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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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voyage23
post Jul 21 2017, 03:05 PM

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QUOTE(dasecret @ Jul 21 2017, 03:00 PM)
As at today, for a slightly under 2 month old investment, my ROI stands at 2.67% and IRR at 18.73%. This is already net of the 1% sales charge. I'm one of the first 50 to invest, so the 0.5% management fee is exempted.

But like the other forumer say, this is too short term to judge. FSM indicated that they expect 7-9%  per annum over the long term. So you can use that as a benchmark

Why u don't want to manage for her? u can charge her that 0.5% management fee. If lose money vomit out back that 0.5% lor
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Wah boss don't tempt him with the IRR value leh, (cos people easily influenced here and lives will be ruined) I remember learning from here, IRR is meaningless for portfolio less than a year.
voyage23
post Jul 25 2017, 08:52 AM

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Finally gave in to the temptation of joining Interpac party, seeing that the fund size is still relatively small and KGF has been flat - definitely room for more growth (personal opinion).

Portfolio now consists of CIMB titans, Ponzi 2.0, Manu India, CIMB China and Interpac Dana Safi, making my portfolio at the highest risk now since I started. But I am in my 20s only and only small fry, can take all the risk. Hehe
voyage23
post Jul 25 2017, 10:14 AM

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QUOTE(skynode @ Jul 25 2017, 09:24 AM)
Is CIMB Titans good for global coverage?
Interpac Dana Safi covers similar sectors as KGF?
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CIMB Titans covers US, Europe and Japan as pointed out by others. When US went on a bull run, those US-centric funds like manu US or tech-centric TA fund did better. Cos Titans will be pulled down if Europe or Japan don't do well. But I've been holding this fund since beginning so will not switch out and continue to DCA into it.

Interpac and KGF not exactly same, but both are local funds. I group them as similar in terms of geographical region. Want to just have 1 local fund. Interpac probably more comparable to EISC fund. Used to have both EISC and KGF in my port but decided to consolidate.
voyage23
post Jul 25 2017, 10:50 PM

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QUOTE(newdnewd @ Jul 25 2017, 10:48 PM)
Is HahaCat selling it off yet?
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HahaCat

Just learned how to tag people, wanna try it out! tongue.gif
voyage23
post Jul 26 2017, 06:17 PM

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QUOTE(Avangelice @ Jul 26 2017, 06:13 PM)
lol gg. someone just purchased Interpac yesterday.
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Must be me! Haha. Dip is a good time for me to buy. Let's evaluate over the second of the year, if it beats my original kgf then it's all good.
voyage23
post Jul 26 2017, 06:47 PM

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QUOTE(Avangelice @ Jul 26 2017, 06:37 PM)
hopefully so because I find it fishy that it dipped and HahaCat sold it all after promoting it. in stock trade there's many people like that. keep calling a buy call when it climax, they pull out while people go in. lol
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I definitely did not go in due to him lol. I was getting bored of the steady KGF, cashed in ROI of around 20% and took on more risk while hoping for a higher return since I have a long investment horizon.

Excited to see how my 5 aggressive EQ funds perform over the next 3 years.
voyage23
post Jul 26 2017, 07:32 PM

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Not so much interested in why HahaCat leave, but more interested in where to, next?
voyage23
post Jul 26 2017, 11:41 PM

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QUOTE(i1899 @ Jul 26 2017, 10:13 PM)
U r not alone.

I cut KGF on this Monday with ROI ~12%, bought back it since Feb 17.

I invested slowly Inter Dana safi since end of March , did my last entry yesterday to make it 12% of my portfolio, so far ROI >15%.
From my observation, its volatility is not very high la, not higher than india/ china fund.
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Another reason I exited KGF is also because my PRS is KGF as well. But of course that's only rm3k per annum. One of my bad habits when I switch is I tend to lump sum the proceeds into another fund instead of my usual
RSP style.

This post has been edited by voyage23: Jul 26 2017, 11:42 PM
voyage23
post Jul 30 2017, 02:51 PM

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QUOTE(Drian @ Jul 30 2017, 01:11 PM)
Never had her but just curious.

[attachmentid=9002545]
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Great to see you're putting out your own investment results here unlike many people who just talk cock. Brings so much more credibility to what you say and recommend. I would be happy to have your port. I agree with HahaCat, wanna shoot him and attack him, show some result.

Just like the Manu Reits vs Amreits thing, not sure why there are still people preaching like as if Amreits is the best and still recommending to everyone.
voyage23
post Jul 31 2017, 02:29 PM

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QUOTE(xuzen @ Jul 31 2017, 01:53 PM)
» Click to show Spoiler - click again to hide... «


Conpare and contrast the two algozen™ ver four readings that are two months apart. No much major change. It is still a five member port. Only thing is I am reducing 5% from esther bond and putting it into tech fund.

