-deleted- salah paham

This post has been edited by voyage23: Aug 17 2017, 03:18 PM

Oh minta maaf, salah paham.

He chose to ignore this because he was caught out again. So why did you pump in again Ramjade? Was it 20% drop?

Curse MYR so much but end up living in Malaysia, had an education in Malaysia, probably gonna end up working in Malaysia, for what leh? Someone so kiamsiap like you probably won't even consider travelling, so why you need the strong currencies ah? To send your future children to overseas? But did you die when you graduated in Malaysia?

Ramjade even applauded those people who work in Sg, but stay in Johor, braving through the jam, reaching home late and what not. Not taking into consideration health, mental status and relationship? All about money only? Your SGD currencies can buy you health? As you know there are many healthcare professionals here and we do take this thinking as simply naive and stupid.

He was caught out with flawed calculations many times not sure why people still listen to his gibberish stuff. Aiya come back again when you actually have a significant net worth okay.

So flawed. Please don't talk nonsense if you know nothing about health and healthcare. This post gave me cancer. Anyway yeah good luck god speed.


To come back to topic...

There will be change in investment manager for Manulife Reits starting from 1st of October 2017. From Manulife Asset Management (Singapore) back to Manulife Asset Management Services Berhad (Malaysia). Reflected in the Master Prospectus dated 30 June

IDS climbing back up?

If anyone is in the talk with Mr Lim Tze Cheng of Interpac can share some updates/views here?

Once you start investing in crypto, UT will be too boring for you. Even trading stock will be boring.

For me yes, Crypto is unregulated, but I only allocate 10% of the portfolio to it. If I lose it all, I lose only 10%. And I can deal with it. But I don't think I can stomach missing out on all the potential crypto can bring. In fact I have cashed out 20-30% profit easily by trading.

In fact I feel crypto suits Ramjade who likes to buy on dip.

Having said that though, the remaining big chunk of my portfolio is still in UT and I like how I can DCA and let it autopilot and still get decent returns. Play crypto once in awhile to have some fun.



This post has been edited by voyage23: Aug 27 2017, 12:14 PM

Haha bubble? Most crypto investors/gamblers/traders are ready to lose it all. But what if it doesn't happen? What if 5-10 years down the road what I hodl now is worth so so much more? Only time can tell. No amount of discussion can prove that. That's why I am willing to enter. But I'm by no means encouraging anyone to jump into it. Depends on how much you trust the system and what not. For me as long as I've cashed out high profits multiple times that's good enough for me. But I'm in the hodling boat now. I also believe crypto only appeals to the younger generations.

Having said so, UT is still my favourite because it allows me to focus on increasing my income instead. And the limited downside risk of the vehicle.

Nobody went for Interpac Q&A?

So conservative ah bro? No need so much in Esther earning just 6% la. Don't ignore your asia-pacific (i know esther covers but it's not the same), india and china i would say.

This thread is so slow these days..

xuzen how's IDS treating you so far?

Top up time!

Ramjade gonna top up?

I have topped up heavily into India and CIMB China, and small amounts for Ponzi2 and IDS.

That's all I have now and time to sleep over it!

Time to buy more? Hehehe

Saw FSM HK and FSM sg talking about Japan equities. Affin Hwang World Series Japan growth fund anyone?

But minimum amount is rm10k and rm1k for subsequent, that’s quite high for some!

I am actually quite tempted hence my earlier question on another Japan fund which doesn’t require such huge amount from AffinHwang

The wholesale fund has a way superior returns but it’s still relatively new with lesser than 3 years data.

Same! That will cover the developed nation part of my port. More convinced after reading latest article of FSM HK and FSM SG

Just bought into United Japan wholesale fund. Topped up Ponzi 2, CIMB China and Manu India.

Portfolio now consists of:
United Japan
Ponzi 2.0
CIMB china
IDS
Manu India

Would need to do some rebalancing when I have more bullets 😅 ideally I would want Japan 15%, Ponzi 2 30%, China 15%, IDS 30%, India 20%

Don’t think so. I went in for diversification purpose (to cover for developed nation and I ditched Titans some time ago). It is only 3.5 in FSM ratings I think. Better potential in Asia pac and China