I'm just wondering about such senario, where your lock-in-price (lets assume) RM1.00, and suddenly market crash and NAV becomes RM 0.70. Isn't it smart for you to exercise your such rights? Since you will be able to save on that 30% drop (assumption).

I've never worried about the fees by FSM, just wondering if they still charge, or will return. You know, curiosity.

Law is law, how well FSM implement this is totally another thing.

With a password, if you can change the bank account information (i forgot if this is possible), its possible you could transfer money to other people's account just by putting a false name?

With a password, the hacker could mess up your portfolio and buy the worst performing fund ever. For those that login once in a blue moon, is disastrous.

There is no picture identification before inputting password, there is no TAC for transactions. I will prefer to see the security aspect same as other financial institution like bank

North Korea launched ICBM that can reach Alaska. US is preparing to put a stop to this NK nonsense. War might be coming.

There is no data on Ponzi Two found inside Morningstar corr-matrix table. Hence you cannot get a definite answer. However, our educated guess is they are most like highly correlated (> 70%)

Xuzen

received Interpac annual report, before March 2017 holder for the fund is less that 50 people...
can see in the report, strategy totally changed, more than 80% of the fund switched invested field

it just mention and summary till March 31, before FSM introduce it. probably now FSM is one of the largest holder.

it just mention and summary till March 31, before FSM introduce it. probably now FSM is one of the largest holder.

Maybe can do an extrapolation based on fund size. Now the fund size is 12 mil, so maybe ~200 persons ?

did I made the correct calculation on the fund size calculation?

so you also not sure how to calculate too?

ok...extrapolation....
just remembered there was a 28 yrs old platinum holder mentioned he shifted a chuck of portfolio to interpac recently.....well that may have caused it to swell 

cannot lah brother.....
they will mention:.....
USERS OF PERSONAL DATA
All your personal data will be kept confidential but such personal data may be processed or used by the following persons: ........
......
.....

some people are NOT authorised to access them....i think if having accessed them...they have to keep quite too so that no one knew. 

https://www.fundsupermart.com.my/main/acl/e...iew_privacy.htm

He did mentioned that 750k is the platinum eligibility and he did not say how much he has in FSM 
he could have done batches of a few hundred K per day like you mentioned.... 

me too. in the beginning of his postings.....I thought wow he has 750K at age 28....then later I was kind of wow, wow, wow, WOW,....when he mentioned he may has more and now he will again will has more if he posted again.......

Feeling Super Macho!

Come come. Let me burst your bubble. 12%+ since Sept 2016 I don't believe in DCA. I buy on dips.

Satisfied with all my funds.
Not satisfied with amasia. Liquidate all of that and will switch to cimb greater china while waiting for SGD to drop again.

I do. My SG stocks portofolio make about 11-12% return (inlcuding my dividends) since Jan. I am not chasing growth. I invest for dividend incomes. Growth is secondary. Good to get SGD coming in every few months.
I sold off my United early on. Forget when. Better results than amasia. Just liquidate my amasia last week.
ROI about 12% IRR don't know. Never keep track of my excel file anymore.

No need to cry. learn from mistakes. with the experience, grow stronger - investment wise.

True enough... A lesson I learned and experience I gain from my PM mistake...

Only to cry if keep doing the same mistake...

Move on when it's not performing...

Ya some people do.. Hoping praying some day it wil recover or perform again...

At last lose out to others... Maybe they are conservative type investors but went into aggressive type funds.. Perhaps tempted by past performance

I'm in category A heading to B soon and have been monitoring this thread for the past 2 months.

For FSM, I've only just started this year so no real figures to report back yet. Plenty of good advice here and I've learnt so much and gained better confidence in the local market. I invest primarily overseas and was a little hesitant to invest locally initially, but this thread has given me quite a bit of confidence due to its focus on investor education, and not "market tips" approach.

As I've invested overseas for the past 4 years, it was indeed good times and I'm 95% in equities. As a result I've achieved a rough growth of about 54% in these years.

Moving forward, I've rebalanced my holdings both locally and overseas to about 60% FI and 40% equity.