Our Global Titans is doing better than Manulife US right now.

eastspring all the way

I diversify into multi sector/region but realized around 50% of my port are from the same fund house. Do you think is that even an issue for the most part of it?

Ideally should be from different fund houses if you really want to achieve maximum diversity.

I get email say have new bond call FSM bond. Is it good?

Just min-maxing if you want maximum 100% total diversity you should protect against the fund house shutting down

if the benefit of buying bond A is just the guarantee of getting back our capital + 4% profit with a risk of the bond defaulted, is it better to just put the same money to premier fix deposit which also can get our capital back with similar 4% profit?

just wonder?

Then is there any reasons to buy bonds? 

Pink Spider

Might be returning to MY soon.. 

Any recom for PRS..through FSM? And what benefit it can give me.. EPF allocation for tax deductible already maxed.. got advantage for PRS? 

Also I heard got RM 1k.. how to take? 

You can use the lifestyle tax relief for unifi.
That alone can take up to 2k of the tax relief.

should have taken either KGF or EISC only...

I believe in small capital funds and will still invest into kapchai. one reason is that I believe my epf is already heavily invested in big caps in Malaysia therefore I do not want to overlap my investments.

my two cents

also

this

https://www.google.com/amp/www.nst.com.my/node/204899/amp

Hi all - I'm noob to FSM, any tips on what to buy ? Or any good agent to intro? I'm in penang now. Thx

"You either die a hero or you live long enough to see yourself become the villian"

looks like I'm getting desensitized with all the new comers here that it doesn't pay to take their hands and guide them around like little kids

Ponzi two fund manager not cun oso!

We should top up based on the cun'ess of the fund manager.

Xuzen

Haaaaaaaaa sure or not... confused.

the sad thing about this is that nobody cares. the global economy won't even feel a single ding on its flesh. that's capitalism for you

Its definitely not because of the Syrian war. that's for sure.

be advised that EQ is a place that investors are camping these days hence why Reits are underperforming. once the heat fizzles, Reits and bonds will be safe havens to invest.

It all comes full circle. jokes aside xuzen's risk appetite has somewhat dwindled (as per his age, yes considered old man Logan) so his portfolio is catered around having stable returns hence why the funds he has have the best risk to return ratio. as in low risk better returns compared to their peers

you really do love Singapore don't you bro. lol. should plan to get a pr there since you have graduated. think the Singapore Goverment would love you alot