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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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T231H
post Nov 20 2020, 09:29 AM

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QUOTE(encikbuta @ Nov 20 2020, 09:23 AM)
yea i tried this which is great but i do make multiple top ups per transaction. the first fund is fine, but then i still need to worry about the 2nd or 3rd fund that i top up as i put them in my cart, haha. nevermind la, i go rant to FSM clienthelp.

thanks by the way!
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i think, as long as you click buy and put them in the cart as per yklooi's post....
it will not have problem of you "accidentally" buying funds that are NOT from your existing fund lists.

This post has been edited by T231H: Nov 20 2020, 09:34 AM
T231H
post Nov 21 2020, 07:52 AM

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QUOTE(abcn1n @ Nov 21 2020, 01:00 AM)
Need help. I bought a fund a few days ago. Usually before this new website design, it will automatically deduct from my FSM cash account (it will say as cheque payment--don't know why FSM use such term).

However, noticed that till date, it is still pending for payment and choice of payment is only fpx online or upload deposit slip. I tried paying with the fpx online just now but decided to cancel it halfway as was wondering if there would be double payment as don't understand why they are not deducting from my cash account as per previously before this stupid new website. Now, its not  letting me pay using fpx online anymore (as I cancelled the earlier one) and I'm supposed to mail proof of payment to them and then do a stupid upload or mail them proof of payment when pay. Guess they are expecting me to go to my bank account and do payment from there bangwall.gif  Really mad as I got a good price for the fund a few days ago. Most likely will just cancel the order. Really dislike this stupid new website design.

1) So question is how do we get FSM to use our cash account for payment next time I want to buy?

2) Also, will I still get the price based on date of order if I make payment today as it has been a few working days already or will it be base on the working day that I made payment which will then be on Monday?
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try this (per image) for your question 1

as per your question 2...as per their FAQs:
"Your buy orders will only be transacted when payment is received.....before the cut off time and any buy order received after cut off time will process on the next business day".

"If we receive your payment before the cutoff time on a business day, your units will be priced as of the closing price of the market on that day itself. For payments received after the cutoff time or on a non-business day, your units will be priced based on the next business day.

Given that the fund management companies require time to consolidate, calculate and verify unit prices with independent trustees, you will only know the exact unit price two working days later. You will receive an email from us once your units have been priced."


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T231H
post Nov 21 2020, 08:32 AM

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QUOTE(encikbuta @ Nov 21 2020, 07:41 AM)
wow, does anyone here know why AmanahRaya Syariah Trust Fund beats all other local Fixed Income funds on FSM by a mile? I'm comparing the 2Y, 3Y & 5Y returns, all no fight. now at a time when the Bond Pricing Agency M'sia (BPAM) shows the bond prices are dropping, this ASTF pula just keep going up. very impressive.

the obvious answer is their bond selections are doing very well but how did they manage to select the correct bonds vs other bond fund houses? is it the awesome fund manager? their shariah compliancy? strong relationship?

i picked AmBond on the basis that it is the best performing fund with no shariah 'limitation'. obviously now i'm second guessing my choice sad.gif
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on that,...try see image and compare?...maybe can get an idea?


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T231H
post Nov 21 2020, 08:40 AM

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QUOTE(ky33li @ Nov 21 2020, 08:16 AM)
RHB Artificial Intelligence Fund performs better than TA technology fund simply because the tech funds selected are much better than TA. both are feeder funds one managed by Allianz while the other Janus. As i know Allianz is one of top fund managers in the world but not Janus.
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hmm.gif


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T231H
post Nov 21 2020, 09:03 AM

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QUOTE(ky33li @ Nov 21 2020, 08:58 AM)
Let's see which fund performs better incoming year but i am very sure Allianz Intelligence Fund returns will surpass Janus Technology Fund. You can check asset under both fund managers Allianz EURO2268billion vs Janus of USD374billion
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i am sure it will be better too in the coming year inclusive of the annualised returns of years to come too as it YTD ROI is already >100% of TA thumbup.gif
T231H
post Dec 10 2020, 06:14 AM

