There's so much truth in what i say, if u take time to really think and read. Not needing to prove anything but juz wanna give u a picture, so u start believing and get down from your little world. In the world of sharks, i am juz a cat. Attach snapshot of my interpac safi holding. Meow.

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The above reminded me of my early exposure to UTF participation when I was an UTC agent with Public Mutual.

During those times, during 2008 - 2013 when I was a Pub - Mut UTC agent, I remember also hearing from my upline there are these type of players. They pump in large sum (quarter to half a million) , then few months later cabut or park in money market fund. Public Ittikal, Public Regular Saving and Public Small Cap were some of the favourite goring UTF back then.

These type of behavior was rampant during those times, before AMLA, CRS, FRS and all these legislation kicks in.

However, these type of behavior was giving the fund manager headache as each time these speculators pulls out, the fund manager are forced to sell their nicely allocated portfolio to pay the unit holders their dues.

That is why later you'd notice Pub - Mut introduced the 90 days waiting period or 0.75% admin fee   penalty fee ruling to curb these speculative behavior.

Xuzen

p/s If these type of behavior are left unchecked, we may perhaps see FSM impose similar measure to curb these risky behavior?

at 9.5% ROI ...if it just bought into it in 3rd week of JUne...will it affect your fund size compilation ?

ooops not compilation I meant....it was like you mentioned....trying to determine how many cats are there in the fund

btw, from his postings, do you think it is a DCA?
he did mentioned bought a chuck, he is a sifu, he gives the 3 scenarios.....

nah fsm would love these guys. SC alone is a huge profit. they won't be worried about fund performance as they are a platform. it's the fund houses that will impose rulings for sure but till then good luck to those holding Interpac

Is the 0% redemption charge still on offer by FSM?

AMreit > Ambond > India, will get credit point?
India > Reit will save on SC

I thought there is a switching fee of RM25 from Manulife India to Manulife REIT 
So unless your topup is few K, else the RM25 switching fee is probably higher 

with that, will get credit point but pay higher SC?

gee,....no mentioned here wor....

anyway....it will be about 10% of my port so definitely > RM25 in saving of they really charge that

So no sales charge & also no redemption charge for interpac fund?

May I ask, is that scope of your working included reply in LYN?
since you are unnamed, even want to give good feedback for you also can not.
haha.
but u really helpful  

Valid point..
So when can we expect the next crisis to happen??
Any hint to share...

Hmm got range???
Next years after GE or the year after.. Since people say 10year cycle is coming to end

Btw u keep mention "He"?? Not female huh???

From the ROI look nice up to 9%, but we all dunno what is the interest rate he get from bank, if 6% then the actual return is 3% for the cat...

For shiok sendiri... when jocks show their high IRR, it gives them a hard-on and bragging right.

Xuzen

Wah, so the respected crystal ball is not on friend friend term with the cat? Your big fan chiro would be so devastated

I'm just not a big fan of market timing. Especially when there's no real track record, if I must choose, I think guy3288 do a better job, at least he has >3 years track record to show. Sure, one can do what they like if they think they can stomach the risk. I just want to highlight to others reading this that, is that the amount of risk you can stomach, especially when we talk about potentially losing borrowed money not even your own hard earned money. And it's certainly not taking no risk.

In investments, we need to take risk, but we must first know how much risk we are willing to take
IRR helps you to make informed decisions. CAGR and ROI is ok if you do lumpsum, but when you have regular/irregular injections, your CAGR or ROI would not mean much when compared against other investment vehicles.

I'm not forcing other ppl to use. It seems most ppl here even when spoonfed with a nicely done up spreadsheet find it too much of a hassle. I'm just telling you what you are missing out. If that's too much truth to handle, I have nothing else to say 

song boh? Happy right?