Based on past similar cases, when is the best time to top up ? And how long the dip will be ?

Dear sifus,
How do you analyze which fund to invest in? (So many variables.....)

sorry if stupid question, I have read and reread the FSM tutorial many times but each time got more question marks...

Consider this thus, if you withdraw from KGF from your KWSP-MIS, it goes back to KWSP first. Then if you withdraw again from there to another UTMC, you will be levied another round of sales charge. Not a smart move! 

This is what I have highlighted before and that is for KWSP - MIS participation, Kenanga is a poor option because amongst it KWSP-MIS approved UTF, only KGF is worthy of investment and not the other. As such Kenanga is a one trick pony and that is why I am reluctant to participate in it, even though KGF is a good fund. Sometimes we have to see in totality and not myopically.

Best option, stick with KGF. For fresh fund consider eastspring, AHAM, CIMB or RHB because they have greater options. Like a buffet dinner, macam-macam ada.

Xuzen

p/s My personal preference is Eastspring because it has a good mix of equity, balanced and fixed income fund available to KWSP-MIS participants.

Hi guys, I am new to unit trust investment. I plan to submit my account opening form at fsm by probably end of this month / 1st of next month.
I have RM24,000 to spare and here's my portfolio
affin hwang select bond fund - 40%
ponzi 2.0 - 25%
AMasia REITS - 15%
RHB Asian Income Fund - 20%

Any suggestion on improvement for what my portfolio is lacking?

Then what is the different ah since we can choose our own fund also...how is it diff from putting 1k into the fund of our choice

For now, from november to december:

kgf maintain roughly same level in liquid asset

but for kap chai, they injected almost 8% of liquid asset into stocks

while ponzi 1 pumped almost 11% liquid asset into stocks

Hi friends,

it is after hours now so I ask here. Let's say if I want to mirror the FSM recommended portfolio, does it mean that

1. FSM will sell and buy/switch the existing funds into the funds within the recommended portfolio (sales charge incurred)?

2. Do I have to skim profit or rebalance the portfolio myself or FSM will do it automatically to the prescribed ratio? If so, when?

on additional note:
http://www.theedgemarkets.com/my/article/e...Pi3nEmc.twitter

For KGF, check their latest FFS, they showed the latest 3 months stocks and liquid assets percentage

For kapchai and ponzi 1, compare their FFS between november and december

Hi guys, really enjoyed reading everyone's views and insight on the current market trend.

I'd like to ask regarding CMF. If i gain certain profit after certain period of investing, i have options to transfer my gains to CMF or leave it in the fund. Any benefit if i just  leave the profit as it is in the fund?

Leave profits in the fund = the power of compound interest. Let it ride the up and downs. At 8% yearly returns your money will double in 9 years time if you do not touch the profits at all. If you take the profits, you only get 72% returns, rather than 100% returns, within that 9 year period.

Can please recommend which fund that invests in Gold and commodities?

Thanks! Would this kind of fund any better than if I invest purely in gold account such as from PB, CIMB, Maybank, etc....

I agreed..im young.and.looking.into growth fund..willing.to.take the risk..thats why im still looking into 2 funds, affin hwang select asia ex jpn quantum.fund and TA global technology fund.. still undecided which to go..

hi sifus, i am very new to FSM, i want to know if there is any risk associated with buying funds via FSM? my intention was to buy PRS funds so that i can claim for income tax relief for year 2017 in year 2018. which fund would you recommend? thanks in advance.

im starting off with PRS first. any recommendation?

Yup the fund is.heavy on US where 78.4% is allocated in US. Ohter country include.netherland, israel, UK, finland, south korea, japan, france and china.. Some.famous brand listed in top 10 holdings that most ppl know is facebook, apple, mircosoft, samsung electronics, visa, intel and Qualcomm..this fund is considered aggressive.due to high volatility 12.6

On the affin hwang its more to asia side with the fund allocated highest in malaysia. This fund consider growth fund.as volatility lvl 9.2

Issit.btr.for me if I go into one growth or.aggressive fund.and another balanced fund instead of 2 aggressive/growth fund ?

AmAsia REIT seems to get more love here than MANULIFE ASIA-PACIFIC REIT.

Anyone want to elaborate on this ?

My portfolio before it burst (if any)

[attachmentid=8486708]

Note: I only started with ponzi 2 on the first investment date due to RSP initial investment requirement

other funds coming up and also in and out for RSP on the next RSP date from the first investment date

Lai lai, I give you all more poison!     

[attachmentid=8486864]
NAV turun = maki - hamun

NAV naik = takut pulak!

Apa lagi lu mau?

Xuzen

nah nobody gives a two shit about North Korea. everyone knows it's just boogeyman for China to hide behind. this won't even dent anything. poor chap.

Oic.

I wish to have a global fund but that s d only global fund in recommended list. Hmmm...

any global fund to consider ?

Can I add CMF as part of my portfolio in the excel sheet?

follow FSM's conservative portfolio or Xuzen very low risk portfolio since he is also saving for his children.

AmAsia REITs.
Rhb emerging Bond
Ponzi 2.0
Esther fund