Safi and KGF, which one to choose: Up to individual taste, allocate 15% max

Manu or Selina? Go with Manu. Ramjade's call is good. See above for my reasoning.

Xuzen

p/s If you prefer more aggressive port recommendation, just ask me or PM me.
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What about Asia ex Japan region?

voyage23
post Jul 31 2017, 02:43 PM

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QUOTE(puchongite @ Jul 31 2017, 02:34 PM)
Both ponzi 2 and CIMB greater China are going to do well today, if not mistaken. Hang Seng up 1%.
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Having both! biggrin.gif my ponzi 2 at all time high now.
voyage23
post Jul 31 2017, 07:25 PM

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QUOTE(Avangelice @ Jul 31 2017, 06:57 PM)
I didn't make the decision on a whim or because he said so. it's been burning at the back of my head for awhile and I'm already invested into small capital stocks in my ebroking portfolio. so put two and two together I know it was the right call to sell all
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Good move I would say. Personally feel it's pointless to keep a fund that I can't top up anymore.
voyage23
post Aug 2 2017, 12:48 PM

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QUOTE(xuzen @ Aug 2 2017, 11:55 AM)
Edwin Lee is "Mai Fah, chan fah heong"

Meaning; promoting one's own product aka sales man talk. Which is nothing wrong, he is after all, just doing his job.

However, if you were to compare with other peer, CIMB Greater China and Eastspring Dinasti gave a better 3 year average return with lower std-deviation. The choice is becomes logical.

Xuzen
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I have heard his talk as well. Personally felt he didn't contribute much other than promoting his Dragon fund.
voyage23
post Aug 3 2017, 07:33 AM

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QUOTE(Kaka23 @ Aug 3 2017, 06:49 AM)
Dow breaks 22k
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The high can go higher.. not surprised if we can hit 1920 next year or so. So nobody knows, analysts can say what they want, but nobody has real crystal ball. So stay invested and remain properly diversified is my preferred way biggrin.gif
voyage23
post Aug 3 2017, 10:20 AM

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QUOTE(puchongite @ Aug 3 2017, 09:40 AM)
So you are the opposite of Ramjade ? What will you do if all funds suddenly go down 5-10% ?
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I have never timed the market because I don't know how to. I just continue allocating portion of my salary into it every month and so far I am happy with the result. I have shown my portfolio here multiple times as well. Not sure how Ramjade's is doing though.

What will I do if it goes down 5-10%? I stay invested. Because I have a long investment horizon, what comes down will go up. If I have extra during those moment I'll put in more. Currently portfolio is diversified with ponzi 2, Cimb titan, cimb china, Manu India and IDS. I personally don't believe in bond funds to stabilise whatever.
voyage23
post Aug 5 2017, 05:15 PM

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QUOTE(Avangelice @ Aug 5 2017, 03:30 PM)
I believe this is the first time you showed the amount you held in each fund. so where's the annoying pussy that said you were poor. *sarcasm*
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I don't think anyone questioned his wealth. But I have personally asked before for his returns in % because he always shows "Gained rm2xxx this month" which carries no meaning. But then later on he said he doesn't track his IRR so ya.
voyage23
post Aug 5 2017, 07:08 PM

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QUOTE(xuzen @ Aug 5 2017, 06:57 PM)
One of the reason I am reluctant to reveal the amount in my port is that I, rightly or wrongly, do not want people to be influence by the number behind it. Lay people have this tendency to have this misconception, his port is huge, he must be clever in making money etc,... Let's follow him blindly like lemmings.

Rather,

I would like it more if people understand the fundamentals, the academics or the logical reasoning behind the port. After all, my sifu / my mentor was a Nobel Prize winner in economics before. I am not a creator of a new trading system, I am am just a follower.

Xuzen
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That's great! I am sure many including myself have benefitted from your teaching before. Keep it up.
voyage23
post Aug 7 2017, 08:35 PM

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Wow looks like we have many healthcare personnel here. biggrin.gif
voyage23
post Aug 8 2017, 09:36 AM

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While Ramjade is hoarding cash I'm sure many here including myself are laughing to the bank. My Ponzi 2 and Manu India result are pretty delicious YTD. Maybe his amount is so small and insignificant that he can chill and do nothing cos still depending on parents.
voyage23
post Aug 15 2017, 09:49 AM

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QUOTE(Ramjade @ Aug 15 2017, 09:39 AM)
1-2% discount also want to topup? Clearly you never do online shopping at 20%+ discount  drool.gif  drool.gif (I shop online most of the time so always wait for my 20%+ discount since USD is so expensive - Save on GST + get cheaper than what shops sell)
1-2% I keep my money.
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Haha same old nonsense. There's a reason why people like him will never have an improved quality of life. The fact that he is so active in LYN just shows how lifeless he is. All head knowledge but no substance. So for newbies, choose who you want to follow.

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