Did they gives you credit points when from higher tier to lower tier funds? Like from eq to FI?

just for info.....
Latest Recommended Unit Trust List is OUT!!

FSMOne is lowering down the sales charges on Recommended Unit Trusts to 1.75% 0.5% from 2 July 2020 till 31 July 2020.
https://www.fundsupermart.com.my/fsmone/art...st-List-is-OUT-

The FSMOne Recommended Funds 2020/2021
https://www.fundsupermart.com.my/fsmone/art...s-finally-here-

FSM Recommended Funds list serves as a starting point for investors. Before making any investment decisions, investors should note that they should select a fund that would complement and sit well with their investment styles, philosophies and objectives.

This post has been edited by T231H: Jul 2 2020, 10:43 AM

Got this from FSM SG
how the markets performed since 1 year ago....


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just noticed latest articles by Affinhwang Am & Principal Am
A BRIEF ON GLOBAL & LOCAL MARKETS, INVESTMENT STRATEGY.
WEEK IN REVIEW | 29 JUNE – 3 JULY 2020

On portfolio positioning, we remain highly invested with cash levels hovering between 3.0-5.0%.
We remain cautious and will continue to monitor developments on the COVID-19 front including progress of a vaccine with several trials having moved to phase 3.

https://affinhwangam.com/insights/weekly-market-review

Investment Outlook June 2020 by Principal Asset mgmt
We’re increasing exposure to equities relating to fixed income,.......
https://www.principal.com.my/sites/default/...mmentary_FA.pdf

thus not just retail investors are crazy only??

This post has been edited by T231H: Jul 9 2020, 12:38 PM

RHB GLOBAL ARTIFICIAL INTELLIGENCE FUND - MYR HEDGED
https://www.fundsupermart.com.my/fsmone/fun...Fund-MYR-Hedged

RHB GLOBAL ALLOCATION FUND
https://www.fundsupermart.com.my/fsmone/fun...Allocation-Fund

I think the minimum top up is RM100, thus if you just add rm100 into a ut port everytime there is a drops, you will have alot in Yr portfolio already and also you must have an endless supplies of bullets.
Since 2018 I think the mkts had been very volatile with many occasions of more than 1% drops

Normally the promo would have already started ??

no lah....for the last few years it did not start until 28 or 29 Aug....just for a few days only


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splitting up into more production bases is actually a good strategy that should be welcomed by investors / customers for it reduced "concentration risk" of a business
example, in early Feb during the early Wuhan virus lockdown crisis....alot of the world's manufacturing production segment were affected bcos they cannot get supplies from Wuhan.
also it had been made known that alot of companies had been shifting "some" production out of China in the last few years to avoid US tariff on their export.

when comparing performance, some go a further step, they compare the risk reward ratio too.

Two Ratios to Measure a Fund’s Risk Factor
When it comes to selecting a fund, investors should look at both risk and return. Return is easily shown in the fund’s historical performance but risk is harder to ascertain. It is, however, very important as it is possible to lose all your money in a risky fund. Here, we provide two measures to evaluate riskiness of a fund.
https://www.fundsupermart.com.my/fsmone/art...ds-Risk-Factor-

The Sharpe Ratio Of Unit Trust – A Method To Estimate Its Risk Return Profile.
https://howtofinancemoney.com/unit-trust-ri...rn-part1-sharpe

Are The Rewards Worth The Risk?
https://www.imoney.my/articles/investment-g...-worth-the-risk

got this from FSM...

There are two major things to note about currency share classes. Firstly, the dealing currency may not be the currency that you are exposed to; and secondly, certain share classes feature a hedge feature.

Dealing currency may not be the currency that you are exposed to
For example, a unit trust investing in the US equity market would need US Dollars to purchase equity securities listed on the US exchanges as they are priced in the USD. However, that same unit trust may have a share class that is denominated in MYR. If you are buying the MYR share class of the fund, you buy units of the fund with MYR, but your real exposure is to the US equity market as the fund manager will need to convert your MYR to the USD in order to invest in US-listed securities.

Certain share classes feature a hedge feature
It could look something like: MYR-Hedged. This means that the fund’s underlying exposure is hedged to the MYR. The fund you purchase may be invested in the European credit markets, whereby securities there are denominated in the EUR. Thus, your currency risk as a Malaysian-based investor would be to the EUR, and the value of your investment would be exposed to the fluctuations of the EURMYR exchange rate. By investing into a MYR-hedged class of the fund, you can lower your risk of a weakening of the EUR (the underlying investment currency) against the MYR (your original investment currency) eroding your investment returns from the European credit market.

Differences Between Various Share Classes
FSMOne | Published on Nov 22, 2018
https://www.fundsupermart.com.my/fsmone/art...s-Share-Classes

they did not mention which is better though ....

SCAM ALERT

It has come to our attention that there was an unauthorised party who has misused the name and logo of Fundsupermart.
We advice investors to stay safe from these scam tactics at all times.

FSMOne | Published on Aug 26, 2020

https://www.fundsupermart.com.my/fsmone/art...2496/SCAM-ALERT

I agak agak think, agar agar is also correct, for jelly is flexible or not solid, thus his agar agar guess can imply,
Non solid, non confirmed state of guesses...
😂
But, I think you are more correct.

if you are only focusing on that, do that note of the below posting

from PM, strategies on how you can keep your emotions out of investing,....which can be applied to here too for those that needed it.


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Public Healthcare-Global Equity Fund will invest at least 30% of its net asset value in healthcare-related stocks and collective investment schemes, with the balance in other sectors with resilient growth and long-term structural trends

can get in FSM
UNITED GLOBAL HEALTHCARE FUND - CLASS A - MYR ACC
https://www.fundsupermart.com.my/fsmone/fun...Class-A-MYR-Acc

AFFIN HWANG WORLD SERIES - GLOBAL HEALTHSCIENCE FUND - MYR
https://www.fundsupermart.com.my/fsmone/fun...cience-Fund-MYR




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just read in the news...

new launching
feeder fund of Nikko AM ARK Disruptive Innovation Fund (the target fund) which is managed by Nikko Asset Management (the target fund manager).

https://www.theedgemarkets.com/article/affi...innovation-fund

Nikko AM ARK Disruptive Innovation Strategy
https://www.nikkoam.com.sg/institutional/eq...rategy?nk-route

Introducing the Nikko AM ARK Disruptive Innovation Fund
https://www.nikkoam.com.sg/sp/nikkoam-ark-d...ovation-fund-lp

Please be informed that the Factsheet for Nikko AM ARK Disruptive Innovation Fund will be published soon.
https://www.nikkoam.com.sg/files/documents/...heet/ark_fs.pdf

as per this 6 months old article

MEX II: A potential downgrade ahead
https://www.fundsupermart.com.my/fsmone/art...downgrade-ahead




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seems like FSM MY has a new website make over and some changes to the Sales charges rate too...


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The transacted data need to be tabulated by the fund house n pass on to the trustee, before giving to fsm to be published.
Thus I don"t think that fsm can publish it on the same day

yes, especially when you took out money from EPF to invest