where did u read this ? kindly share the link.
i can't find it in CARI forum...

Anyone getting?

considering it has went up quite high, still has upside potential?

I will be interested to know anybody making any moves today.

Or just stand one side and watch, like a zen monk today ?

Ok but can you confirm I will be able to get them at tomorrow's prices? (i.e. priced dated 27/3, and yes I know forward pricing applies so this price will only be known on Tuesday).

contestgeek =/= contestchris ??
just wondering....

that's what i thought too. the way he talks is the same. full of emotion.

I have AH select bond in my portfolio. Didn't received any notification from FSM about it. When did this happen ?

Before AH Select Bond fund was opened back to public. I think it was closed to FSM buyers for years. Those who bought initially can only sell it. That time, you still can buy but have to buy from branch/agents.

fundsupermart shoudnt sms us right? is like go grab it before is too late. like  this influence people to buy typical ut they prefered

I thought the Public Small Cap was back as normal? Saw it in a ad in the newspaper today.

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Now, I give my 2 sens - to other readers - why you don't bother to top up.

"Because the fund been doing well, so even if I rebalance I should be selling instead of buying the fund... IRR 17.24%; ROI 39.38%"

1. She has more or less reached her desired portfolio investment amount. Any future top-ups or investment is tiny or insignificant when compare to her current invested amount.

2. She is actually 'trading' more than she thinks she is. If the fund is good, as shown by her gains, why even think of selling?

If the thinking is to maintain the profit, and then seeking another opportunity and time to invest the money into the same fund or another fund is 'trading'... as 'trading' is the action to continuously seek growth; this is oppose to 'buy-and-hold' investor who flows with the dips and swells of the fund.

3. IRR is 17.24%, should you top up or not? Yes; unless of course you have reached your invested objective as mentioned in (1).

If you are thinking not to because the top-up could lower the IRR, then you have the wrong reason not to top-up becuase you have a different perspective than I do.

(No doubt further investments or top-ups at the market peak will often lower the IRR, because the market will more likely to decline or flatten out after the peak, and will take a longer time to give the same returns as previous investments/purchases/top-ups... IRR is a measurement of profits over time, same % gains over a longer time = average down the IRR.)

But we should also view each top-ups, each new purchases as a new investment on its own.

So if the previous batch of investments/purchases was giving a 17.24% IRR, then it is good and fine. (Actually 17.24% is better than fine, it is an excellent and fantastic IRR to have.) Period. Full stop.

Don't link it to the new batch of money/investment that we are now having in our hands and are about to decide where to invest it.

So now the market is at the peak, and maybe the returns of the current top-up will not be so fantastic as the previous batch of investments, is it better to allow the money to languish in 'cash' instead of seizing the moment and the last opportunity to top-up before the fund closes?

I dont' think so. Unless of course there is another better fund which I could put the money into next week.

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Avangelice
Affin hwang select bond can give min 6% (already including management fees). Can this do the same?   
Paying 0.35% sales charge and 0.2% platform fee p.a and cannot beat 0% service charge + 0.2% platform fees p.a with lower risk (takkan all bonds in affin hwang select bond fund default  ) doesn't sound like good deal to me.

Time for my EGO boasting again....
long time did not have this feeling....
this is for my own ego boasting only...

have to boast it now BEFORE it crashes again 


Disclaimer:
This data does not constitute an investment recommendation. No person should rely on the content and/or act on the basis of any matter contained in this document without obtaining specific professional advice.
Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

Yes...i won't care for now.....infact tis is the only 1st chance i got since i revamped my portfolio in Jan 2017....to see if my portfolio can withstand tis faraway noises.....if my port can swing more than comfortable....then i will hv to review n make some chances agaon in Dec

His performance at RHB is nothing compare to Eastspring/KGF.

You 29 this years and already a specialist?  Which year you graduate bro.

Hi all FSM sifus,

I would like to do some asset allocation because I noticed that I am 100% heavy on equity side. What I have in mind is to invest some in bond funds.



The above is the screenshot of bond funds I have shortlisted based on “Recommended” indicator by FSM.

From what I can see, Libra Asnita seems to be the best bet with fair return and considerably lower 3 yr volatility.

Can anyone here suggest some other bond funds not in the list or I have missed? Thank you!

This is so weird. FSM having cash account.

Wait, so if this MAPS thingy is being implemented then we can't buy/sell our own funds as desired ?

Ask dasecret she subscribe to MAPS in FSM SG. But need to keep in mind, FSM SG havr more funds than what FSM MY have.

Er rather not. Sorry.
I have FSM MY. Was thinking between FSM SG/POEMS SG/Dollardex. Decide to go with POEMS SG as I don't like paying unnecessarily for platform fees as every cent/dollar save = more money for investment. Platform fees is basically an excuse to suck extra money from you. FSM SG is the only one out of the 3 which charge platform fees
FSM SG 0% Service charge + 0.4%pa platform fees
POEMS SG 0% service charge + 0% platform fees
Dollardex 0% service charge + 0% platform fees + ~0.25% pa trailer fees (which they said already counted into the NAV.)

I already did a calculation showing that  SC at 0.75% and 1% (this was the service charge by POEMS SG (0.75%)and Dollardex (1%) before they decide to cancel the service charge to bring the fight to FSM SG) vs FSM SG 0.4% platform fees and the service charge is way cheaper than paying for annual platform fees.

This is because you are paying a one time charge vs recurring annual charges. People never miss what's small. Hence it's easier to suck/siphon off small amount every year.

Sorry. If you don't don't value your privacy so be it. I do.

I answered her question. Please elaborate where did I post falsehood?

No possible to know your amount la... Don't so paranoid la.