QUOTE(2387581 @ Mar 16 2017, 05:42 PM)
There is a saying which goes It’s time in the market that builds returns, not timing the market.
Not sure how true is that these days.
Not sure how true is that these days.
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FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Mar 16 2017, 06:52 PM
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#21
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Mar 22 2017, 08:15 AM
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#22
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Mar 23 2017, 08:33 PM
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#23
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Mar 24 2017, 09:24 AM
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#24
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Mar 31 2017, 09:05 PM
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#25
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Time for my EGO boasting again....
long time did not have this feeling.... this is for my own ego boasting only... have to boast it now BEFORE it crashes again Disclaimer: This data does not constitute an investment recommendation. No person should rely on the content and/or act on the basis of any matter contained in this document without obtaining specific professional advice. Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position. Attached thumbnail(s) |
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Mar 31 2017, 09:14 PM
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#26
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QUOTE(fense @ Mar 31 2017, 09:10 PM) ya. As part of my aim reduced malaysia, toward Asia Pac, I incrase asia pac. all my fund had been adjusted. those earn more rhan 20 percent mostly had switched. I did that with Greater China and Ponzi 1.0 last month..... |
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Mar 31 2017, 09:16 PM
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#27
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Apr 5 2017, 09:04 AM
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#28
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QUOTE(Hanford @ Apr 5 2017, 08:52 AM) going to a buffet table....you just had sushi liao, what should you have next? may I suggest you go to read this 1st.... maybe can get some added info to help you decide..... https://www.fundsupermart.com.my/main/school/school.svdo |
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Apr 7 2017, 10:57 AM
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#29
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QUOTE(Avangelice @ Apr 7 2017, 10:37 AM) the sad thing about this is that nobody cares. the global economy won't even feel a single ding on its flesh. that's capitalism for you Yes...i won't care for now.....infact tis is the only 1st chance i got since i revamped my portfolio in Jan 2017....to see if my portfolio can withstand tis faraway noises.....if my port can swing more than comfortable....then i will hv to review n make some chances agaon in Dec |
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Apr 7 2017, 01:31 PM
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#30
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QUOTE(dasecret @ Apr 7 2017, 11:28 AM) Uncle Looi, very glad to see the new portfolio is working out great. Out of curiosity, did you backtest the old portfolio you had, if you did not revamp, would you be in a better position or worse off? That will give you some indication as to whether or not revamping was the right move I did not do back tracking...but i was heavy in small cap at 45% of portfolio last year....definitely for return wise...if i did not revamp in Jan....abit huat lah now....But for a more generally accepted diversified portfolio now...i am happy will the returns so far.....just need to see how it will fair during a corrections..... |
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Apr 18 2017, 07:40 AM
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#31
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just remember this saying / advise when I read business management articles many decades ago.... which I think is applicable to UT too (to be on topic
If one can gives me chicken, I should not be hesitates / grumbling in giving him drumsticks.... (in business sense) If a staff can perform or provided a satisfied environment, I don't mind paying him more. (why I don't mind...bcos i got more compared to him) (in UT sense) If the entities can provides me with a satisfied investment environment (which includes: service, knowledge, responses to queries, well maintained platform, sense of securities, etc, etc) for my investment needs....I should not be hesitate / grumbling in giving that entities what they wanted. (why I don't mind....bcos i got more compared to them) in short...maybe not directly relevant..."If you pay peanuts....you may get monkeys" Kind of not morally corrects (but some people think they are smarter by doing it).... (some of you noticed that to or are doing that too)...it happened, are happening and will continue to happens.. The Tesco has carpark,...some people use that carpark to park their car BUT did not shop there...they just go next door to shop/eat..... Do you think they are morally right? This post has been edited by yklooi: Apr 18 2017, 07:47 AM |
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Apr 18 2017, 09:23 AM
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#32
