Ramjade the si kedekut feller wlll tell you MYR 4.5 can buy two Gardenia Roti Sambal ikan blilis and one reverse osmosis water large bottle that can sustain him for his trip to S'pore to and fro wan leh! 

Xuzen

We must try to contain costs and increase revenue!

Contain costs? Yes

Don't brush it off! Savings add up especially if we do it in every aspect of our lives!

The less you pay for your funds, the more you keep in your pocket—it's that simple.
~Vanguard~

isn't that what you been wishing for buddy?

Meaning?

His dreams of them having a 0% SC is becoming a reality.

Don't give false info, it is mostly a drop of .25% of SC, don't get over and describe it as 0% SC.

So this change of 0.25% drop in SC going to make any difference to your plan to go sg ?

after this ruling he may want to think twice

http://www.bnm.gov.my/microsite/fxadmin/ne...1_Residents.pdf

BNM has tightened their system.

Investment abroad
Residents are free to undertake investment abroad using foreign currency funds sourced from abroad.   Residents without domestic ringgit borrowing are free to invest abroad.  

Residents with domestic ringgit borrowing who are converting ringgit into foreign currency are free to invest abroad
-   up to RM50 million equivalent in aggregate for the group of resident entities with parent-subsidiary relationship per calendar year; and
-   up to RM1 million equivalent per calendar year in aggregate for resident individuals

Residents are free to undertake direct investments abroad using proceeds from foreign currency borrowings obtained from licensed onshore banks or licensed international Islamic banks

got it from other thread. apparently it's just not 1mil

I am trying to bring out the point that this change of 0.25% SC is not affecting people who are using or plan to use those alternative platforms.

Of course 2 way eat la. Here is highly informative and serious discussion.

There is blow water. Put ready dispose to PM lo. To earn free things hahah.

But but...
I did some mistake with the amoi part... Sad xiaaa

What i meant was that the current reduction of 0.25% signals that FSM may cut their charges in the future, right ?

No.

Malaysia on Trump's trade hit list
1 Apr 2017

Malaysia is among 16 countries that President Donald Trump has singled out in an order calling for an investigation into the US trade imbalance.
Mr Trump also promised on Friday to crack down on "foreign importers that cheat", signing two executive orders that he said would lead to a historic reversal of his country's trade deficit.

In Washington on Friday, Mr Trump directed some tough talk at importers that he believes are not playing by the rules, saying his two executive orders would lead to a historic reversal of his country's trade deficit.
"They're cheaters! From now on, those who break the rules will face the consequences and they'll be very severe consequences," he said.
He blamed the trade imbalance largely on unscrupulous foreign powers, aided by US special interests that have helped push through "bad trade deals".
"Thousands of factories have been stolen from our country, but these voiceless Americans now have a voice in the White House," he said.
"Under my administration, the theft of American prosperity will end. We're going to defend our industry and create a level playing field for the American worker, finally."
The first of the two orders will require a report on the causes of the trade imbalance within 90 days. It will focus on 16 countries: China, Japan, Germany, Mexico, Ireland, Vietnam, Italy, Korea, Malaysia, India, Thailand, France, Switzerland, Taiwan, Indonesia and Canada.

http://www.bangkokpost.com/news/general/12...-trade-hit-list

my KGF
my EISC
my China
 

sorry, it worst than EPF.

Also Asia PAC, Indian, Europe, Canada ....

Is there anything which is spared ? Timbaktu ?

US will be up?

what are you guys opinion on dividend focus funds?

Edited. Not sure how to word the question.

Basically i would like to know why is there less focus here on dividend focus fund. And more emphasis on just funds with good year on year ROI.

Edited. Not sure how to word the question.

Basically i would like to know why is there less focus here on dividend focus fund. And more emphasis on just funds with good year on year ROI.

That is not my question

I mean this type of funds

Well, holding bonds are like holding stocks, you pay brokerage and no management fee and all

In this case, the fees FSM charge is 0.35% sales charge and 0.2% platform fee per annum. A lot cheaper than bond fund considering management charge is at least 1% + all the expenses probably 1.2% or more. On top of that you still pay platform fees

So yeah, those ppl who wants low cost, mali mali

hi guys, newbie here, just want to ask, is it advisable to do just use the recommended portfolio and call it a day. 

many too choose, pening already.

Will you say yes to ABERDEEN ISLAMIC WORLD EQUITY FUND - CLASS A?