jul 13 2017, 10:09 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(fense @ Jul 13 2017, 10:01 AM)
Ok. If that is correct.
someone inject 10 million and sell off in 10days, earn 10 percent= 1million. Will the fund house loosing a million loop? I dun think they able to invest the amount injected suddenly from investor in short period.
*
No, if the money stays as cash in the fund house asset, it also will not push up the Nav so fast.

If the Nav increased and the investor earns 1 mil on paper, it means the earning come from the stocks. So when the investor sell off, if there is no more cash, then the fund manager will have to force sell his stocks thereby causing the Nav to plunge.

This post has been edited by puchongite: Jul 13 2017, 10:13 AM
puchongite
post Jul 13 2017, 10:45 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(Ramjade @ Jul 13 2017, 10:28 AM)
Can. NAV includes the cash holding + value of the stock - fees.. If say somebody pump in RM5m, the NAV will also increases.
*
This is something I wanted to trash out for a long time. Since you mention it. Let's talk about it.

Say you invest RM5 mil into a fund before 3pm. And the end of day, they calculate the latest Nav, taking into consideration of the increase in asset size. How do they calculate it ?

Assume that for the day, the stock asset breaks even, there is no increase in asset from the stock. There is only increase in cash of 5 mil.

Will the Nav change ?

I would say they will make Nav remains the same figure, and then you will get (5mil/Nav) units of the fund. Using the method, the existing holders and the new holder will deem it fair.

If they increase the Nav, then the existing holders "earns" from your new injected money. The new investor will have to get less units.

What do you think ?
puchongite
post Jul 13 2017, 11:01 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(Ramjade @ Jul 13 2017, 10:50 AM)
From what I understand, If pump in RM5m, stock value remain at RM5m, NAV should reflect RM10m. (Cash + value of stock)
If pump in RM5m, stock value is RM3m, NAV should reflect it as RM8m
If pump in RM5m, stock value is RM7m, NAV should reflect it as RM12m
*
You are confusing the term NAV here. Please don't mix up total asset with Nav.

Total asset = Sum of stock + Cash = Nav * total units.



This post has been edited by puchongite: Jul 13 2017, 11:05 AM
puchongite
post Jul 13 2017, 11:09 AM

20k VIP Club
*********
All Stars
33,683 posts

Joined: May 2008
QUOTE(Ramjade @ Jul 13 2017, 11:07 AM)
NAV includes in the value of assets regardless is cash/stock value. NAV can be manipulated by distribution/unit split but end of the day it still reflects how much is the fund worth.
*
Your quote clearly indicated that Nav = Total asset / No of units.

Nav itself is NOT the total !



49 Pages « < 26 27 28 29 30 > » Top
 

Change to:
| Lo-Fi Version
0.0462sec    0.70    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 09:31 PM