Long long time ago, someone mention, sorry forget who liao....

LYN - FSM thread has a higher than average number of professional or high income or potential to be high income people participating in it. And the last two days suddenly don't know from where, we have surgeons, GPs, Houseman etc, Architects or Accountant etc. all revealing themselves at once. (Ini macam crouching tiger, hidden dragon pulak!)

Looks like what that person said a long time ago is true.

OK, enough of syiok sendiri liao... go back and buat kerja, earn more and play UTF

Xuzen

p/s No Ramjade, not you, you are still a poor SOD / Kiam Siap Kwee. Go eat your Gardenia Sambal Ikan Bilis bun.


This post has been edited by xuzen: Aug 8 2017, 11:38 AM

Ponzi oh Ponzi, kenapa engkau tak naik?

Kenapa ku nak naik,

sama saya Algozen pun tak hirau dan ambik .

Algozen oh algozen, mana yang baik?

Pegi baca balik yang lama, semua yang rekomen naik dan baik!

Xuzen

p/s OK lah, not all naik & baik, but I need to rhyme wit'it.

3 out of five naik, still win mah!

This post has been edited by xuzen: Aug 10 2017, 02:41 PM

Ignore the white noise, stay focus.

Already up 5X.XX% in YTD, apa lagi lu mau?

Be realistic!

Xuzen

Gua ingat so many newbies come in because they love us.....

BUt ultimately, recycled account only....

Xuzen

And that is why there is the danger of chasing hot funds lor!

By the time you notice its hawtness, it would have gone up a few notches already....

Lai lai, stick to Lee Sook Yee UTF. That auntie fund is good for all occasion.

This UTF is like a mother's touch, no matter rain or shine, when you go home , you will know that warm dinner is served on time, the bed is made ready and the lights are switched on.

Xuzen

This post has been edited by xuzen: Aug 12 2017, 12:38 PM

Market down down down.

Hence next week ad hoc masuk masuk masuk:

IDS RM 2,500

TA Tech RM 500

Xuzen don't sai lang, always DCA because is kiasi investor.

This post has been edited by xuzen: Aug 12 2017, 01:32 PM

I already have RM 25K inside Auntie Lee Sook Yee UTF. I am going to DCA slowly into IDS another RM 25K by end of this year, making a holding of RM 50K in Malaysia centric exposure by year end.

Yes, this is an election theme play. I hope Ah Jib Gor don't call for election so soon, please let me make some money first can boh, Ah Jib Gor?

Just like before my TA Tech was a USD/MYR forex play.

India was a lucky dice throw, after I entered, Modi came into power and Sensex just went ballistic.

Some might think, this Xuzen is speculative and banging on pure luck..... well, it is a calculated risk.

I checked with Morningstar, and KGF & IDS has very poor correlation with TA Tech and Manureits. So, this Malaysia centric UTF, although at this moment does not have the best risk to reward number, I am in it for its poor corr-coeff (R^2) number aka good diversification to my overall port.

So I have two narratives to follow, one being KGF / IDS offers good diversification aka poor corr-coeff (R^2) value across my overall port; the other is the election thematic play. These narratives, I figured, have given me the confidence to masuk Malaysia centric UTF this time round.

If you do not understand the mumbo - jumbo I wrote above, just remember this then : Algozen™ the crystall ball cakap masok, I pun masok lah!

Xuzen

This post has been edited by xuzen: Aug 13 2017, 11:50 AM

Yes. And then move on to another horse.

Xuzen

T1U! This is Unit Trust Investing lah! You ingat day-trade or contra play kah?

UTF investing time horizon is months to a few years to see gain wan lar. No patience, then cannot play UTF style.

UTF style is for those selamba - selamba , half asleep, lazy - lazy type people wan....

Xuzen

This post has been edited by xuzen: Aug 13 2017, 12:25 PM

Macam not from me leh!

Sound like WMK, looks like WMK, but not sure is WMK...

Xuzen

BTW, kawan lama, you nowadays sudah kaya liao hor... no more need to invest, spend money on Viet Mois only rite? I am happy for you.

Xuzen

Lovin' feelin' by Halls & Oats. (Top Gun 1986 OST)

For the purpose of discussion, KWSP should be viewed as a mixed-asset. Not bond nor is equities. Because inside KWSP portfolio consist of share, bonds and properties.

Xuzen

Next month when market rebound, there will be another round of noobs asking, one or the other of the questions below:

1. Hi, I'm new to FSM, what fund to buy ar?
2. I got fund XYZ, can sell / buy boh ar?
3. I enter this fund last weeks because sifu here recommend, how come I don't make money wan?

Xuzen

Market drop, hold cash because of fear it drop somemore....

Market up, hold cash because fear to chase market...

In the end, portfolio performance equal or worse than FD.

Xuzen

p/s That is why DCA is to take away that emotion and irrational thinking from long term investment.

Sifus sekalian, what fund to enter ar?

My ABC fund, should I sell or buy more ar?

How come the fund sifus sekalian recommend don't go up wan? I bought it last week! One week already still red wan?



This post has been edited by xuzen: Aug 15 2017, 09:42 AM

He has been hanging around this thread for quite sometime liao... I know his pattern. Mostly empty talk, no action wan.

Xuzen

DCA

I think for the past one year, it has been bull all the way. Those who were waiting for a 20% drop, will have to accept a 4% FD rate because they were holding cash and waiting and waiting and waiting.

While those who enter even DCA slowly have been laughing to the bank (double digit return is quite normal for the past one year).

Xuzen