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QUOTE(yklooi @ Dec 9 2020, 10:50 PM)
hmm.gif  see how the top 5 holdings jumped in 2020
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hmm.gif looks like those top 5 holdings are not that sexy before 2020....
T231H
post Dec 10 2020, 01:14 PM

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QUOTE(jutamind @ Dec 10 2020, 11:51 AM)
Any funds that focus on recovery sectors apart from the REIT and Finance funds?
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did not actually focused on sectors as you queried,...but this article is more toward fund

FSM has just few days ago mentioned this...
"While the emerging market have suffered substantially in 2020, we think 2021 will be a better year for this region.
In this article, we look to discuss the prospects for emerging market countries and why should investors consider Global Emerging Markets Opportunities.

Reflecting on 2020 is likely to cause many emotional and financial frustrations to many. Going into 2021 however, we think the tides are beginning to turn for the emerging market.
For our final fund choice of 2020, we would like to share the prospects of the emerging market and why should investors consider Global Emerging Markets Opportunities. (attached image is the sectors that this fund holds)

https://www.fsmone.com.my/funds/research/ar...Insurance=false


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T231H
post Dec 30 2020, 07:59 PM

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GUIDANCE NOTE ON PROVISION OF INVESTMENT ADVICE
Effective Date upon 1st Issuance: 30 Dec 2020


3.1 If I discuss on specific stocks on blogs, forums or other social media, would I be required to be licensed to provide such investment advice?

As discussed in paragraph 2.2, the SC will take into account the overall circumstances in making the assessment.
However, the SC is more likely to consider your discussion on specific stocks on blogs, forums or other social media as an investment advice if they involve the provision of recommendation or opinion which may induce your reader or audience to take an action (e.g. buy, sell or hold) regarding the specific stock.

Your activity of giving investment advice is likely to require a license under the CMSA, if that activity is considered as carrying on a business. Some of the factors that may be taken into consideration in determining whether an activity is carried on as a business are discussed in paragraph 2.2.


Any communication involving providing recommendations or opinions which are likely to induce a person to take any action or position (e.g. buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives, is likely to be considered as “advising others concerning securities or derivatives”.

https://www.sc.com.my/api/documentms/downlo...83-eb263df5e8d5


T231H
post Dec 30 2020, 08:07 PM

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QUOTE(GrumpyNooby @ Dec 30 2020, 08:01 PM)
Can summarize in layman terms what the impact is to retail leisure investors like us?  rclxub.gif
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i think for leisure "talk kok" type of things is ok....just don't overly zealous to promote a particular stocks or unit trusts which make it seems like that stock or UT fund is a MUST have....like recently there are pushing or promoting of a certain must have "advance tech UT" as a future fund to have kind of promotion...
until then,,,,wait till the moderators of this forum to set the rules then
T231H
post Dec 31 2020, 10:00 AM

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Unlicensed stock gurus on SC radar
By GANESHWARAN KANA
Thursday, 31 Dec 2020


In its Guidance Note on Provision of Investment Advice, the SC however said that not all investment-related activities require a licence.

“Generally, conducting trainings or seminars on stock trading would not likely require a licence from the SC.

However, a licence is required if your training or seminar includes any material, content or if any of your trainers or speakers makes a statement that amounts to a recommendation or inducement to take action or position (for example, buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives, ” it said.

https://www.thestar.com.my/business/busines...rus-on-sc-radar

T231H
post Jan 14 2021, 11:50 AM

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QUOTE(iamoracle @ Jan 14 2021, 11:22 AM)
What's your take about Indonesia fund? There was a lot of big investments by MNCs in that country recently. It has the largest populations among ASEAN countries. Why its stock market is still losing out to its peers in the same region?
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you asked for it.... biggrin.gif

Indonesia Outlook 2021: Why it is one of our top five markets for 2021
In this article, FSM will explain some of the key reasons why FSM say that

iFAST Research Team
13 Jan 2021
https://www.fsmone.com.my/funds/research/ar...-2021?src=funds
T231H
post Jan 14 2021, 11:57 AM

