Here is your darling fund manager
Lim Tze Cheng

yes,...looking at his previous records of RHB Smart Treasure...ave > 23% pa for 5 yrs....

I thought someone said that he picks the thinly traded counters and then gradually beat up the price, that's the reason for him to be able to achieve higher return ?

KLCI is the index of a group of the largest companies in the country's stock exchange, alike Dow Jones, STI (Singapore) or HSI (Hong Kong). Good as a barometer to gauge the state of economy in general.

I don't think the incdex would be any help in picking stocks - especially those listed outside of the main board, in the ACE market.

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As an investor in UT funds, I think it is advisable to read the fund's prospectus to know what sort of stocks it can have. For example, for a small-cap fund, its prospectus would define what are the permissible stocks it can invest in - like being a component in the bursa small-cap index, capitalisation from 300 million to 1.2 billion. etc. etc.

If the fund is picking stocks in ACE, then it should not be compared to another small-cap fund holding stcoks in the small-cap index and compare only their returns without taking other factors into consideration. The risk is not the same. Extraodinary returns, extraodinary risk.

Boleh. Why not. Summary:
- Timing is important. If you buy in 2007 (height of bull market) vs buy in 2009 (max of bear market) your returns today is very different (if you don't chicken out and sell and just hold)

- Opportunity present itself once every few years. If you topup small amount, your gain is insignificant. If you topup big amount, your gain is very significant. Hence save up for this opportunity. Old people have shown their proof of waiting pays handsomely so why as young people we cannot wait?

- Our beloved RM is dropping 1-2% a year. Compound this over long time, the drop become significant. That's why a 10% return in RM terms is not the same with a 10% return if we use other currency (over few years).
Investing using RM at average 10%p.a  (10/4/2008-13/8/2017)
Initial cost = RM10000
Final returns = RM28531.16

Investing using SGD at average 10% p a
(10/8/2008-13/8/2017)
Initial cost = SGD4341.88 (RM10k/2.30315)
Final returns = SGD12387.89 = RM39041.05 (SGD12387.89/3.15155)

Numbers don't lie.

- Because the RM drops, drops, parents sending kids overseas need to find more RM to pay. They may suddenly find themselves needing to fork out 20-30% extra (USD from 3.8-4.x). Now had the parent invest say using SGD to finance the kids edu, they need not need to fork out so much as the SGD really did appreciate againat the USD.
Eg. RM-USD (2008-2017) data is taken from XE.com
- 10/4/2008-> 13/8/2017
- 3.18990 becomes 4.29778
- 34% decrease vs the USD.
Eg. SGD-USD (2008-2017) data taken from XE.com
- 10/4/2008-> 13/8/2017
- 1.379 becomes 1.36438
- Holy!!! SGD appreciated 1.06% vs the USD.

Parents who funded kid's edu using RM need to earn/find more RM so that kid can remain in school. Where are they suddenly going to find extra 30%?

Now who need to work harder for their kids edu? Someone who earns RM from their investment or someone who earns SGD from their investment?

- You don't need to be HNWI to invest overseas. A small amount is enough to start.

- All platforms are provided by myself after through research. If I don't invest in SG, how do I know all those platform?

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END OF SUMMARY

Maybe time to be a silent reader???

So in the example above, is it better to invest in the non-myr class? What are the advantages and disadvantages of doing so considering that the RM is so weak?

Not long time ago, there were queries, discussion, argument and self analysis assumption about why the sudden non performing Ponzi 1.0 over the past few months.....

they hear you, they go and find it out and now here it is......

"Affin Hwang Select Asia ex-Japan Quantum Fund :-  the fund has been underperforming its benchmark (MSCI Asia ex-Japan Small Cap Index) since April after the soft closure of the fund.
On our opinion, we think that the poor performance of this fund is partially due to the substantial inflow of funds during February to April of 2017 (before the fund soft closed).
By looking at the figure 1, one might notice that the cash holdings for the fund stood above 20% during February to April this year.
Hence, the relatively higher level of cash and cash equivalent instruments during that period might be one of the factor that dragged the returns of the fund (cash drag).
On top of that, the fund also suffered from a sharp plunge in one of its top holdings – Best-Pacific Int Holdings Ltd as the company had issued profit warning on the back of a challenging business outlook.
However, after communicating with the fund house, we understand that the fund manager had trimmed their holdings in that particular stock.
At this juncture, the fund manager has taken a more defensive position with higher allocation (about 20%) into higher yielding companies given the increasing market volatility.
Meanwhile, they still maintain a nimble position in order to grab the opportunity to rotate into more growth-centric names once market stabilises.

https://www.fundsupermart.com.my/main/resea...und-Choice-8782

The "E" is up.....

so the drop of -5.21% is most probably due to that too

no announcement of Manulife Greater China fund distribution in FSM maybe was due to FSM did not carry it....

ah...make sense 

The date is out of sync, as the drop was on 28th, but the E appears on 29th. Same goes to Manulife Reits.

Do they do this as an exercise for the investors heart ? 

Thanks Hui Ching,
You mentioned holdings from eunittrust.com.my. Can it be eligible for funds redeemed from Public Mutual? 

Then i am pretty sure FSM  will advise people with queries abt FSM's related products to get the info and replies  thru their official channel and not in lyn😄

Out of curiosity, why do you want to transfer from philip to FSM? Eunittrust cheap cheap ma

To redeem and re-purchase may result in losses during the "transfer"

Wow, great idea.  What a sophisticated investor.
So, to complete a transaction from e-unit trust purchase till purchase of FSM fund at 0% SC, how many days does it usually take for you?  2 weeks?

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Lai, lai, you come teach me....

Xuzen

https://ufile.io/cco0j

anyone need simple version of excel file can download from the link above , pm me if have any doubt

How long does it take to receive money for selling a fund? I know it says T+4, but any chance it comes in earlier? I submit application at 1pm Monday, I assume by Friday it should be settled? Will they bank in direct to my bank account? Will that take an additional day?

Long story short, submitted a sell request on Monday 1pm, when should I receive the redeemed funds in my bank account?

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You can use this CNBC world heat map to get a feel of how your broadly diversified equity portfolio is moving now.