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QUOTE(yklooi @ Apr 18 2017, 08:44 A) yklooi happens at my place. yes...that is true to some people...the reverse is also true to some people....just like buying pirated dvd....The question is do you want to save RM80/month and park under the shade or park outside in the hot sun? Is RM80/month a moral issue when your whole office people park in tesco, and there are still plenty of parking space for shoppers? (this is a true story - all office people park in tesco but the tesco at my place still have lots of space). Anyway I can cut cost, I will take it. RM80 save = RM960/year. That 50c doesn't look so small anymore is it Let me give you another eg. If you have to IBG 10 people a month, what do you do? Do it and pay RM1.10? RM1.10 x 12 = RM13.20 Or you just IBG once to a bank account which give free IBG and IBFT and pay only RM0.11/month. Total for the year RM1.32. RM0.11 doesn't look so small anymore right? Total savings = 90% Anyway ini sudah OT. When you are calculative in numerical value....and are fixated in minimizing the numeric value.....there is a limits to where you can go.....but if you focused on %....the results would be much better.... When you are able to spend the numeric value that does not affect the budgetted % if expenses.....you will know. There are people who can hv a nite out that costed more than a year of parking charges......while to others it us their child's food for a month. I once had an accontant taking over a company while the boss is on leave.....she is too fixated in controlling cost....reduce tis, cut down on that, etc.....she forfet abt the % of effect that can improves.... Sales was affected bcos no beers during entertaiment nites out wuth customers.... Guess she did no know abt "if someone gives you chicken, don't hesitates to offer him drumsticks" |
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Apr 19 2017, 04:16 PM
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#33
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QUOTE(Avangelice @ Apr 19 2017, 04:10 PM) Last time you were able to use your own bank account to fund two accounts. after BNM tightened their grip on money laundering (thanks Najib) you can only channel money into your fsm thru your own bank account. just to add on....so here's the thing both of you need to open your own accounts. if anything happens to either one of you the quickest way is to make sure you both have each other's passwords for fsm and bank. that's what i did for myself, my father knows all my bank account passwords and all my investment accounts. if I die he can just withdraw. taking money out for a dead family member is the hardest thing to do not sure if it is PBB only or includes other banks too... if used PBB's ATM card to withdraw 5k continuously for few days..they will call up to confirm the withdrawal activities... |
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Apr 19 2017, 04:20 PM
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#34
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QUOTE(kukuray @ Apr 19 2017, 04:16 PM) for me there is no right or wrong in this field. there is only gain or lose. my method maybe wrong and high risk but that is my choice and my decision XD yes....your choice and your decision....but still have not teach us how to timing the market? as KGF is m'sia focused fund no currency risk.....thus forex gain/lost can not be used to time the market entry.... your "Trade secret" isn't ? tak boleh leak out? |
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Apr 19 2017, 04:21 PM
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#35
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QUOTE(TSOM @ Apr 19 2017, 04:15 PM) can't remember.... when I google, I found comparison of FSM with POEMS and DollarDex. I guess for UT in m'sia, the cheapest is FSM?? Is the registration process quite simple?? no read the heading of this thread? https://forum.lowyat.net/topic/4268975 |
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Apr 19 2017, 04:26 PM
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#36
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QUOTE(Avangelice @ Apr 19 2017, 04:23 PM) it's for all banks. even if you wanna launder 20k, you bank in 2k day thinking it won't get a ping with BNM, surprise surprise you get a call for audit. thus i think i did made a correct decision....started using PBB online with tokens...can move 30k per day..... |
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Apr 19 2017, 04:34 PM
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#37
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QUOTE(kukuray @ Apr 19 2017, 04:27 PM) there is no secret my friend. only experience and study global information + basic economics and rumors from people around u (different field) wah, wow..... so knowledge able... would not it is a waste or not maximising that gifts that you have been given..... because some forummers can just said not need to have "experience and study global information + basic economics and rumors from people around u (different field)"......can also make 6%...bcos, there are many UTs with annualised returns of >6%. |
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Apr 19 2017, 06:50 PM
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#38
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Apr 19 2017, 11:57 PM
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#39
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QUOTE(ganaesan @ Apr 19 2017, 11:47 PM) since election is just around the corner, can we time the market? not sure about others, but for me.....I had planned and allocated my portfolio to include some % in KGF and EISC.....1. What would be the outcome before election? a). market drop? b). market increase? and 2. What would be the outcome after election? a). if BN wins more seats? b). if BN loses more seats? so I will just sit back and let the FMs to do the right things ...... so to your questions....I will let the FMs do the stock allocation by buying fundamentally sound but undervalue stocks and hope that he/she would not allocates just for the election sake. |
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Apr 22 2017, 07:13 PM
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#40
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Saturday, 22 April 2017
Time for reality check Read more at http://www.thestar.com.my/business/busines...T2mzPJ10Jt09.99 |
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