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QUOTE(king_lover23 @ Jan 14 2021, 11:14 AM)
Hi all.. Newbie here... Wanna ask, is it cheaper to buy some funds at FSM compared to bank?
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most of the funds are "cheaper' than the banks.......alot more fund choices that the banks ....and credit system thumbup.gif
T231H
post Jan 14 2021, 12:44 PM

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QUOTE(Mr.Beanster @ Jan 14 2021, 12:41 PM)
Nice more A share to choose from. Wondering if the minimum investment amount for this is also RM5,000 same like AmChina A Share  hmm.gif
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from
https://www.fsmone.com.my/funds/announcemen...-funds-on-board



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T231H
post Jan 14 2021, 02:05 PM

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QUOTE(chichabom @ Jan 14 2021, 01:41 PM)
Recalled in early jan last year there was this special 0% sales charge promo for equity funds for a very short period of time, like few days only. For those long term fsm investors, can ask if fsm offers this promo every beginning of the year?

Only started with fsm last year hence not sure if this special promo is one-off or yearly occurrence. Just wanna see if i should wait for this special promo if its a yearly affair in jan. Thanks guys.
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past performance may NOT be an indicator of continuous performance or possible future performance applies...
thus past happenings may NOT be an indicator of continuous happenings or possible future happenings too

at times July/Aug period will have a promo period too during the publishing of updated recommended funds list...
if you want more promotion periods or frequencies...try
eunittrust.com.my
there is an active thread in lyn too...

eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!
https://forum.lowyat.net/topic/4268975

This post has been edited by T231H: Jan 14 2021, 02:10 PM


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T231H
post Jan 17 2021, 08:01 PM

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then can buying SGD or SGD hedged class in FSM MY ?
T231H
post Jan 17 2021, 09:10 PM

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just a note,...funds that are feeder fund of target fund may have this stated ....



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T231H
post Jan 19 2021, 10:53 AM

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QUOTE(tbgreen @ Jan 18 2021, 02:43 PM)
Hi,
I've accidentally created fpx e-mandate (when the fsm apps diverted me to do so).
May I know how to terminate or cancel this fpx e-mandate under the DDA / FPX menu?
Not really understand the function of this fpx e-mandate nor how to sue it too. Apologize for the super noobie question here.
Thanks in advance for advise.
🙏

Attach screenshot for reference:
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maybe this is applicable to your case?


11. How to edit and terminate my RSP?
You may edit or terminate your RSP via Personal Menu >> My RSP.

as per their FAQs on
06. Regular Savings Plan - RSP
https://www.fsmone.com.my/support/frequentl...tions?faq=Funds

T231H
post Jan 19 2021, 11:01 AM

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QUOTE(ironman16 @ Jan 19 2021, 10:59 AM)
i almost every year receive after CNY  rclxub.gif  rclxub.gif  rclxub.gif

FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......
FSM !!!!! if u see this msg, boleh start post my red packet to sarawak liao......

like oso cant see, no word liao  doh.gif
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can contact your Sarawak neigbour?

Kota Kinabalu Office
iFAST Capital Sdn. Bhd.

Unit No. K-62-3, Block K, Level 3,
KK Times Square,
Signature Office,
Off Coastal Highway,
88100 Kota Kinabalu, Sabah.

Monday to Friday
8.30am to 5.30pm

Phone Call Icon
+6088-335 060

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T231H
post Jan 23 2021, 11:00 AM

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QUOTE(ericlaiys @ Jan 23 2021, 10:58 AM)
Still don’t get it. How to get 0 fees? Attending the webinar right now
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seems like many funds are 0%sc in their FSM site now..
T231H
post Jan 24 2021, 01:59 AM

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QUOTE(ganesh1696 @ Jan 24 2021, 12:14 AM)
Any dividend declaring unit trusts no matter at what risk ?
But I think mostly higher risk funds don't declare any dividend.
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Some of FSM highest risk ratings funds that has dividend distribution policy....


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